3109 Ervin Ct Annapolis, MD 21403
Estimated payment $5,090/month
Highlights
- 80 Feet of Waterfront
- Access to Tidal Water
- Deck
- Hillsmere Elementary School Rated 9+
- Colonial Architecture
- Vaulted Ceiling
About This Home
MAJOR UPDATES JUST COMPLETED + SIGNIFICANT PRICE IMPROVEMENT!
This waterfront home has been freshly painted throughout and features a brand-new roof, offering peace of mind and a fresh, move-in-ready feel. Now priced at $849,900 (previously $899,000), this is a rare opportunity to secure waterfront living in Kitty Creek at a compelling new value. Located just a short drive from Quiet Waters Park, Downtown Annapolis, and everything the area has to offer, this home is nestled in the desirable Kitty Creek community. With approximately 80 feet of waterfront, the 3-bedroom, 2.5-bath residence features a bright and open main level with vaulted ceilings connecting the living room, dining area, kitchen, and a spacious sunroom overlooking the water. The primary suite is conveniently located on the main level, complete with a private bath and in-closet laundry, along with a half bath for guests. The upper level offers two additional bedrooms and a full bath, while the unfinished basement provides endless potential for additional living space, storage, or a large recreation area. The basement also includes a second washer and dryer and walkout access to the backyard. Outdoor highlights include a large back deck, expansive yard with water views, a two-car concrete driveway, and a welcoming front porch—perfect for enjoying peaceful waterfront surroundings. This home combines serene waterfront living with unbeatable convenience—just minutes from parks, shops, and restaurants, and within easy reach of Baltimore, Washington D.C., Fort Meade, and Andrews Air Force Base. Whether you’re seeking a move-in-ready home with light updates or an opportunity to customize further, this is an exceptional chance to enjoy waterfront living in Kitty Creek at a newly adjusted price
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,565
Year Built
- Built in 1986
Lot Details
- 0.46 Acre Lot
- 80 Feet of Waterfront
- Home fronts navigable water
- Creek or Stream
- Property is in good condition
- Property is zoned R2
HOA Fees
- $21 Monthly HOA Fees
Property Views
- Water
- Woods
Home Design
- Colonial Architecture
- Slab Foundation
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Vaulted Ceiling
- 1 Fireplace
- Living Room
- Sun or Florida Room
- Laundry on lower level
Bedrooms and Bathrooms
Unfinished Basement
- Interior and Exterior Basement Entry
- Sump Pump
Parking
- 2 Parking Spaces
- 2 Driveway Spaces
- On-Street Parking
Outdoor Features
- Access to Tidal Water
- Water Access
- Deck
Schools
- Hillsmere Elementary School
- Annapolis Middle School
- Annapolis High School
Utilities
- Central Heating and Cooling System
- Well
- Electric Water Heater
Community Details
- Kitty Creek Subdivision
Listing and Financial Details
- Tax Lot 19
- Assessor Parcel Number 020245090027518
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,221 | $655,567 | -- | -- |
| 2024 | $4,221 | $611,033 | $0 | $0 |
| 2023 | $4,074 | $566,500 | $411,100 | $155,400 |
| 2022 | $3,833 | $566,500 | $411,100 | $155,400 |
| 2021 | $7,558 | $566,500 | $411,100 | $155,400 |
| 2020 | $3,695 | $574,600 | $411,100 | $163,500 |
| 2019 | $3,619 | $550,833 | $0 | $0 |
| 2018 | $5,344 | $527,067 | $0 | $0 |
| 2017 | $3,384 | $503,300 | $0 | $0 |
| 2016 | -- | $500,400 | $0 | $0 |
| 2015 | -- | $497,500 | $0 | $0 |
| 2014 | -- | $494,600 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/18/2025 12/18/25 | Price Changed | $849,900 | 0.0% | $472 / Sq Ft |
| 12/18/2025 12/18/25 | For Sale | $849,900 | -5.6% | $472 / Sq Ft |
| 11/24/2025 11/24/25 | Off Market | $899,999 | -- | -- |
| 11/06/2025 11/06/25 | For Sale | $899,999 | -- | $500 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | Eagle Title | |
| Deed | -- | Eagle Title | |
| Deed | $148,300 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $133,250 | No Value Available |
Source: Bright MLS
MLS Number: MDAA2129974
APN: 02-450-90027518
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