3092 New York 89 Seneca Falls, NY 13148
Estimated payment $7,771/month
Highlights
- Lake Front
- Colonial Architecture
- Wood Flooring
- Docks
- Cathedral Ceiling
- Main Floor Bedroom
About This Home
Welcome to The Garnsey on Cayuga Lake — a truly exceptional lakefront retreat that blends timeless charm with modern luxury. Originally rich in history, this stunning property was completely reimagined and rebuilt from the ground up in 2019. Set on over an acre of beautifully maintained grounds with more than 130 feet of direct lake frontage, this estate boasts great outdoor living spaces, a dock, and panoramic views of Cayuga Lake that stretch for miles. Spanning over 3,800 square feet of total living space, including an 850-square-foot finished bonus area above the garage, this home is designed with lifestyle and functionality in mind. Step inside through the side entry and you’ll be welcomed by a spacious mudroom and laundry area—complete with built-in cabinetry and a convenient dog-wash station—ideal for cleaning up after a day on the water or exploring the nearby Finger Lakes trails. The heart of the home is the chef’s kitchen, featuring a large custom island, high-end appliances, and ample storage. It flows seamlessly into the formal dining room, which offers plenty of space for entertaining large groups or intimate dinners with friends and family. Just off the kitchen, the center hall entry leads to a spacious living room and out to the expansive covered front porch, where you’ll enjoy unobstructed views of the lake from sunrise to sunset. The main-floor primary bedroom is a peaceful retreat, complete with dramatic vaulted ceilings and a picturesque picture window framing lake views. Upstairs, you'll find two generously sized guest bedrooms, both with walk-in closets, along with a beautifully appointed full bathroom. The primary suite upstairs is a true sanctuary, boasting a luxurious spa-like bathroom with double vanity, tiled walk-in shower, and a massive walk-in closet. From the second-floor covered balcony, you can enjoy elevated views of the lake and soak in the serenity of waterfront living. Whether you're seeking a year-round residence, a seasonal escape, or a luxury short-term rental opportunity, The Garnsey on Cayuga Lake offers it all—privacy, elegance, and prime access to the best the Finger Lakes have to offer. Offered fully furnished!
Listing Agent
Listing by Century 21 Steve Davoli RE License #10401281611 Listed on: 06/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,133
Year Built
- Built in 1820
Lot Details
- 1.1 Acre Lot
- Lot Dimensions are 135x0
- Lake Front
- Rectangular Lot
- Historic Home
Parking
- 2 Car Attached Garage
- Parking Storage or Cabinetry
- Garage Door Opener
- Gravel Driveway
Home Design
- Colonial Architecture
- Block Foundation
- Stone Foundation
- Vinyl Siding
- Copper Plumbing
Interior Spaces
- 3,806 Sq Ft Home
- 2-Story Property
- Furnished
- Cathedral Ceiling
- Entrance Foyer
- Family Room
- Separate Formal Living Room
- Formal Dining Room
- Bonus Room
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Kitchen
- Gas Oven
- Gas Range
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Docks
- Balcony
- Open Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
- Electric Water Heater
- Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- Late West Cayuga Reservat Subdivision
Listing and Financial Details
- Assessor Parcel Number 452289-008-000-0001-004-122-0000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,358 | $255,100 | $151,500 | $103,600 |
| 2023 | $9,358 | $255,100 | $151,500 | $103,600 |
| 2022 | $1,633 | $255,100 | $151,500 | $103,600 |
| 2021 | $7,965 | $255,100 | $151,500 | $103,600 |
| 2020 | $7,761 | $255,100 | $151,500 | $103,600 |
| 2019 | $1,633 | $199,400 | $151,500 | $47,900 |
| 2018 | $6,442 | $199,400 | $151,500 | $47,900 |
| 2017 | $6,633 | $150,900 | $120,000 | $30,900 |
| 2016 | $6,698 | $150,900 | $120,000 | $30,900 |
| 2015 | -- | $150,900 | $120,000 | $30,900 |
| 2014 | -- | $150,900 | $120,000 | $30,900 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/25/2025 08/25/25 | Pending | -- | -- | -- |
| 07/10/2025 07/10/25 | Price Changed | $1,289,000 | -7.2% | $339 / Sq Ft |
| 06/10/2025 06/10/25 | For Sale | $1,389,000 | -- | $365 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Available | |
| Deed | $118,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $580,012 | Stand Alone Refi Refinance Of Original Loan | |
| Closed | $155,000 | New Conventional |
Source: Upstate New York Real Estate Information Services (UNYREIS)
MLS Number: R1613904
APN: 452289-008-000-0001-004-122-0000
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