NOT LISTED FOR SALE

3120 SW 86th Way Bell, FL 32619

Estimated Value: $308,368 - $385,000

2 Beds
1 Bath
620 Sq Ft
$534/Sq Ft Est. Value

Last Sold February 11, 2022

Last sale price $195,000 $315 Per Sq Ft

Est. 70% increase in value since last sale

Current estimated payment $1,928/month

12 Days on Market

Highlights

  • Parking available for a boat
  • Open Floorplan
  • Stone Countertops
  • River Front
  • Deck
  • Enclosed Patio or Porch

About This Home

As of February 2022

Nestled at nearly the end of the road backing up to Suwannee River Management land and sitting on the banks of the Suwannee this is a rare find. Woods and nature surround this peace of heaven. Close to Hart Springs in beautiful Gilchrist County a 30-minute drive to Gainesville close to Trenton and Chiefland. The Public Boat ramp is minutes away for easy boat access. With a grandfathered in zero set back that means you are right on the water. You can't get much closer than this! This sweet cottage is ready for you to move in! Newly remodeled 2/1 with wood kitchen cabinets, granite countertops, and updated appliances not much is lacking. Open floor plan with living room and dining room opens onto the wrap around porch. The tall ceilings allow for more space to give an open feel. Glass doors and windows allow great views of the river. Sit on the porch and relax watching the fish jump and occasional manatee leaving Blue Springs and swimming to Sun Springs. With a metal roof and all metal siding this home was made for the low maintenance of river living. Stairs on both sides lead to the porch and front and side entrances. Downstairs under the first floor there is ample room to entertain family and friends, grill, clean fish, and store your fishing gear. Plenty of parking for guests in the circle drive and ample lot size. There is a floating dock to tie the boat off to or swim and fish from. The owners installed a new seawall last year to protect the embankment. The well and septic are in great condition. Rather a vacation home or rental you won't want to leave this little slice of heaven on earth. There is an additional buildable lot with well, septic, and a boat ramp next door that can be purchased additionally.

Last Agent to Sell the Property

Kristi Crane

WATSON REALTY CORP- TIOGA License #3363813 Listed on: 12/26/2021

WATSON REALTY CORP- TIOGA

Last Buyer's Agent

Kristi Crane

WATSON REALTY CORP- TIOGA License #3363813 Listed on: 12/26/2021

WATSON REALTY CORP- TIOGA

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $652

Year Built

  • Built in 1975

Lot Details

  • 0.7 Acre Lot
  • River Front
  • West Facing Home
  • Cleared Lot
  • Landscaped with Trees

Home Design

  • Elevated Home
  • Wood Frame Construction
  • Metal Roof
  • Metal Siding
  • Pile Dwellings

Interior Spaces

  • 620 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Blinds
  • Sliding Doors
  • Family Room Off Kitchen
  • Laminate Flooring
  • Water Views

Kitchen

  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Home Security

  • Closed Circuit Camera
  • Fire and Smoke Detector

Parking

  • Circular Driveway
  • Parking available for a boat
  • Golf Cart Parking

Outdoor Features

  • Deck
  • Enclosed Patio or Porch

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Bell Elementary School
  • Bell High Middle School
  • Bell High School

Utilities

  • Mini Split Air Conditioners
  • Propane
  • Well
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • Not In A Subdivison Subdivision

Listing and Financial Details

  • Tax Lot 13
  • Assessor Parcel Number 24-09-13-0000-0005-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$652

Year Built

Built in 1975

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Elevated
  • Water Extras: Dock - Open, Dock - Wood, Seawall - Other
  • Water View: Yes
  • Construction Materials: Metal Siding, Wood Frame
  • Living Area: 620.00
  • Lot Size Acres: 0.70
  • Year Built: 1975
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/GC501251?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/GC501251?w=Customer
  • Lot Size Sq Ft: 30492
  • Down Payment Resource Assistance: https://www.workforce-resource.com/dpr/listing/MFRMLS/GC501251?w=PubMLS
  • Escrow State: FL
  • List Office Head Office Key Nume: 529793676
  • Status: Sold
  • Street Direction: SW
  • Tax Year: 2021
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate
  • Full Bathrooms: 1
  • Interior Amenities: Built in Features, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters
  • Appliances Included: Dishwasher, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator
  • Foundation Details: Stilt/On Piling
  • Total Bedrooms: 2
  • Levels: One
  • Window Features: Blinds
  • Living Area Meters: 57.60

Exterior Features

  • Direction Faces: West
  • Additional Water Information: Minutes from Hart Springs
  • Water Extras: Yes
  • Waterfront Feet River: 102
  • Water Access: River
  • Exterior Features: Sliding Doors
  • Roof: Metal
  • Water View: River
  • Flood Zone Code: AE
  • Flood Zone Date: 01/19/2018
  • Flood Zone Panel: 12041C0162E
  • Water Access: Yes
  • View: Water
  • Water Body Name: SUWANNEE RIVER
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Enclosed, Front Porch, Porch, Screened, Side Porch
  • Road Surface Type: Limerock

Garage/Parking

  • Parking Features: Boat, Circular Driveway, Golf Cart Parking

Utilities

  • Utilities: Cable Connected, Electricity Connected, Phone Available, Propane, Public, Street Lights, Water Connected
  • Cooling: Mini-Split Unit(s)
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Security: Closed Circuit Camera(s), Fire Alarm

Fee Information

  • Waterfront Frontage: 102

Schools

  • Elementary School: Bell Elementary School-GC
  • High School: Bell High School-GC
  • Middle Or Junior School: Bell High School-GC

Lot Info

  • Total Acreage: 1/2 to less than 1
  • Zoning: RESI
  • Parcel Number: 24-09-13-0000-0005-0000
  • Lot Features: Cleared, Flood Insurance Required, FloodZone
  • Lot Size Square Meters: 2833

Rental Info

  • Minimum Lease: No Minimum

Tax Info

  • Tax Annual Amount: 651.92
  • Tax Lot: 13

Multi Family

  • Waterfront Features: River

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 16, 2025
Sold by
3120 Sw 86Th Llc
Bought by
Spradley David Keith and Spradley Betsy Erin
Current Estimated Value
$330,842

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,000
Outstanding Balance
$270,793
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$60,049

Purchase Details

Listed on
Dec 26, 2021
Closed on
Feb 11, 2022
Sold by
Davis Kenneth R and Davis Roberta L
Bought by
3120 Sw 86Th Llc
Seller's Agent
Kristi Crane
WATSON REALTY CORP- TIOGA
Buyer's Agent
Kristi Crane
WATSON REALTY CORP- TIOGA
List Price
$199,000
Sold Price
$195,000
Premium/Discount to List
-$4,000
-2.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.27%

Purchase Details

Listed on
Dec 16, 2011
Closed on
Mar 20, 2012
Sold by
Harrison Diana W and Pryor Joan W
Bought by
Household Finance Corporation Iii
Seller's Agent
Patricia Moser
HORIZON REALTY OF ALACHUA INC
List Price
$85,900
Sold Price
$68,000
Premium/Discount to List
-$17,900
-20.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.23%

Purchase Details

Listed on
Dec 16, 2011
Closed on
Mar 19, 2012
Sold by
Household Finance Corporation Iii
Bought by
Davis Kenneth R and Davis Roberta L
Seller's Agent
Patricia Moser
HORIZON REALTY OF ALACHUA INC
List Price
$85,900
Sold Price
$68,000
Premium/Discount to List
-$17,900
-20.84%

Purchase Details

Closed on
Dec 8, 2011
Sold by
Fulford Jack D and Fulford Dixie Lee
Bought by
Household Finance Corporation Iii
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spradley David Keith $320,000 Springs Title
3120 Sw 86Th Llc $195,000 Bankers Title Of The Nature Co
Household Finance Corporation Iii -- Attorney
Davis Kenneth R $68,000 Attorney
Household Finance Corporation Iii -- Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Spradley David Keith $272,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/11/2022 02/11/22 Sold $195,000 -2.0% $315 / Sq Ft
01/07/2022 01/07/22 Pending -- -- --
12/26/2021 12/26/21 For Sale $199,000 +192.6% $321 / Sq Ft
12/06/2021 12/06/21 Off Market $68,000 -- --
03/23/2012 03/23/12 Sold $68,000 -20.8% $110 / Sq Ft View Prior Sale
01/30/2012 01/30/12 Pending -- -- --
12/15/2011 12/15/11 For Sale $85,900 -- $139 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,254 $140,178 $50,000 $90,178
2023 $2,254 $131,460 $45,000 $86,460
2022 $2,092 $120,551 $40,000 $80,551
2021 $652 $63,434 $0 $0
2020 $657 $62,558 $0 $0
2019 $655 $61,152 $38,275 $22,877
2018 $661 $60,817 $38,275 $22,542
2017 $1,205 $59,704 $0 $0
2016 $1,225 $59,580 $0 $0
2015 $1,264 $60,434 $0 $0
2013 -- $59,963 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: GC501251

Stellar MLS

APN: 24-09-13-0000-0005-0000