NOT LISTED FOR SALE

309 Harbour View Dr Unit 7 White Stone, VA 22578

Estimated Value: $960,000 - $1,183,000

3 Beds
3.5 Baths
3,490 Sq Ft
$306/Sq Ft Est. Value

Last Sold March 15, 2021

Last sale price $799,500 $229 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $6,670/month

35 Days on Market

Highlights

  • Docks
  • Boat Lift
  • In Ground Pool
  • Boat Ramp
  • Newly Remodeled
  • Home fronts a creek

About This Home

As of March 2021

Located in the well established waterfront community of The Harbour on Indian Creek, this beautifully paired residence offers 3,490 square feet of living space with water views from almost every room. Exquisite details and features throughout make this a very desirable home. The main level offers a large foyer, powder room, dining room & living room with a two-sided fireplace and French doors that open to a waterside screened porch. The chef’s kitchen features granite, stainless steel appliances and custom wood cabinetry. An office is located just off of the kitchen w/ built-in cabinetry and there is a finished bonus room over the two car garage. Features include main level owner's suite and 2nd level owner's suite w/ private waterside balcony and additional guest ensuite. Oak flooring and crown moulding throughout complete this well appointed home. Enjoy maintenance free living in a park like setting with community pool. This home has two boat slips - one with boat lift. Conveniently located just five minutes to town!

Last Agent to Sell the Property

Cathy Rowe

Shaheen Ruth Martin & Fonville Real Estate License #0225086321 Listed on: 01/08/2021

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,423

Year Built

  • Built in 2006 | Newly Remodeled

Lot Details

  • 6,490 Sq Ft Lot
  • Home fronts a creek

HOA Fees

  • $392 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Rowhouse Architecture
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 3,490 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Central Vacuum
  • Wired For Data
  • Built-In Features
  • Bookcases
  • High Ceiling
  • Gas Fireplace
  • Thermal Windows
  • Window Treatments
  • Insulated Doors
  • Separate Formal Living Room
  • Screened Porch
  • Crawl Space

Kitchen

  • Built-In Double Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub

Laundry

  • Dryer
  • Washer

Home Security

Pool

  • In Ground Pool
  • Fence Around Pool
  • Gunite Pool

Outdoor Features

  • Boat Lift
  • Boat Ramp
  • Docks
  • Balcony
  • Patio

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Power Generator
  • Shared Well
  • Water Heater
  • Community Sewer or Septic
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 29-44G

Community Details

Overview

  • The Harbour Subdivision

Recreation

  • Community Bulkhead
  • Community Pool

Security

  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,423

Year Built

Built in 2006 | Newly Remodeled

Lot Details

0

HOA Fees

$392 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Year Built: 2006
  • Property Attached Yn: Yes
  • Lot Size Acres: 0.149
  • Ownership: Individuals
  • Subdivision Name: The Harbour
  • Architectural Style: Row House
  • Garage Yn: Yes
  • New Construction: No
  • Structure Type: Townhouse
  • Year Built Details: New
  • ResoBuildingAreaSource: Other
  • Property Sub Type Additional: Attached,Townhouse
  • Special Features: None

Interior Features

  • Flooring: Tile, Wood
  • Basement: Crawl Space
  • Appliances: Built-In Oven, Double Oven, Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Refrigerator, Wine Cooler, Washer
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Insulated Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Wet Bar, Bookcases, Built-in Features, Separate/Formal Dining Room, Fireplace, Granite Counters, High Ceilings, High Speed Internet, Jetted Tub, Kitchen Island, Main Level Primary, Pantry, Cable TV, Wired for Data, Walk-In Closet(s), Window Treatments, Central Vacuum
  • Living Area: 3490.0
  • Stories: 1
  • Window Features: Thermal Windows, Window Treatments
  • ResoLivingAreaSource: Other

Exterior Features

  • Roof: Composition, Shingle
  • Fencing: None
  • Pool Features: Fenced, Gunite, In Ground, Pool, Community
  • Waterfront Features: Creek, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Frame, HardiPlank Type
  • Exterior Features: Boat Lift, Dock, Porch
  • Patio And Porch Features: Balcony, Patio, Screened, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener, Two Spaces

Utilities

  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Heat Pump, Zoned
  • Sewer: Community/Coop Sewer
  • Water Source: Community/Coop, Shared Well
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Home Owners Association, Pool, Bulkhead
  • Association Fee: 1175.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Insurance, Maintenance Grounds, Maintenance Structure, Pool(s)

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 29-44G
  • Zoning Description: R2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 4423.0

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 8, 2021
Closed on
Mar 10, 2021
Sold by
Ruhf Thomas J and Ruhf Kay S
Bought by
Jacobsen Lester R and Jacobsen Suzanne G
Seller's Agent
Cathy Rowe
Shaheen Ruth Martin & Fonville Real Estate
Buyer's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
List Price
$799,500
Sold Price
$799,500
Current Estimated Value
$1,067,624

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$268,124
Avg. Annual Appreciation
7.36%

Purchase Details

Closed on
Jun 6, 2019
Sold by
Lazorchak Michael and Lazorchak Pamela S
Bought by
Ruhf Thomas J and Ruhf Kay S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,000
Interest Rate
4.1%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 2, 2013
Sold by
Strebel Trustee Jacqueline L
Bought by
Lazorchak Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 16, 2007
Sold by
Harbour On Indian Creek Llc
Bought by
Strebel Jacqueline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
6.24%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jacobsen Lester R $799,500 Attorney
Ruhf Thomas J $755,000 Elite Title
Lazorchak Michael $760,000 --
Strebel Jacqueline $885,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ruhf Thomas J $450,000
Previous Owner Strebel Jacqueline $250,000
Previous Owner Strebel Jacqueline $350,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/15/2021 03/15/21 Sold $799,500 0.0% $229 / Sq Ft
02/13/2021 02/13/21 Pending -- -- --
01/08/2021 01/08/21 For Sale $799,500 -- $229 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,520 $1,003,700 $230,000 $773,700
2023 $4,423 $702,100 $225,000 $477,100
2022 $4,423 $702,100 $225,000 $477,100
2021 $3,526 $702,100 $225,000 $477,100
2020 $4,423 $702,100 $225,000 $477,100
2019 $4,423 $702,100 $225,000 $477,100
2018 $3,526 $597,700 $229,000 $368,700
2017 $3,526 $597,700 $229,000 $368,700
2016 -- $597,700 $229,000 $368,700
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2037935

Chesapeake Bay & Rivers Association of REALTORS®

APN: 29-44G