$344,500
PENDING PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

Estimated payment $2,107/month

Total Views 1,418
6 Beds
3 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • 2.5 Car Detached Garage
  • Forced Air Heating System
  • Ceiling Fan

About This Home

Well-maintained legal 2-unit building located at 312 S Spencer St, Aurora, IL. Each unit features 2 bedrooms and 1 bathroom, offering comfortable layouts and strong rental potential. The property also includes a finished basement with 2 additional bedrooms and 1 full bathroom, providing extra living space that could be ideal for extended family, recreation, or additional rental possibilities (buyer to verify compliance). Exterior features include a long driveway with ample off-street parking, making it convenient for multiple occupants. Great opportunity for investors or owner-occupants looking to live in one unit while generating income from the other. Located near schools, shopping, dining, and with easy access to major roads and transportation.Well-maintained legal 2-unit building located at 312 S Spencer St, Aurora, IL. Each unit features 2 bedrooms and 1 bathroom, offering comfortable layouts and strong rental potential. The property also includes a finished basement with 2 additional bedrooms and 1 full bathroom, providing extra living space that could be ideal for extended family, recreation, or additional rental possibilities (buyer to verify compliance). Exterior features include a long driveway with ample off-street parking, making it convenient for multiple occupants. Great opportunity for investors or owner-occupants looking to live in one unit while generating income from the other. Located near schools, shopping, dining, and with easy access to major roads and transportation.

Listing Agent

Katherine Vences

RE/MAX Mi Casa Brokerage Phone: (630) 415-9109 License #475189610 Listed on: 03/07/2026

RE/MAX Mi Casa

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,774

Year Built

  • Built in 1904

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 146x41x146x40

Parking

  • 2.5 Car Detached Garage
  • Parking Available

Home Design

  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Carbon Monoxide Detectors

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 6 Potential Bedrooms
  • 3 Bathrooms

Schools

  • John Gates Elementary School
  • Henry W Cowherd Middle School
  • East High School

Utilities

  • Forced Air Heating System
  • Gas Water Heater

Community Details

  • 2 Units

Listing and Financial Details

  • Homeowner Tax Exemptions

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,774

Year Built

Built in 1904

Lot Details

6,098 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential Income
  • Property Type: Two to Four Units
  • Ownership: Fee Simple
  • ArchitecturalStyle: Other
  • New Construction: No
  • Year Built: 1904
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Contingent
  • SomePhotosVirtuallyStaged: Yes
  • Attribution Contact: (630) 415-9109
  • Special Features: UnderContract
  • Property Sub Type: MultiFamily

Interior Features

  • Basement: Finished, Full
  • Total Bathrooms: 3
  • Total Bedrooms: 6
  • Other Equipment: CO Detectors, Ceiling Fan(s), Water Heater-Gas
  • Below Grade Bedrooms: 0
  • MRD_AppliancesAndFeatures: Stove,Refrigerator,Washer,Dryer,Central Air Conditioner,Garage/Space
  • MRD_AppliancesAndFeatures: Stove,Refrigerator

Exterior Features

  • Construction Materials: Vinyl Siding
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Yes, Garage Owned, Detached, Owned, Garage
  • ParkingTotal: 4.5

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Conversion YN: N

Schools

  • Elementary School: John Gates Elementary School
  • High School: East High School
  • Middle/Junior School: Henry W Cowherd Middle School

Lot Info

  • Lot Size Acres: 0.14
  • Lot Dimensions: 146X41X146X40
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8

Tax Info

  • Tax Annual Amount: 3773.58
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 2
  • Three Bedroom Number of Units: No
  • Type-Multi: 2 Flat

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,774 $63,047 $5,575 $57,472
2023 $3,612 $56,332 $4,981 $51,351
2022 $3,449 $51,398 $4,545 $46,853
2021 $3,379 $47,852 $4,231 $43,621
2020 $3,197 $44,447 $3,930 $40,517
2019 $3,100 $41,181 $3,641 $37,540
2018 $3,290 $42,131 $3,368 $38,763
2017 $2,667 $33,195 $3,103 $30,092
2016 $2,684 $31,503 $2,660 $28,843
2015 -- $27,065 $2,287 $24,778
2014 -- $24,897 $2,102 $22,795
2013 -- $28,670 $2,115 $26,555
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/12/2026 03/12/26 Pending -- -- --
03/07/2026 03/07/26 For Sale $344,500 -- --
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $105,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $103,632 FHA
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12586101

Midwest Real Estate Data (MRED)

APN: 15-27-278-006

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