$2,200,000
PENDING

31 Shell Ct Urbanna, VA 23175

Estimated payment $12,601/month

Total Views 1,458
5 Beds
5.5 Baths
6,268 Sq Ft
$351 Price per Sq Ft

Highlights

  • Beach Front
  • Docks
  • River Access
  • Middlesex High School Rated 9+
  • Guest House
  • Boat Ramp

About This Home

Luxury Waterfront Estate on the Rappahannock River Experience unparalleled luxury on this stunning 5-acre estate offering sweeping, unobstructed views of the Rappahannock River. With an abundance of privacy and a sandy beach, you don't want to miss this well-planned magnificent home, lot, walking trails, carriage home, garages and more. Designed for exceptional living and entertaining, this remarkable property features over 6,000 sq ft of refined craftsmanship and top-of-the-line finishes throughout. The main residence showcases river views from most rooms, seamlessly blending elegance and comfort. Outdoors, enjoy a 20x40 heated pool with a retractable cover and travertine surround. Beautiful patio space, screened in porch, lush landscaping & trails that run from the road to the sandy beach. A beautifully finished carriage home provides additional living space with its own bedroom, bathroom, and family room, plus a heated workshop/garage below—perfect for guests, multigenerational living, or hobby space. Follow the paved natural path that winds from the road to the sandy beach and private pier, which features a spacious deck and two boat lifts—a dream for boating enthusiasts. The property is completed by a stone-paved driveway and expansive parking area, elevating both curb appeal and functionality. This extraordinary estate offers true luxury living on the water—your private retreat awaits.

Listing Agent

Mike Chenault

Hometown Realty License #0225059322 Listed on: 11/24/2025

Hometown Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,104

Year Built

  • Built in 2003

Lot Details

  • 5 Acre Lot
  • Beach Front
  • River Front
  • Partially Fenced Property
  • Landscaped
  • Sprinkler System

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Garage Apartment
  • Heated Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Custom Home
  • Contemporary Architecture
  • Fire Rated Drywall
  • Concrete Block And Stucco Construction

Interior Spaces

  • 6,268 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Wired For Data
  • Built-In Features
  • Bookcases
  • Beamed Ceilings
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 3 Fireplaces
  • Ventless Fireplace
  • Insulated Doors
  • Dining Area
  • Water Views
  • Crawl Space
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Partially Carpeted
  • Slate Flooring
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Double Vanity

Pool

  • In Ground Pool
  • Spa

Outdoor Features

  • River Access
  • Bulkhead
  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Balcony
  • Patio
  • Porch

Additional Homes

  • Guest House

Schools

  • Middlesex Elementary School
  • Saint Clare Walker Middle School
  • Middlesex High School

Utilities

  • Cooling Available
  • Zoned Heating
  • Heat Pump System
  • Hot Water Heating System
  • Generator Hookup
  • Power Generator
  • Shared Well
  • Tankless Water Heater
  • Community Sewer or Septic
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 19-19-3

Community Details

Overview

  • Cedar Pointe Subdivision

Recreation

  • Community Bulkhead

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,104

Year Built

Built in 2003

Lot Details

0

HOA Fees

$100 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2003
  • Property Attached Yn: No
  • Lot Size Acres: 5.0
  • Water Body Name: Rappahannock River
  • Ownership: Individuals
  • Subdivision Name: Cedar Pointe
  • Above Grade Finished Sq Ft: 6268.0
  • Architectural Style: Contemporary, Custom, Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Flooring: Ceramic Tile, Partially Carpeted, Slate, Wood
  • Basement: Crawl Space
  • Spa Features: Hot Tub
  • Private Spa: Yes
  • Appliances: Built-In Oven, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Refrigerator, Tankless Water Heater
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Door Features: Insulated Doors
  • Fireplace Features: Vented, Ventless
  • Fireplaces: 3
  • Fireplace: Yes
  • Interior Amenities: Beamed Ceilings, Wet Bar, Bookcases, Built-in Features, Breakfast Area, Tray Ceiling(s), Ceiling Fan(s), Dining Area, Double Vanity, Eat-in Kitchen, Fireplace, Granite Counters, High Ceilings, High Speed Internet, Hot Tub/Spa, Kitchen Island, Bath in Primary Bedroom, Main Level Primary, Pantry, Recessed Lighting, Wired for Data
  • Living Area: 6268.0
  • Stories: 2

Exterior Features

  • Fencing: Partial
  • Lot Features: Beach Front, Landscaped, Waterfront
  • Pool Features: In Ground, Pool
  • View: Water
  • View: Yes
  • Waterfront Features: Beach Access, Dock Access, Mooring, River Front, River Access, Bulkhead, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Concrete, Stucco
  • Exterior Features: Boat Lift, Dock, Hot Tub/Spa, Sprinkler/Irrigation, Porch, Paved Driveway
  • Other Structures: Garage(s), Garage Apartment, Guest House
  • Patio And Porch Features: Balcony, Patio, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Parking Features: Direct Access, Driveway, Detached, Garage, Garage Door Opener, Heated Garage, Off Street, Oversized, Paved

Utilities

  • Heating: Electric, Heat Pump, Hot Water, Zoned
  • Cooling: Electric, Heat Pump
  • Electric: Generator Hookup
  • Sewer: Community/Coop Sewer
  • Water Heater: Electric,Tankless
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead
  • Association Fee: 1200.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Middle Or Junior School: Saint Clare Walker

Lot Info

  • Parcel Number: 19-19-3
  • Zoning Description: R

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 12104.24
  • Tax Lot: 3

MLS Schools

  • Elementary School: Middlesex
  • High School: Middlesex

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,104 $1,984,300 $442,000 $1,542,300
2024 $12,104 $1,984,300 $442,000 $1,542,300
2023 $12,104 $1,984,300 $442,000 $1,542,300
2022 $12,104 $1,984,300 $442,000 $1,542,300
2021 $11,112 $1,792,200 $435,000 $1,357,200
2020 $11,112 $1,792,200 $435,000 $1,357,200
2019 $11,112 $1,792,200 $435,000 $1,357,200
2018 $2,952 $1,792,200 $435,000 $1,357,200
2017 $10,036 $1,792,200 $435,000 $1,357,200
2016 $9,618 $1,814,700 $435,000 $1,379,700
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/29/2025 11/29/25 Pending -- -- --
11/24/2025 11/24/25 For Sale $2,200,000 -- $351 / Sq Ft
Source: Central Virginia Regional MLS

Source: Central Virginia Regional MLS

MLS Number: 2531002

Central Virginia Regional MLS

APN: 19-19-3