$280,000
SOLD FEB 12, 2025

3107 SW 20th Terrace Unit 20B2 Delray Beach, FL 33445

2 Beds
2 Baths
1,120 Sq Ft
$585/mo HOA Fee

Recently Sold

$250 Per Sq Ft

12% Below List Price

126 Days on Market

Highlights

  • Waterfront
  • Canal View
  • Community Pool
  • Spanish River Community High School Rated A+
  • Clubhouse
  • Tennis Courts

About This Home

As of February 2025

ALL AGES!NO RENTAL WAITING PERIOD! If you're looking for a centrally located condo with waterfront views, this is it! With easy access to i95 and FAU, Costco, an A-Rated School District, and Delray's beautiful beaches, you cannot go wrong in Delray Oaks. This move-in ready 2 bedroom, 2 bathroom condo features the convenience of 2 walk-in closets in the primary bedroom, in-unit laundry, stainless steel appliances, partial hurricane impact windows + panel shutters, and is pet friendly! If you enjoy an active lifestyle, the community boasts a pool, tennis and pickleball courts, and is conveniently located next to a nature preserve.

Last Agent to Sell the Property

Hunter Fraser

Coldwell Banker Realty License #3451450 Listed on: 10/09/2024

Coldwell Banker Realty

Last Buyer's Agent

Kimberly Rogers

United Realty Group, Inc License #0657866

United Realty Group, Inc

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,578

Year Built

  • Built in 1979

Lot Details

  • Waterfront

HOA Fees

  • $585 Monthly HOA Fees

Parking

  • Assigned Parking

Property Views

  • Canal
  • Garden

Home Design

  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 1,120 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Home Security

Schools

  • Opa Locka Elementary School
  • Boca Raton Community Middle School
  • Spanish River Community High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 12434630020002022

Community Details

Overview

  • Association fees include common areas, cable TV, insurance, ground maintenance, maintenance structure, pool(s), trash, water
  • Delray Oaks Condo Subdivision

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Community Pool
  • Trails

Additional Features

  • Clubhouse
  • Impact Glass

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,578

Year Built

Built in 1979

Lot Details

0

HOA Fees

$585 per month

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Condominium
  • Property Sub Type Additional: Condominium
  • Directions: From i95, exit Linton, head west to Congress, turn left, then right onto SW 29th St, Delray Oaks Community on the left.
  • Year Built: 1979
  • Entry Level: 2
  • Year Built Details: Resale
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Eat-in Kitchen, Tub Shower, Walk-In Closet(s)
  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Refrigerator, Washer/Dryer, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Laminate, Tile
  • Living Area: 1120.0
  • Dining Room Type: Laundry
  • Stories: 2
  • Window Features: Impact Glass

Exterior Features

  • View: Canal, Garden
  • Pool Features: None, Association, Community
  • View: Yes
  • Waterfront: Yes
  • Construction Type: Block
  • Property Condition: Resale
  • Roof: Composition, Shingle

Garage/Parking

  • Garage Yn: No
  • Parking Features: Assigned

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 585.0
  • Community Features: Non-Gated, Pickleball, Pool, Sidewalks, Tennis Court(s)
  • Senior Community: No
  • Amenities: Clubhouse, Pickleball, Pool, Tennis Court(s), Trail(s)
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Cable TV, Insurance, Maintenance Grounds, Maintenance Structure, Pool(s), Trash, Water

Schools

  • Elementary School: Opa Locka
  • High School: Spanish River Community
  • Middle Or Junior School: Boca Raton Community

Lot Info

  • Parcel #: 12434630020002022
  • Zoning Description: RM--RM-M

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3578.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2024
Closed on
Feb 7, 2025
Sold by
Krayeski Kaely
Bought by
Gubov Elon
Seller's Agent
Hunter Fraser
Coldwell Banker Realty
Buyer's Agent
Kimberly Rogers
United Realty Group, Inc
List Price
$320,000
Sold Price
$280,000
Premium/Discount to List
-$40,000
-12.5%
Views
20
Current Estimated Value
$279,829

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$171
Avg. Annual Appreciation
-0.11%
Original Mortgage
$210,000
Outstanding Balance
$209,114
Interest Rate
6.91%
Mortgage Type
New Conventional
Estimated Equity
$70,715

Purchase Details

Listed on
Apr 4, 2017
Closed on
Jul 3, 2017
Sold by
Cudmore Veronica
Bought by
Kryeski Kaely
Seller's Agent
Veronica Cudmore
VLC Property Group, Inc
Buyer's Agent
Debbie Brickle
United Realty Group Inc
List Price
$165,000
Sold Price
$148,500
Premium/Discount to List
-$16,500
-10%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.68%

Purchase Details

Closed on
Apr 20, 2011
Sold by
Cr Allen Llc
Bought by
Cudmore Veronica

Purchase Details

Closed on
Mar 21, 2011
Sold by
Allen C Ron
Bought by
Cr Allen Llc

Purchase Details

Closed on
Mar 23, 2000
Sold by
Birghenthal Andrew T and Birghenthal Lisa M
Bought by
Allen C Ron

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$7,100
Interest Rate
8.37%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $280,000 Sunbelt Title
Warranty Deed $148,500 Attorney
Special Warranty Deed $56,000 Union Title Services Inc
Warranty Deed $75,000 Attorney
Warranty Deed $71,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $210,000 New Conventional
Previous Owner $116,000 Stand Alone First
Previous Owner $93,000 Unknown
Previous Owner $7,100 No Value Available
Closed $0 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/12/2025 02/12/25 Sold $280,000 -9.1% $250 / Sq Ft
11/08/2024 11/08/24 Price Changed $308,000 -3.8% $275 / Sq Ft
10/09/2024 10/09/24 For Sale $320,000 +115.5% $286 / Sq Ft
07/03/2017 07/03/17 Sold $148,500 -10.0% $124 / Sq Ft
06/03/2017 06/03/17 Pending -- -- --
04/04/2017 04/04/17 For Sale $165,000 0.0% $138 / Sq Ft
10/07/2013 10/07/13 For Rent $1,350 +4.2% --
10/07/2013 10/07/13 Rented $1,295 -- --
Source: BeachesMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,702 $178,354 -- --
2023 $3,578 $162,140 $0 $0
2022 $3,281 $147,400 $0 $0
2021 $2,844 $134,000 $0 $134,000
2020 $2,643 $123,000 $0 $123,000
2019 $1,495 $106,995 $0 $0
2018 $1,415 $105,000 $0 $105,000
2017 $2,042 $97,000 $0 $0
2016 $2,010 $81,990 $0 $0
2015 $1,912 $74,536 $0 $0
2014 $1,709 $67,760 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • H

    Seller's Agent in 2025

    Hunter Fraser

    Coldwell Banker Realty

    (561) 901-7267

    38 Total Sales

    Hunter Fraser
    Section Image

  • K

    Buyer's Agent in 2025

    Kimberly Rogers

    United Realty Group, Inc

    (561) 826-9333

    35 Total Sales

    Kimberly Rogers
    Section Image

  • V

    Seller's Agent in 2017

    Veronica Cudmore

    VLC Property Group, Inc

    (561) 985-0151

    2 Total Sales

    Veronica Cudmore
    Section Image

  • D

    Buyer's Agent in 2017

    Debbie Brickle

    United Realty Group Inc

    (561) 573-9069

    28 Total Sales

    Debbie Brickle
    Section Image
See All Agents

Map

Source: BeachesMLS

MLS Number: R11027513

BeachesMLS

APN: 12-43-46-30-02-000-2022

Florida Palm Beach County Delray Beach 33445

3107 SW 20th Terrace Unit 20B2, Delray Beach, FL

This home is located at 3107 SW 20th Terrace Unit 20B2, Delray Beach, FL 33445 and is currently priced at $280,000, approximately $250 per square foot. This property was built in 1979. 3107 SW 20th Terrace Unit 20B2 is a home located in Palm Beach County with nearby schools including Orchard View Elementary School, Spanish River Community High School, and Boca Raton Community Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

BeachesMLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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