$1,249,990

31 Island Ct Terra Ceia, FL 34250

Estimated payment $7,486/month

Total Views 83
3 Beds
3 Baths
2,665 Sq Ft
$469 Price per Sq Ft

Highlights

  • Hot Property
  • White Water Ocean Views
  • Assigned Boat Slip
  • 300 Feet of Bay Harbor Waterfront
  • Dock has access to electricity and water
  • Parking available for a boat

About This Home

This Terra Ceia Island custom-built and architect designed 3 bed & 3 bath waterfront home offers spectacular bay views and a private dock with boat slip. Perfectly situated at the foot of the Sunshine Skyway Bridge, this once in a lifetime property combines modern comfort with classic Florida charm. The Key West beauty is an entertainer's dream and features exceptional finishes throughout, including Brazilian cherry wood flooring, a gourmet kitchen with granite countertops, and elegant French doors opening from both the family room and the primary suite. Wow your guests with a flexible floor plan and dual staircases highlighting idyllic old Florida from every angle. The spa-like primary bath includes antique vanities and designer details. Enjoy panoramic open water views from the crow’s nest office with its private wrap around deck, or relax on the composite balconies that extend across all three levels. The home also includes an oversized two-car garage, finished bonus spaces, and an elevator shaft ready for installation. Enjoy peace of mind with no previous Hurricane water intrusion, Miami Dade rated Hurricane Impact Windows, and an engineered wind rating. Located on a quiet, cul-de-sac in the desirable Blue Heron neighborhood, residents enjoy a community pool, convenient storage area for RVs and boats, and 300 ft private dock extending over Terra Ceia Bay. This exceptional location offers the best of both worlds—peaceful island living with easy access to major highways, only 20 minutes to downtown St. Petersburg and 30 minutes to Tampa. With no bridges to the Gulf of Mexico and a deeded boat slip ready for customization, this property will not last long. Come experience all that "Land Heavenly" has to offer!

Listing Agent

Stephanie Okuley

COMPASS FLORIDA LLC Brokerage Phone: 941-279-3630 License #3386322 Listed on: 10/18/2025

COMPASS FLORIDA LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,950

Year Built

  • Built in 2002

Lot Details

  • 8,930 Sq Ft Lot
  • 300 Feet of Bay Harbor Waterfront
  • Cul-De-Sac
  • North Facing Home
  • Mature Landscaping
  • Sloped Lot
  • Well Sprinkler System
  • Landscaped with Trees
  • Property is zoned PDR

HOA Fees

  • $300 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Basement Garage
  • Workshop in Garage
  • Ground Level Parking
  • Side Facing Garage
  • Tandem Parking
  • Garage Door Opener
  • Driveway
  • Guest Parking
  • On-Street Parking
  • Parking available for a boat
  • Golf Cart Parking

Property Views

  • White Water Ocean
  • Intracoastal
  • Full Bay or Harbor

Home Design

  • Key West Architecture
  • Elevated Home
  • Block Foundation
  • Slab Foundation
  • Metal Roof
  • HardiePlank Type
  • Stucco

Interior Spaces

  • 2,665 Sq Ft Home
  • 4-Story Property
  • Open Floorplan
  • Wet Bar
  • Partially Furnished
  • Built-In Features
  • Shelving
  • Bar Fridge
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Shades
  • Shutters
  • Solar Screens
  • French Doors
  • Sliding Doors
  • Family Room Off Kitchen
  • Formal Dining Room
  • Home Theater
  • Loft
  • Workshop
  • Storage Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Oven
  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Solid Wood Cabinet

Flooring

  • Wood
  • Tile
  • Travertine

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Tall Countertops In Bathroom
  • Single Vanity
  • Private Water Closet
  • Bathtub with Shower
  • Shower Only
  • Built-In Shower Bench
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Storm Windows
  • Fire and Smoke Detector

Outdoor Features

  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • No Fixed Bridges
  • Seawall
  • Minimum Wake Zone
  • Boat Ramp
  • Assigned Boat Slip
  • Dock has access to electricity and water
  • Dock made with wood
  • Deeded Boat Dock
  • Balcony
  • Deck
  • Wrap Around Porch
  • Patio
  • Exterior Lighting
  • Separate Outdoor Workshop
  • Outdoor Storage
  • Rain Gutters

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Palm View Elementary School
  • Lincoln Middle School
  • Palmetto High School

Utilities

  • Central Air
  • Heating Available
  • Vented Exhaust Fan
  • Thermostat
  • Underground Utilities
  • Propane
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, pool, escrow reserves fund, ground maintenance, management
  • At The Helm Management Kelly Helm Association, Phone Number (941) 782-8307
  • Visit Association Website
  • Blue Heron Subdivision Community
  • Blue Heron Subdivision
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Recreation

  • Golf Course Community
  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Community Pool
  • Fish Cleaning Station
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,950

Year Built

Built in 2002

Lot Details

0

HOA Fees

$300 per month

Parking

3

Listing Details

  • HOA Fee Includes: Common Area Taxes, Pool, Escrow Reserves Fund, Maintenance Grounds, Management
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Key West
  • Construction Materials: HardiPlank Type, Stucco
  • Fireplace: No
  • Living Area: 2665
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 2002
  • Building Area Total: 4717
  • Lot Size Sq Ft: 8930
  • Status: Active
  • Ownership: Fee Simple
  • Escrow State: FL
  • Minimum Lease: 1 Week
  • RATIO Current Price By Calculate: 469.04
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Planned Unit Development Yn: 0
  • Property Description: Elevated
  • Amenities Additional Fees: Pickleball courts
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: 4 Point Moorage,Dock - Slip Deeded On-Site,Dock - Wood,Dock w/Electric,Dock w/Water Supply,Fish Cleaning Station,Wet Dock
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFee: 0
  • MFR_DockMaintenanceFeeFrequency: N/A
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Dock,Fishing,Private Boat Ramp,Water Access,Waterfront
  • Attribution Contact: 941-279-3630
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile, Travertine, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Central Vaccum, Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances Included: Bar Fridge, Built-In Oven, Dishwasher, Dryer, Exhaust Fan, Microwave, Other, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Block, Slab
  • Total Bedrooms: 3
  • Levels: Three Or More
  • Other Equipment: Irrigation Equipment
  • Stories: 4
  • Window Features: Shades, Shutters, Solar Screens, Storm Window(s), Window Treatments
  • Additional Rooms: Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility,Loft,Media Room,Storage Rooms
  • Living Area Meters: 247.59

Exterior Features

  • Direction Faces: North
  • Other Structures: Other, Storage, Workshop
  • Exterior Features: Balcony, French Doors, Lighting, Rain Gutters, Sliding Doors
  • Roof: Metal
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Water Body Name: TERRA CEIA BAY
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Wrap Around
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor,Gulf/Ocean,Intracoastal Waterway
  • Water Extras: Assigned Boat Slip,Boat Ramp - Private,Bridges - No Fixed Bridges,Minimum Wake Zone,Seawall - Concrete
  • Water View: Bay/Harbor - Full,Bay/Harbor - Partial,Gulf/Ocean - Partial,Gulf/Ocean to Bay,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 300
  • Additional Water Information: TERRA CEIA BAY OPENS INTO TAMPA BAY AND THE GULF OF MEXICO. NO BRIDGES TO GULF OR INTRACOASTAL WATERWAY
  • Water Frontage Feet Bay Harbor: 300

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Boat, Curb Parking, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Parking, Ground Level, Guest, On Street, Oversized, Garage, Tandem, Basement, Workshop in Garage

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Propane, Public, Sprinkler Well, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside, Laundry Room, Upper Level
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Golf Carts OK, Golf, Park, Playground, Pool
  • Association Amenities: Fence Restrictions, Pickleball Court(s), Playground, Pool, Recreation Facilities
  • Association Fee: 300
  • Association Fee Frequency: Monthly
  • Association Name: At the Helm Management- Kelly Helm
  • Phone: (941) 782-8307
  • Association: Yes
  • Security: Security System, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Condo Land Included YN: 0
  • Association Email: info@thehelmfl.com
  • Association URL: atthehelmfl.com

Fee Information

  • Total Annual Fees: 3600.00
  • Total Monthly Fees: 300.00
  • Monthly HOA Amount: 300.00

Schools

  • Elementary School: Palm View Elementary
  • High School: Palmetto High
  • Middle Or Junior School: Lincoln Middle

Lot Info

  • Zoning: PDR
  • Parcel Number: 2190120457
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, Flood Insurance Required, FloodZone, In County, Landscaped, Sloped, Paved
  • Flood Zone Code: AE

Rental Info

  • Furnished: Partially
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: none

Tax Info

  • Tax Annual Amount: 6949.96
  • Tax Book Number: 29-33
  • Tax Lot: 5

Multi Family

  • Waterfront Features: Bay/Harbor

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,950 $555,254 -- --
2024 $6,950 $539,605 -- --
2023 $6,885 $523,888 $0 $0
2022 $6,721 $508,629 $0 $0
2021 $6,478 $493,815 $0 $0
2020 $6,695 $486,997 $0 $0
2019 $6,607 $476,048 $0 $0
2018 $6,529 $464,934 $132,000 $332,934
2017 $5,627 $424,585 $0 $0
2016 $5,629 $415,852 $0 $0
2015 $5,710 $412,961 $0 $0
2014 $5,710 $409,684 $0 $0
2013 $5,699 $403,630 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/18/2025 10/18/25 For Sale $1,249,990 -- $469 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Warranty Deed $742,500 Attorney
Warranty Deed $725,000 Wci Title
Warranty Deed $1,175,000 Fidelity Title & Exchange Se
Warranty Deed $120,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $417,000 Purchase Money Mortgage
Previous Owner $940,000 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: A4668945

Stellar MLS

APN: 21901-2045-7