$151,000
SOLD SEP 26, 2025

31 Kay Ln Unit E Waterbury, CT 06708

Bunker Hill Neighborhood
2 Beds
2 Baths
1,000 Sq Ft
$259/mo HOA Fee

Recently Sold

$151 Per Sq Ft

10% Above List Price

25 Days on Market

Highlights

  • City View
  • Hot Water Circulator
  • Hot Water Heating System
  • Ranch Style House

About This Home

As of September 2025

Two bedroom two full bathroom ranch style unit located at Ridgeview Terrace. Open kitchen offers plenty of cabinet and counter space. Large dining area. Bright living room. Both bedrooms have generously sized closets. Laundry on main level. One car garage. Located close to parks, schools & highways. A must see! HUD home sold as-is. Financing: Cash, Conventional & FHA 203K.

Last Agent to Sell the Property

Jeffrey Corcoran

Corcoran Properties, LLC License #REB.0793358 Listed on: 06/28/2025

Corcoran Properties, LLC

Last Buyer's Agent

Emiliano Navarro

Keller Williams Realty License #RES.0787327

Keller Williams Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,982

Year Built

  • Built in 1973

HOA Fees

  • $259 Monthly HOA Fees

Parking

  • 1 Car Garage

Home Design

  • Ranch Style House
  • Frame Construction
  • Masonry Siding

Interior Spaces

  • 1,000 Sq Ft Home
  • City Views
  • Partial Basement

Kitchen

  • Oven or Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Hot Water Heating System
  • Heating System Uses Natural Gas
  • Hot Water Circulator

Listing and Financial Details

  • Assessor Parcel Number 2296111

Community Details

Overview

  • Association fees include grounds maintenance, trash pickup, snow removal, heat, hot water, water, sewer, road maintenance, insurance
  • 228 Units
  • Property managed by Ridgeview Terrace

Pet Policy

  • Pets Allowed with Restrictions

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,982

Year Built

Built in 1973

Lot Details

0

HOA Fees

$259 per month

Listing Details

  • Neighborhood: Bunker Hill
  • Property Type: Condo/Co-Op For Sale
  • Style: Ranch
  • Sq Ft Est Heated Above Grade: 1000
  • Total Sq Ft: 1000
  • Year Built: 1973
  • New Construction: No/Resale
  • Nearby Amenities: Park
  • Property Sub Type: Condominium
  • Direct Waterfront: No
  • End Unit: No
  • Home Warranty Offered: No
  • Directions: Kaynor Dr to Kay Ln
  • Financing Used: Conventional Fixed
  • Spec Assoc Asses: No
  • Street Type: Lane
  • Special Features: None

Interior Features

  • Total Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Basement Description: Partial
  • Appliances: Oven/Range, Microwave, Refrigerator, Washer, Dryer
  • Laundry Room Info: Main Level
  • Attic: No

Exterior Features

  • Exterior Siding: Brick
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 1
  • Garage And Parking: Attached Garage

Utilities

  • Cooling System: Wall Unit
  • Heat Type: Hot Water
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Natural Gas, Domestic
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Condo/Co-op/Association

  • Association Fee Includes: Grounds Maintenance, Trash Pickup, Snow Removal, Heat, Hot Water, Water, Sewer, Road Maintenance, Insurance
  • HOA Fees: 259
  • HOA Fee Frequency: Monthly
  • Property Management Type: Professional-on Site
  • Property Manager Name: Gary Rudenis
  • Property Mgt Company Name: Ridgeview Terrace
  • Property Mgt Phone: (203) 695-5491
  • Total Number of Units In Complex: Ridgeview Terrace

Lot Info

  • Lot Description: City Views
  • Zoning: RM
  • Parcel #: 2296111

Rental Info

  • Pets Allowed Info: Per HOA
  • Pets Allowed: Restrictions

Multi Family

  • Total Number Of Units: 228

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 2982

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 28, 2025
Closed on
Sep 24, 2025
Sold by
Hud
Bought by
Cruz Giselle
Seller's Agent
Jeffrey Corcoran
Corcoran Properties, LLC
Buyer's Agent
Emiliano Navarro
Keller Williams Realty
List Price
$137,000
Sold Price
$151,000
Premium/Discount to List
$14,000
10.22%
Views
50
Current Estimated Value
$165,310

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,310
Avg. Annual Appreciation
27.73%
Original Mortgage
$132,000
Outstanding Balance
$131,764
Interest Rate
6.58%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$33,546

Purchase Details

Closed on
May 3, 2025
Sold by
Nationstar Mortgage Llc
Bought by
Hud

Purchase Details

Closed on
Apr 30, 2010
Sold by
Ezzo Stephen M and Ezzo Teddi L
Bought by
Gallent Joseph

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,315
Interest Rate
4.99%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 20, 2008
Sold by
Newell Joan E Est and Brazee
Bought by
Ezzo Stephen M and Ezzo Teddi L

Purchase Details

Closed on
Dec 22, 1999
Sold by
Arroyo Betsey M
Bought by
Imbimbo Lynn M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
7.61%

Purchase Details

Closed on
Dec 16, 1997
Sold by
Trustco Bank
Bought by
Newell Joan E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $151,000 --
Warranty Deed -- None Available
Warranty Deed -- None Available
Warranty Deed $93,000 --
Warranty Deed $93,000 --
Executors Deed $70,000 --
Executors Deed $70,000 --
Warranty Deed $25,000 --
Warranty Deed $23,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $132,000 Future Advance Clause Open End Mortgage
Previous Owner $91,315 Purchase Money Mortgage
Previous Owner $20,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/26/2025 09/26/25 Sold $151,000 +10.2% $151 / Sq Ft
07/23/2025 07/23/25 Pending -- -- --
06/28/2025 06/28/25 For Sale $137,000 -- $137 / Sq Ft
Source: SmartMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,982 $66,290 $0 $66,290
2024 $3,277 $66,290 $0 $66,290
2023 $3,592 $66,290 $0 $66,290
2022 $1,830 $30,390 $0 $30,390
2021 $1,830 $30,390 $0 $30,390
2020 $1,830 $30,390 $0 $30,390
2019 $1,830 $30,390 $0 $30,390
2018 $1,830 $30,390 $0 $30,390
2017 $1,829 $30,370 $0 $30,370
2016 $1,829 $30,370 $0 $30,370
Source: Public Records

Agents Affiliated with this Home

  • Jeffrey Corcoran

    Seller's Agent in 2025

    Jeffrey Corcoran

    Corcoran Properties, LLC

    (203) 213-1221

    2 in this area

    37 Total Sales

    Jeffrey Corcoran
    Section Image
  • Emiliano Navarro

    Buyer's Agent in 2025

    Emiliano Navarro

    Keller Williams Realty

    (203) 803-0932

    1 in this area

    356 Total Sales

    Emiliano Navarro
    Section Image
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Map

Source: SmartMLS

MLS Number: 24107564

SmartMLS

APN: WATE M:0110 B:0908 L:0031-31E

Connecticut New Haven County Waterbury 06708 Bunker Hill

31 Kay Ln Unit E, Waterbury, CT

Sold

Condos

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