$495,000
SOLD JUN 18, 2025
4 Beds
2.5 Baths
2,750 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$180 Per Sq Ft

1% Below List Price

16 Days on Market

Highlights

  • Community Lake
  • Deck
  • Traditional Architecture
  • Country Trails Elementary School Rated A-
  • Property is near park
  • 3-minute walk to Boathouse Park

About This Home

As of June 2025

Welcome to your new home in the sought-after Providence neighborhood of Elgin, proudly served by the top-rated 301 school district. Built in 2012 by Town & Country/K. Hovnanian, this spacious and stylish home offers exceptional curb appeal with its durable Hardie board siding, complemented by a new roof (2024) for added peace of mind. Set on a premium lot with beautiful long views, this home is designed to meet the needs of modern living while offering comfort, flexibility, and room to grow. Step inside to be greeted by warm, gleaming hardwood floors that flow throughout the majority of the main level, setting the tone for the home's inviting and elegant atmosphere. The open-concept floor plan is ideal for today's lifestyle, featuring a large great room that can be used as a formal dining and living area or adapted to suit your personal needs-perfect for entertaining guests or enjoying quiet evenings at home. The heart of the home is the stunning kitchen, showcasing rich espresso-stained cabinetry, granite countertops, stainless steel appliances, and a generous center island that offers plenty of prep and seating space. A casual dining area just off the kitchen includes a sliding glass door that leads to the fully fenced backyard, making indoor-outdoor living and entertaining a breeze. Adjacent to the kitchen is the spacious family room, providing a comfortable gathering space for movie nights, holidays, and everything in between. Upstairs, you'll find four generously sized bedrooms along with a large loft that offers endless possibilities-a playroom, home office, second family room, or whatever suits your lifestyle. The luxurious primary suite serves as a true retreat with its private ensuite bathroom featuring a dual-sink vanity, deep soaking tub, separate shower, and an expansive walk-in closet fitted with a custom organization system. The convenience of an upstairs laundry room makes everyday chores easier than ever. The full basement has been partially finished into a cozy recreation area that's perfect for relaxing or entertaining, while still offering ample space for storage or future finishing projects. Outside, the expansive fenced backyard offers plenty of room to play, garden, or simply unwind while enjoying peaceful, scenic views. The attached two-car garage adds convenience and extra storage. Located in a vibrant, well-maintained community with sidewalks, parks, and nearby green spaces, this home also offers easy access to shopping, dining, and major roadways, making your daily commute or weekend outings a breeze. This is more than just a house-it's a place to truly call home. Don't miss your chance to be part of the incredible Providence neighborhood! Other new items: 2023 - Washer, Dryer ** 2022 - Oven, Microwave, Dishwasher

Last Agent to Sell the Property

Shane Halleman

john greene, Realtor License #475132076 Listed on: 04/24/2025

john greene, Realtor

Last Buyer's Agent

Rutul Parekh

ARNI Realty Incorporated License #471021588

ARNI Realty Incorporated

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,391

Year Built

  • Built in 2012

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 80 x 123
  • Fenced
  • Paved or Partially Paved Lot

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,750 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Panel Doors
  • Family Room
  • Combination Dining and Living Room
  • Breakfast Room
  • Loft
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near park

Schools

  • Country Trails Elementary School
  • Prairie Knolls Middle School
  • Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Gas Water Heater

Community Details

  • Manager Association, Phone Number (847) 695-6400
  • Providence Subdivision, Colchester Floorplan
  • Property managed by Preferred Management
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,391

Year Built

Built in 2012

Lot Details

0

HOA Fees

$35 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Providence
  • Year Built: 2012
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Partially Finished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Hardwood
  • Interior Amenities: Walk-In Closet(s), High Ceilings
  • LivingArea: 2750
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Water Heater-Gas
  • Room Type: Breakfast Room, Loft, Eating Area
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Door Features: Panel Door(s)
  • Window Features: Double Pane Windows
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Brick, Fiber Cement
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Upper Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 425
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Preferred Management
  • Management Contact Name: Manager
  • Management Phone: 847-695-6400

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Country Trails Elementary School
  • High School: Central High School
  • Middle/Junior School: Prairie Knolls Middle School

Lot Info

  • Lot Size Acres: 0.23
  • Lot Dimensions: 80 X 123
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10391.24
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2025
Closed on
May 28, 2025
Sold by
Apura Rogelio Zaldy Buniao and Apura Yvette
Bought by
Gadhiya Rajnikkumar Kantilal and Thumar Ektaben
Seller's Agent
Shane Halleman
john greene, Realtor
Buyer's Agent
Rutul Parekh
ARNI Realty Incorporated
List Price
$499,900
Sold Price
$495,000
Premium/Discount to List
-$4,900
-0.98%
Views
19
Current Estimated Value
$503,675

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,675
Avg. Annual Appreciation
3.21%
Original Mortgage
$480,000
Outstanding Balance
$478,724
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$24,951

Purchase Details

Closed on
Jul 25, 2012
Sold by
Hovsite Providence Llc
Bought by
Apura Rogelio Zaldy Byniao and Apura Yvette Bersabal

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$279,416
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 30, 2009
Sold by
Hovstone Properties Illinois Llc
Bought by
Hovsite Providence Llc
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Citywide Title
Warranty Deed $287,000 Chicago Title Insurance Comp
Special Warranty Deed -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $480,000 New Conventional
Previous Owner $279,416 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/18/2025 06/18/25 Sold $495,000 -1.0% $180 / Sq Ft
05/11/2025 05/11/25 Pending -- -- --
05/09/2025 05/09/25 For Sale $499,900 0.0% $182 / Sq Ft
04/27/2025 04/27/25 Pending -- -- --
04/24/2025 04/24/25 For Sale $499,900 -- $182 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,843 $131,481 $40,569 $90,912
2023 $10,391 $118,783 $36,651 $82,132
2022 $9,802 $108,309 $33,419 $74,890
2021 $9,475 $101,261 $31,244 $70,017
2020 $9,198 $96,669 $29,827 $66,842
2019 $8,918 $92,083 $28,412 $63,671
2018 $9,874 $100,269 $26,766 $73,503
2017 $9,505 $94,790 $25,303 $69,487
2016 $9,473 $87,939 $23,474 $64,465
2015 -- $80,604 $21,516 $59,088
2014 -- $75,797 $21,250 $54,547
2013 -- $77,797 $21,811 $55,986
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12340375

Midwest Real Estate Data (MRED)

APN: 06-18-489-001