NOT LISTED FOR SALE

3115 Sapling Dr Toano, VA 23168

Estimated Value: $646,000 - $681,000

4 Beds
3 Baths
3,832 Sq Ft
$174/Sq Ft Est. Value

Last Sold November 12, 2020

Last sale price $465,000 $121 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $4,029/month

18 Days on Market

Highlights

  • Boat Dock
  • Golf Course Community
  • RV or Boat Parking
  • Stonehouse Elementary School Rated A-
  • Fitness Center
  • 0.62 Acre Lot

About This Home

As of November 2020

From the moment you enter you'll appreciate the wonderfully bright and easy floor plan. Shows like a model home. Gorgeous wood floors throughout most of the first floor. 1st Floor Master Bedroom suite plus another 1st floor bedroom. Floor plan features living room or study plus large dining room with tray ceiling, a great room filled with light opens to screen porch and kitchen.
The kitchen has a gas 5 burner stove top and an abundance of counter and cabinet space. Surround sound equipped. There is also a central vacuum system. The second floor features 2 more bedrooms, a full bath, loft and 2 large walk in attics that could be finished for more living space.
On the lower level there is a large walk out basement plus more storage. This house is just amazing. The lot is located on a cul de sac and there will be forever green views from your deck or screen porch. The side yard has a large fenced in area.

Last Agent to Sell the Property

Barbara Levine

Liz Moore & Associates License #0225049359 Listed on: 09/25/2020

Liz Moore & Associates

Last Buyer's Agent

Monica Maney

Compass License #0225241402

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,566

Year Built

  • Built in 2004

Lot Details

  • 0.62 Acre Lot
  • Cul-De-Sac
  • Partially Fenced Property
  • Landscaped
  • Sprinkler System
  • Wooded Lot
  • Zoning described as PUD-R

HOA Fees

  • $126 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Rear-Facing Garage
  • Garage Door Opener
  • RV or Boat Parking

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Frame Construction
  • Asphalt Roof
  • HardiePlank Type

Interior Spaces

  • 3,832 Sq Ft Home
  • 3-Story Property
  • Central Vacuum
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Thermal Windows
  • Window Treatments
  • Sliding Doors
  • Formal Dining Room
  • Loft
  • Screened Porch
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Self-Cleaning Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Garden Bath
  • Solar Tube

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Exterior Lighting

Schools

  • Stonehouse Elementary School
  • Warhill High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 29
  • Assessor Parcel Number 05-1-13-0-0029

Community Details

Overview

  • Stonehouse Subdivision
  • Community Lake
  • Pond in Community

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Golf Course Community
  • Community Playground
  • Fitness Center
  • Community Pool
  • Putting Green
  • Park
  • Trails

Security

  • Security Guard

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,566

Year Built

Built in 2004

Lot Details

0

HOA Fees

$126 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2004
  • Property Attached Yn: No
  • Lot Size Acres: 0.62
  • Ownership: Individuals
  • Subdivision Name: Stonehouse
  • Architectural Style: Transitional
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 3
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Appraiser
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 3

Interior Features

  • Flooring: Carpet, Ceramic Tile, Wood
  • Basement: Full, Partially Finished
  • Appliances: Built-In Oven, Dryer, Dishwasher, Gas Cooking, Disposal, Gas Water Heater, Microwave, Refrigerator, Self Cleaning Oven, Washer
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 735.0
  • Door Features: Sliding Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Breakfast Area, Tray Ceiling(s), Ceiling Fan(s), Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Garden Tub/Roman Tub, High Ceilings, Loft, Bath in Primary Bedroom, Main Level Primary, Pantry, Recessed Lighting, Solid Surface Counters, Solar Tube(s), Cable TV, Walk-In Closet(s), Window Treatments, Central Vacuum
  • Living Area: 3832.0
  • Stories: 3
  • Window Features: Thermal Windows, Window Treatments
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Roof: Asphalt
  • Fencing: Fenced, Partial
  • Lot Features: Cul-De-Sac, Landscaped, Wooded
  • Pool Features: None, Community
  • Waterfront: No
  • Construction Type: Brick, Frame, HardiPlank Type
  • Exterior Features: Deck, Sprinkler/Irrigation, Lighting, Porch
  • Patio And Porch Features: Front Porch, Screened, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Direct Access, Garage, Garage Door Opener, Garage Faces Rear, Two Spaces, Boat, RV Access/Parking

Utilities

  • Heating: Forced Air, Natural Gas, Zoned
  • Cooling: Central Air, Zoned
  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Smoke Detector(s), Security Guard
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Boat Facilities, Common Grounds/Area, Clubhouse, Dock, Fitness, Golf, Home Owners Association, Lake, Playground, Park, Pond, Pool, Putting Green, Trails/Paths, Curbs, Gutter(s)
  • Amenities: Management
  • Association Fee: 126.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Clubhouse, Common Areas, Pool(s), Recreation Facilities, Security, Water Access

Schools

  • Middle Or Junior School: Toano

Lot Info

  • Parcel Number: 05-1-13-0-0029
  • Zoning Description: PUD-R
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 3566.0
  • Tax Lot: 29

MLS Schools

  • Elementary School: Stonehouse
  • High School: Warhill

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 27, 2025
Sold by
Cummings John A
Bought by
Flood Debra M and Adams Sherry
Current Estimated Value
$665,124

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$405,000
Outstanding Balance
$405,000
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$260,124

Purchase Details

Listed on
Sep 25, 2020
Closed on
Nov 9, 2020
Sold by
Mccue Jean O and Jean O Mccue Living Trust
Bought by
Cummings John A
Seller's Agent
Barbara Levine
Liz Moore & Associates
Buyer's Agent
Monica Maney
Compass
List Price
$495,000
Sold Price
$465,000
Premium/Discount to List
-$30,000
-6.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.20%

Purchase Details

Closed on
Feb 4, 2015
Sold by
Mccue Tr Jean O
Bought by
Mccue Tr Jean O

Purchase Details

Closed on
May 6, 2002
Sold by
Stonehouse Dev Co L L C
Bought by
Mccue Edward
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Flood Debra M $655,000 First American Title Insurance
Cummings John A $465,000 None Available
Mccue Tr Jean O -- --
Mccue Edward $82,800 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Flood Debra M $405,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/12/2020 11/12/20 Sold $465,000 -6.1% $121 / Sq Ft
10/13/2020 10/13/20 Pending -- -- --
09/25/2020 09/25/20 For Sale $495,000 -- $129 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,100 $614,500 $67,200 $547,300
2024 $4,793 $614,500 $67,200 $547,300
2023 $4,793 $463,200 $67,200 $396,000
2022 $3,845 $463,200 $67,200 $396,000
2021 $3,566 $424,500 $67,200 $357,300
2020 $3,566 $424,500 $67,200 $357,300
2019 $3,566 $424,500 $67,200 $357,300
2018 $3,566 $424,500 $67,200 $357,300
2017 $3,566 $424,500 $67,200 $357,300
2016 $3,566 $424,500 $67,200 $357,300
2015 $1,861 $443,200 $67,200 $376,000
2014 $3,413 $443,200 $67,200 $376,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2029466

Central Virginia Regional MLS

APN: 05-1 13-0-0029