$270,000
SOLD AUG 21, 2025

3107 SW 20th Terrace Unit C1 Delray Beach, FL 33445

2 Beds
2 Baths
1,120 Sq Ft
$595/mo HOA Fee

Recently Sold

$241 Per Sq Ft

17% Below List Price

109 Days on Market

Highlights

  • Waterfront
  • Canal Access
  • Fruit Trees
  • Spanish River Community High School Rated A+
  • Canal View
  • Clubhouse

About This Home

As of August 2025

Great price & value! Welcome to your new home in the heart of Delray Beach! This spacious first floor unit has just completed a FULL , tasteful and modern renovation and is ready to move right in! 2025 Updates include- *NEW FLOORS, NEW KITCHEN with 42'' SHAKER cabinets and sparkling QUARTZ countertops* NEW BATHS* RECESSED LIGHTING* *IMPACT WINDOWS* ALL NEW APPLIANCES AND A NEW HOT WATER HEATER*This spacious unit has an open floorplan, lots of storage and is situated on the canal , offering peaceful water views! There is even a fruit bearing tree.The Delray Oaks community has a pool, clubhouse, walking paths and is conveniently located close to 95. Only 10 mins to the Ocean and Atlantic Ave. as well as many shopping centers! Book your showing today!

Last Agent to Sell the Property

Ashla Johnson

Epique Realty, Inc. License #3314639 Listed on: 04/26/2025

Epique Realty, Inc.

Last Buyer's Agent

Melina Herrera

Treasure Property Group LLC License #3376299

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,797

Year Built

  • Built in 1979

Lot Details

  • Waterfront
  • Fruit Trees

HOA Fees

  • $595 Monthly HOA Fees

Home Design

  • Entry on the 1st floor
  • Concrete Roof

Interior Spaces

  • 1,120 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Open Floorplan
  • Vinyl Flooring
  • Canal Views
  • Washer and Dryer

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Cooktop
  • Microwave
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom

Home Security

Parking

  • Guest Parking
  • Assigned Parking

Outdoor Features

  • Canal Access
  • Open Patio
  • Porch

Schools

  • Opa Locka Elementary School
  • Boca Raton Community Middle School
  • Spanish River Community High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 12434630020002031
  • Seller Considering Concessions

Community Details

Overview

  • Association fees include management, common areas, cable TV, insurance, ground maintenance, parking, roof, sewer, trash, water
  • Delray Oaks Cond Decl Fil Subdivision

Recreation

  • Community Pool
  • Trails

Additional Features

  • Clubhouse
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,797

Year Built

Built in 1979

Lot Details

0

HOA Fees

$595 per month

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Condominium
  • Property Sub Type Additional: Condominium
  • Directions: From 95, exit Linton or Congress, head west to Congress Ave , then turn onto SW 29th St, Delray Oaks Community and 20th Ter is on the left
  • Year Built: 1979
  • Entry Level: 1
  • Year Built Details: Resale
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Breakfast Bar, Breakfast Area, Eat-in Kitchen, High Ceilings, Kitchen/Dining Combo, Living/Dining Room, Split Bedrooms, Separate Shower, Walk-In Closet(s)
  • Furnished: Unfurnished
  • Appliances: Cooktop, Dryer, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer/Dryer, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Other, Vinyl
  • Living Area: 1120.0
  • Dining Room Type: Storage Room
  • Stories: 1
  • Window Features: Blinds

Exterior Features

  • Exterior Features: Fruit Trees, Porch, Patio
  • View: Canal, Other, Water
  • Lot Features: < 1/4 Acre
  • Pool Features: None, Association, Community
  • View: Yes
  • Waterfront Features: Canal Access
  • Waterfront: Yes
  • Construction Type: Block
  • Patio And Porch Features: Open, Patio, Porch
  • Property Condition: Resale
  • Roof: Concrete

Garage/Parking

  • Garage Yn: No
  • Parking Features: Assigned, Guest

Utilities

  • Security: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electricity Available

Condo/Co-op/Association

  • Association Fee: 595.0
  • Community Features: Clubhouse, Non-Gated, Pool
  • Senior Community: No
  • Amenities: Clubhouse, Pool, Trail(s)
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Common Areas, Cable TV, Insurance, Maintenance Grounds, Parking, Roof, Sewer, Trash, Water

Schools

  • Elementary School: Opa Locka
  • High School: Spanish River Community
  • Middle Or Junior School: Boca Raton Community

Lot Info

  • Parcel #: 12434630020002031
  • Lot Size: < 1/4 Acre,West of US-1
  • Zoning Description: RM- Mult

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3797.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 26, 2025
Closed on
Aug 20, 2025
Sold by
Franco Bernadette R and Franco Oba N
Bought by
Duran Valentina
Seller's Agent
Ashla Johnson
Epique Realty, Inc.
Buyer's Agent
Melina Herrera
Treasure Property Group LLC
List Price
$324,900
Sold Price
$270,000
Premium/Discount to List
-$54,900
-16.9%
Views
34

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
55.05%

Purchase Details

Closed on
Jan 13, 2004
Sold by
Franco Bernadette R
Bought by
Franco Bernadette R and Franco Oba N

Purchase Details

Closed on
Oct 2, 1998
Sold by
Demetriou John
Bought by
Franko Bernadette R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,850
Interest Rate
6.96%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $270,000 Global Partners Settlements Ll
Interfamily Deed Transfer -- --
Warranty Deed $56,100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $44,850 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 Sold $270,000 -5.1% $241 / Sq Ft
08/13/2025 08/13/25 Pending -- -- --
07/07/2025 07/07/25 Price Changed $284,500 -1.6% $254 / Sq Ft
06/23/2025 06/23/25 Price Changed $289,000 -0.3% $258 / Sq Ft
06/16/2025 06/16/25 Price Changed $289,800 0.0% $259 / Sq Ft
06/10/2025 06/10/25 Price Changed $289,900 -3.3% $259 / Sq Ft
06/03/2025 06/03/25 Price Changed $299,900 0.0% $268 / Sq Ft
05/28/2025 05/28/25 Price Changed $300,000 -3.2% $268 / Sq Ft
05/15/2025 05/15/25 Price Changed $309,900 -3.1% $277 / Sq Ft
05/05/2025 05/05/25 Price Changed $319,900 -1.5% $286 / Sq Ft
04/26/2025 04/26/25 For Sale $324,900 -- $290 / Sq Ft
Source: BeachesMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,797 $181,016 -- --
2023 $3,627 $164,560 $0 $0
2022 $3,323 $149,600 $0 $0
2021 $2,885 $136,000 $0 $136,000
2020 $2,684 $125,000 $0 $125,000
2019 $2,489 $114,000 $0 $114,000
2018 $2,298 $107,000 $0 $107,000
2017 $2,187 $102,000 $0 $0
2016 $2,120 $89,310 $0 $0
2015 $2,007 $81,191 $0 $0
2014 $1,873 $73,810 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: BeachesMLS

MLS Number: R11085170

BeachesMLS

APN: 12-43-46-30-02-000-2031