Seller's Agent in 2026
Janelle Vik
Baird Warner
(630) 841-6646
2 in this area
69 Total Sales
312 Monument Rd Elgin, IL 60124
Providence NeighborhoodEstimated Value: $536,000 - $550,075
5
Beds
2.5
Baths
3,786
Sq Ft
$144/Sq Ft
Est. Value
Highlights
- Vaulted Ceiling
- Wood Flooring
- Loft
- Prairie View Grade School Rated A-
- Main Floor Bedroom
- Corner Lot
About This Home
As of January 2026Welcome to this stunning 5-bedroom, 2.5-bath home at 312 Monument Rd in Elgin, where comfort, style, and functionality come together beautifully. Step inside to discover a spacious open floor plan featuring a bright living room filled with natural light, a formal dining room ideal for entertaining, and a gorgeous kitchen with upgraded solid cherry cabinets, an expansive island, granite countertops, and stainless steel appliances that will delight any home chef. The kitchen opens to a warm and inviting family room with a cozy fireplace, creating the perfect space for everyday living. A first-floor bedroom provides versatility for guests or a home office, while upstairs you'll find a spacious loft ideal for a playroom, media area, or second family room. The luxurious primary suite offers a true retreat with a large walk-in closet and a spa-inspired bathroom featuring a soaking tub, double vanity, and separate shower. Freshly painted throughout the interior, this home also features solid core doors and a 3-car garage, adding both quality and convenience. With its modern finishes, natural light, and desirable location near parks, top-rated schools, shopping, and dining, this home is the perfect blend of comfort and elegance-ready to welcome you home.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,919
Year Built
- Built in 2007
Lot Details
- Lot Dimensions are 100 x 125
- Corner Lot
- Paved or Partially Paved Lot
HOA Fees
- $54 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
Home Design
- Brick Exterior Construction
- Asphalt Roof
Interior Spaces
- 3,786 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Loft
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Double Oven
- Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
- Sink Near Laundry
Schools
- Prairie View Grade Elementary School
- Prairie Knolls Middle School
- Central High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Kim Association, Phone Number (847) 833-5282
- Property managed by OMNI MANAGEMENT
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 14, 2025
Closed on
Jan 8, 2026
Sold by
Borthwick James T and Borthwick Janie E
Bought by
Singh Hardeep
Seller's Agent
Janelle Vik
Baird & Warner
Buyer's Agent
Pradeep Singh
Royal Family Real Estate
List Price
$555,000
Sold Price
$539,900
Premium/Discount to List
-$15,100
-2.72%
Views
187
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,369
Avg. Annual Appreciation
3.04%
Original Mortgage
$431,920
Outstanding Balance
$431,507
Interest Rate
6.21%
Mortgage Type
New Conventional
Estimated Equity
$113,762
Purchase Details
Closed on
Feb 6, 2008
Sold by
The Ryland Group Inc
Bought by
Borthwick James T and Janie Borthwick E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$363,580
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Singh Hardeep | $540,000 | None Listed On Document | |
| Borthwick James T | $436,500 | Ryland Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Singh Hardeep | $431,920 | |
| Previous Owner | Borthwick James T | $363,580 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/08/2026 01/08/26 | Sold | $539,900 | 0.0% | $143 / Sq Ft |
| 11/25/2025 11/25/25 | Pending | -- | -- | -- |
| 11/14/2025 11/14/25 | Price Changed | $539,900 | -1.5% | $143 / Sq Ft |
| 10/29/2025 10/29/25 | Price Changed | $548,000 | -1.3% | $145 / Sq Ft |
| 10/14/2025 10/14/25 | Price Changed | $555,000 | 0.0% | $147 / Sq Ft |
| 10/14/2025 10/14/25 | For Sale | $555,000 | -- | $147 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,919 | $144,678 | $27,638 | $117,040 |
| 2023 | $12,521 | $130,871 | $25,000 | $105,871 |
| 2022 | $12,415 | $126,760 | $21,357 | $105,403 |
| 2021 | $12,477 | $122,462 | $20,633 | $101,829 |
| 2020 | $12,494 | $120,261 | $20,262 | $99,999 |
| 2019 | $12,578 | $118,706 | $20,000 | $98,706 |
| 2018 | $12,160 | $113,617 | $22,771 | $90,846 |
| 2017 | $12,320 | $113,040 | $22,194 | $90,846 |
| 2016 | $12,992 | $110,358 | $21,667 | $88,691 |
| 2015 | -- | $95,330 | $14,747 | $80,583 |
| 2014 | -- | $89,879 | $14,747 | $75,132 |
| 2013 | -- | $93,374 | $14,999 | $78,375 |
Source: Public Records
Agents Affiliated with this Home
-
Janelle Vik
-
Pradeep Singh
Buyer's Agent in 2026
Pradeep Singh
Royal Family Real Estate
(847) 322-5832
3 in this area
156 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12481317
APN: 05-24-283-012
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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