NOT LISTED FOR SALE

309 Division St Schenectady, NY 12304

Schenectady Area

Estimated Value: $258,000 - $280,055

6 Beds
2 Baths
2,232 Sq Ft
$122/Sq Ft Est. Value

Sale Details

Date Sold: February 20, 2026

Last sale price $275,000 $123 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,946 / mo

28 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Built-In Features
  • Full Attic
  • Front Porch
  • Bathroom on Main Level

About This Home

As of February 2026

Multi-Family Investment Opportunity whether you're a seasoned investor, just starting your portfolio, or looking for a place to live and have rental income.
Updated Apartments: Each unit features 3 bedrooms, full bathroom, living room, dining room, and kitchen. Separate Utilities: Outdoor Appeal: Deep lot with shed and deck adds storage and tenant-friendly amenities. Walking distance to Central Park, State Street shops and convenient access to the bus line. Strong Rental Potential: Move in condition makes this property ideal for consistent occupancy and income.

Last Agent to Sell the Property

Frances Callahan

Staged Nest Real Estate LLC License #30CA0949290 Listed on: 12/10/2025

Last Buyer's Agent

Tracy Thompson

Thompson Real Estate Team License #10401356551

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,894

Year Built

  • Built in 1910

Lot Details

  • 5,663 Sq Ft Lot
  • Back Yard Fenced

Home Design

  • Duplex
  • Traditional Architecture
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 2,232 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Vinyl Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Full Attic

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 2 Parking Spaces
  • Open Parking
  • Off-Street Parking

Outdoor Features

  • Shed
  • Front Porch

Schools

  • Schenectady High School

Utilities

  • No Cooling
  • Heating System Uses Steam

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tenant pays for gas, cable TV, electricity, heat, hot water
  • The owner pays for water
  • Legal Lot and Block 52 / 2
  • Assessor Parcel Number 421500 49.44-2-52

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,894

Year Built

Built in 1910

Lot Details

5,663 Sq Ft Lot

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1910
  • Directions: State St to Division St, between Becker and Bradley
  • Above Grade Finished Sq Ft: 2232.0
  • Architectural Style: Traditional, Duplex-Over/Under
  • Financial Details General Taxes: 3118.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1776.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.13
  • Sale Detail Seller Contribution: No
  • Number of Refrigerators: 2
  • Unit Information Number Of Stoves: 2
  • Subdivision Name: Select One
  • Levels: Two
  • Special Features: None

Interior Features

  • Flooring: Vinyl
  • Basement: Unfinished, Full
  • Interior Amenities: Built-in Features
  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Living Area: 2232.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Owner Pays: Water
  • Attic Features: Full
  • Interior Features: Built-in Features

Exterior Features

  • Exterior Features: None
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Back Yard
  • Other Structures: Shed(s)
  • Patio And Porch Features: Front Porch, Rear Porch
  • Waterfront: No

Garage/Parking

  • Parking Features: None, Off Street
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 2.0

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Electric: Circuit Breakers
  • Heating: Steam
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Parcel #: 421500 49.44-2-52
  • Lot Size Sq Ft: 5662.8

Rental Info

  • Tenant Pays: Gas, Cable TV, Electricity, Heat, Hot Water

Tax Info

  • Tax Annual Amount: 4894.0
  • Tax Block: 2
  • Tax Lot: 52

MLS Schools

  • HighSchool: Schenectady

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 10, 2025
Closed on
Feb 18, 2026
Sold by
Bought by
Seller's Agent
Frances Callahan
Staged Nest Real Estate LLC
Buyer's Agent
Tracy Thompson
Thompson Real Estate Team
List Price
$289,000
Sold Price
$275,000
Premium/Discount to List
-$14,000
-4.84%
Views
81
Current Estimated Value
$271,514

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,486
Avg. Annual Appreciation
-2.92%
Original Mortgage
$220,000
Interest Rate
0.0609%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 14, 2025
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,300
Interest Rate
0.0687%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 14, 2000
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$275,000 Chicago Title Insurance Compan
$157,500 None Listed On Document
$29,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $220,000
Previous Owner $217,300
Previous Owner $55,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/20/2026 02/20/26 Sold $275,000 -4.8% $123 / Sq Ft
01/07/2026 01/07/26 Pending -- -- --
12/10/2025 12/10/25 For Sale $289,000 -- $129 / Sq Ft
Source: Global MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,600 $89,100 $13,400 $75,700
2024 $5,600 $89,100 $13,400 $75,700
2023 $54 $89,100 $13,400 $75,700
2022 $5,255 $89,100 $13,400 $75,700
2021 $4,361 $89,100 $13,400 $75,700
2020 $5,117 $89,100 $13,400 $75,700
2019 $3,271 $89,100 $13,400 $75,700
2018 $5,161 $89,100 $13,400 $75,700
2017 $4,319 $89,100 $13,400 $75,700
2016 $5,267 $89,100 $13,400 $75,700
2015 -- $89,100 $13,400 $75,700
2014 -- $89,100 $13,400 $75,700
Source: Public Records

Agents Affiliated with this Home

  • Frances Callahan

    Seller's Agent in 2026

    Frances Callahan

    Staged Nest Real Estate LLC

    (518) 265-9295

    189 Total Sales

    Frances Callahan
    Section Image
  • Tracy Thompson

    Buyer's Agent in 2026

    Tracy Thompson

    Thompson Real Estate Team

    (203) 500-1493

    30 Total Sales

    Tracy Thompson
    Section Image
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Map

Source: Global MLS

MLS Number: 202530633

Global MLS

APN: 049-044-0002-052-000-0000

New York Schenectady County Schenectady 12304

309 Division St, Schenectady, NY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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