$460,000
SOLD AUG 28, 2026

3095 Talking Mountain Trail Cool, CA 95614

Auburn Lake Trails Area
3 Beds
3 Baths
2,148 Sq Ft
0.55 Acre Lot

Sale Details

Date Sold: August 28, 2026

$214 Per Sq Ft

8% Below List Price

69 Days on Market

Highlights

  • Golf Course Community
  • Gated with Attendant
  • RV Access or Parking
  • Northside Elementary School Rated 9+
  • In Ground Pool
  • Custom Home

About This Home

As of August 2026

Welcome to this beautiful fully furnished home just minutes from Gate 3 in Auburn Lake Trails. This updated 2148 sqft home has 3 bedrooms and 3 full baths with an additional bonus room / office. Featuring two large living areas with fireplaces, hardwood floors, newer roof, two decks, and a large garage with workspace (or space for 4 cars), this home is on more than half an acre lot in a great active rural community that offers a wealth of amenities. Residents can take advantage of the extraordinary equestrian facilities, hiking and riding trails, a golf course, adult and children's pools, tennis, basketball and pickleball courts, its own campground, plus multiple ponds and parks for family enjoyment. Nearby you will find wineries, hundreds of miles of hiking & biking trails, lakes, the American River and Lake Tahoe.

Last Agent to Sell the Property

Randy Merrill

Realty ONE Group Complete License #01435034 Listed on: 05/28/2026

Realty ONE Group Complete

Last Buyer's Agent

Laura Erfert

Real Broker Technologies License #02202265

Real Broker Technologies

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1989 | Remodeled

Lot Details

  • 23,958 Sq Ft Lot
  • Property is zoned R1

HOA Fees

  • $229 Monthly HOA Fees

Parking

  • 4 Car Attached Garage
  • Extra Deep Garage
  • Front Facing Garage
  • Tandem Garage
  • Garage Door Opener
  • Guest Parking
  • RV Access or Parking

Home Design

  • Custom Home
  • Contemporary Architecture
  • Raised Foundation
  • Frame Construction
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 2,148 Sq Ft Home
  • 2-Story Property
  • Whole House Fan
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Combination Dining and Living Room
  • Property Views

Kitchen

  • Breakfast Area or Nook
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Separate Bedroom Exit
  • 3 Full Bathrooms
  • Tile Bathroom Countertop
  • Bathtub with Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer
  • Sink Near Laundry
  • Laundry Cabinets

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • In Ground Pool
  • Deck
  • Patio

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Propane
  • Gas Tank Leased
  • Private Water Source
  • Water Heater
  • Septic System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 073-313-027-000

Community Details

Overview

  • Association fees include common areas, pool, recreation facility
  • Auburn Lake Trails Association, Phone Number (530) 885-6526
  • Auburn Lake Trails Subdivision
  • Mandatory home owners association
  • Greenbelt

Recreation

  • Golf Course Community
  • Tennis Courts
  • Racquetball
  • Recreation Facilities
  • Community Playground
  • Community Pool
  • Putting Green
  • Park
  • Trails

Additional Features

  • Clubhouse
  • Gated with Attendant

Home Details

Home Type

Single Family

Year Built

Built in 1989 | Remodeled

Lot Details

0.55 Acres

HOA Fees

$229 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Subtype Description: Custom, Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Yes
  • Stories: 2
  • Year Built: 1989
  • Architectural Style: Contemporary
  • Subdivision: Auburn Lake Trails
  • Remodeled/Updated Desc: Bath 0-5YR, Bed 0-5YR, Kitchen 0-5YR
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free Standing Refrigerator, Dishwasher, Disposal, Microwave, Free Standing Electric Range
  • Fireplace Features: Living Room, Family Room, Wood Burning, Gas Piped
  • Fireplaces: 2
  • Flooring: Carpet, Tile, Wood
  • Master Bedroom Features: Outside Access
  • Total Bathrooms: 3
  • Bathroom Features: Tile, Tub w/Shower Over
  • Dining Room Features: Space in Kitchen, Dining/Living Combo
  • Kitchen Features: Breakfast Area, Pantry Cabinet, Granite Counter
  • Living Room Features: Deck Attached, View
  • Main Level: Bedroom(s), Full Bath(s)
  • Price Per Square Foot: 214.15
  • Square Footage: 2148.00

Exterior Features

  • Construction Materials: Frame, Wood
  • Foundation: Raised
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 469000.00
  • Lot Features: Gated Community, Street Lights
  • New Construction: No
  • Patio And Porch Features: Uncovered Deck, Uncovered Patio
  • Pool Features: Built-In, Common Facility
  • Pool: Yes
  • Road Surface Type: Asphalt, Paved
  • Roof: Shingle, Composition
  • Spa: No
  • Topography: Trees Few,Upslope,Trees Few,Upslope

Garage/Parking

  • Garage Spaces: 4.00
  • Parking Features: 24'+ Deep Garage, Attached, RV Possible, Tandem Garage, Garage Door Opener, Garage Facing Front, Guest Parking Available

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector, Guarded Gate, Security Patrol
  • Sewer: Septic Connected
  • Utilities: Cable Available, Internet Available, Propane Tank Leased
  • Cooling: Ceiling Fan(s), Central, Whole House Fan
  • Electric: Other
  • Heating: Propane, Central, Fireplace(s)
  • Laundry Features: Cabinets, Dryer Included, Sink, Electric, Washer Included, Inside Room
  • Water Source: Private

Condo/Co-op/Association

  • Association Features: Playground, Pool, Clubhouse, Putting Green(s), Racquetball Court, Recreation Facilities, Golf Course, Tennis Courts, Greenbelt, Trails, Park
  • Association Fee: 229
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Areas, Pool, Recreation Facility
  • Association Name: Auburn Lake Trails
  • Association Phone: (530) 885-6526
  • Association: Yes
  • Senior Community: No

Association/Amenities

  • Mandatory Association: Yes

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: El Dorado Union High

Lot Info

  • Zoning: R1
  • Irrigation: Private District
  • Lot Size Acres: 0.5500
  • Lot Size Sq Ft: 23958.00

Multi Family

Tax Info

  • Assessor Parcel Number: 073-313-027-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): El Dorado

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 13, 2023
Closed on
Feb 15, 2024
Sold by
Stryker David B and Stryker Deanna Marie
Bought by
Seller's Agent
Christie Stryker
RE/MAX Gold Yuba City
Buyer's Agent
Randy Merrill
Realty ONE Group Complete
List Price
$519,900
Sold Price
$480,000
Premium/Discount to List
-$39,900
-7.67%
Views
218

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.31%

Purchase Details

Closed on
Jul 30, 2020
Sold by
Stryker David B and Stryker Deanna Marie
Bought by
Stryker David B and Stryker Deanna Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 11, 2015
Closed on
Jun 23, 2015
Sold by
Saratoga Home Loans
Bought by
Stryker David B and Stryker Deanna M
Seller's Agent
Jason Raymond
TurnKey Realty
Buyer's Agent
David Stryker
Trillium Real Estate
List Price
$299,900
Sold Price
$288,000
Premium/Discount to List
-$11,900
-3.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.97%
Original Mortgage
$282,783
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 12, 2015
Sold by
Clingman Michael
Bought by
Saratoga Home Loans

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$219,450
Interest Rate
3.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 22, 2010
Sold by
Clingman Jessica Ann
Bought by
Clingman Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,015
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 18, 2010
Sold by
Trp Construction Inc
Bought by
Clingman Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,015
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 18, 2009
Sold by
Pooler Thomas
Bought by
Trp Construction Inc Idaho Corporation

Purchase Details

Closed on
May 22, 2009
Sold by
Fannie Mae
Bought by
Pooler Thomas

Purchase Details

Closed on
May 12, 2009
Sold by
Pooler Vilma
Bought by
Pooler Thomas

Purchase Details

Closed on
May 15, 2008
Sold by
Flores Keith E and Flores Julianna
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 27, 2001
Sold by
Fletcher Mark E and Fletcher Susan Lee
Bought by
Flores Keith E and Flores Julianna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
8.45%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Cool, CA

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Grant Deed $480,000 Orange Coast Title Company
Interfamily Deed Transfer -- Fidelity Natl Ttl Co Of Ca
Grant Deed $288,000 Chicago Title Company
Trustee Deed $219,450 Chicago Title Company
Interfamily Deed Transfer -- Old Republic Title Company
Corporate Deed $220,000 Old Republic Title Company
Grant Deed -- None Available
Grant Deed $113,000 Lawyers Title
Interfamily Deed Transfer -- Lawyers Title
Trustee Deed $351,978 First American Title Co
Grant Deed $190,000 Old Republic Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $340,000 New Conventional
Previous Owner $40,000 Credit Line Revolving
Previous Owner $344,000 New Conventional
Previous Owner $300,976 FHA
Previous Owner $282,783 FHA
Previous Owner $219,450 Purchase Money Mortgage
Previous Owner $216,015 FHA
Previous Owner $80,000 Unknown
Previous Owner $417,000 Unknown
Previous Owner $368,000 Stand Alone First
Previous Owner $287,000 Unknown
Previous Owner $70,185 Stand Alone Second
Previous Owner $212,000 Unknown
Previous Owner $152,000 No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/28/2026 08/28/26 Sold $460,000 -1.9% $214 / Sq Ft
08/05/2026 08/05/26 Pending -- -- --
07/23/2026 07/23/26 Price Changed $469,000 -2.1% $218 / Sq Ft
07/07/2026 07/07/26 Price Changed $479,000 -2.0% $223 / Sq Ft
06/11/2026 06/11/26 Price Changed $489,000 -2.0% $228 / Sq Ft
05/28/2026 05/28/26 For Sale $499,000 +4.0% $232 / Sq Ft
02/20/2024 02/20/24 Sold $480,000 -2.0% $223 / Sq Ft View Prior Sale
01/25/2024 01/25/24 Pending -- -- --
12/29/2023 12/29/23 Price Changed $489,900 -3.9% $228 / Sq Ft
12/12/2023 12/12/23 Price Changed $509,900 -1.9% $237 / Sq Ft
10/13/2023 10/13/23 For Sale $519,900 +80.5% $242 / Sq Ft
06/24/2015 06/24/15 Sold $288,000 -4.0% $134 / Sq Ft View Prior Sale
05/26/2015 05/26/15 Pending -- -- --
03/11/2015 03/11/15 For Sale $299,900 -- $140 / Sq Ft
Source: MetroList

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,602 $489,600 $146,880 $342,720
2024 $3,602 $339,337 $94,258 $245,079
2023 $3,544 $332,684 $92,410 $240,274
2022 $3,492 $326,162 $90,599 $235,563
2021 $3,413 $319,768 $88,823 $230,945
2020 $3,383 $316,490 $87,913 $228,577
2019 $3,323 $310,286 $86,190 $224,096
2018 $3,210 $304,202 $84,500 $219,702
2017 $3,151 $298,239 $82,844 $215,395
2016 $3,090 $292,392 $81,220 $211,172
2015 $2,447 $240,572 $69,806 $170,766
2014 $2,447 $235,862 $68,440 $167,422
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 226066909

MetroList

APN: 073-313-027-000

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