$550,000
SOLD AUG 31, 2026
3 Beds
2 Baths
1,382 Sq Ft
10,454 Sq Ft Lot

Sale Details

Date Sold: August 31, 2026

$398 Per Sq Ft

8% Below List Price

130 Days on Market

Highlights

  • Community Boat Dock
  • Canal Access
  • Guest Quarters
  • Home fronts a seawall
  • Canal View
  • Deck

About This Home

As of August 2026

ST.JAMES CITY-PINE ISLAND! THE "SALT LIFE" FISHING-BOATING-BEACHES IS CONSIDERED ISLAND LIFE HERE! THIS CUTE "FISHERMAN'S COTTAGE" IS "FLORIDA KEYS" STYLED LAID BACK ISLAND LIVING, YET CLOSE TO EVERYTHING! COMPLETE HOME REMODEL (2024) OVER $250,000+/- AS GONE INTO THIS FURNISHED "TURNKEY" 3BDR, 2TH, 2 CAR GARAGE, DOCK, and Boat LIFT. OPEN FLOOR PLAN, ALL TILE FLOORS THROUGHOUT FOR EASY MAINTENANCE, ALL NEW ELECTRICAL AND PLUMBING WENT INTO THE REMODELING OF THE HOME. ALL TILE FLOORS, NEW A/C, BRAND NEW ROOF 2023, ALL WINDOWS & DOORS ARE PROTECTED "IMPACT STORM" RESISTANCE "BAHAMA AWNINGS" FOR TOTAL PROTECTION. NEW REMODELED KITCHEN WITH WHITE SHAKER CABINETS, ALL STAINLESS STEEL APPLIANCES & LEVEL 5 QUARTZ TOPS. HUGE MASTER BEDROOM, WALK IN CLOSET, GRANITE VANITY, FLOOR TO CEILING GLASS & MARBLE WALK-IN SHOWER. BOTH GUEST ROOMS HAVE BEEN COMPLETELY REMODELED INCLUDING THE BATHROOM. HOME HAS A COVERED LANAI FOR ENJOYING THE WATERFRONT AND FANTASTIC "SUNSETS" YOU GET IN THE EVENINGS SHADE. HOME HAS A "CAPTAINS" WALK AROUND DOCK WITH (10,000LB) LIFT WITH WATER & ELECTRIC FOR ALL FOR BOATING NEEDS. OPEN WATER IS A SHORT 10 minutes excursion. NEW 2023 A/C WITH WARRANTY. THE LANDSCAPING OF THE HOME "ZERO SCAPE" WAS DESIGNED WITH EASY MAINTENANCE AND THERE IS PLENTY OF ROOM FOR A POOL (POOL PROPOSAL PLANS ARE FOR $43,000). TALK ABOUT RENTAL APPEAL, COULD BE A HUGE RENTAL ATTRACTION PROPERTY WHEN NOT IN PERSONAL USE! HOME COMES WITH 1 YEAR HOME WARRANTY FOR TOTAL BUYER COMFORT.

Last Agent to Sell the Property

Steve Bacardi

Coldwell Banker Realty License #279501177 Listed on: 04/23/2026

Coldwell Banker Realty

Co-Listed By

Mily Cancio

Coldwell Banker Realty License #249514338

Last Buyer's Agent

Vince Honc

EXP Realty LLC License #258015611

EXP Realty LLC

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,809

Year Built

  • Built in 1978

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 81 x 130 x 80 x 134
  • Home fronts a seawall
  • Home fronts navigable water
  • Home has East and West Exposure
  • Property is zoned RS-1

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,382 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Ceiling Fan
  • Shutters
  • Single Hung Windows
  • Sliding Windows
  • Open Floorplan
  • Screened Porch
  • Canal Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Electric Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Guest Quarters
  • 2 Full Bathrooms
  • Shower
  • Separate Shower

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Canal Access
  • Waterfront Basin
  • Deck
  • Screened Patio
  • Lanai

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 33 / 5
  • Assessor Parcel Number 35-45-22-21-00005.0330

Community Details

Overview

  • No Home Owners Association
  • St Jude Harbors Subdivision

Recreation

  • Community Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,809

Year Built

Built in 1978

Lot Details

10,454 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Lot Size: 81 x 130 x 80 x 134
  • Road Surface Type: Paved
  • Co List Office Mls Id: CBRR03
  • Co List Office Phone: (239) 263-3300
  • Ownership: Single Family
  • Subdivision Name: ST JUDE HARBORS
  • Architectural Style: Contemporary, Ranch, One Story
  • Carport Y N: No
  • Garage Yn: Yes
  • Building Stories: 1
  • Year Built: 1978
  • Property Sub Type Additional: Single Family Residence
  • Exposures: West
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Furnished
  • Private Spa: No
  • Appliances: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Ice Maker, Microwave, Range, Refrigerator, RefrigeratorWithIce Maker, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Tile
  • Interior Amenities: Breakfast Bar, Bedroom on Main Level, Breakfast Area, Family/Dining Room, Living/Dining Room, Main Level Primary, Shower Only, Separate Shower, Cable TV, Window Treatments, Split Bedrooms
  • Living Area: 1382.0
  • Dining Room Type: Bathroom, Guest Quarters, Screened Porch
  • Stories: 1
  • Window Features: Single Hung, Sliding, Window Coverings

Exterior Features

  • Lot Features: Other
  • Pool Private: No
  • View: Canal
  • View: Yes
  • Waterfront Features: Basin, Canal Access, Navigable Water, Seawall
  • Waterfront: Yes
  • Disclosures: Owner Has Flood Insurance
  • Construction Type: Block, Concrete, Stucco
  • Direction Faces: East
  • Exterior Features: Deck, Other, Patio, Room For Pool, Shutters Manual
  • Patio And Porch Features: Deck, Lanai, Patio, Porch, Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Laundry Features: In Garage
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Boat Facilities, Non-Gated
  • Senior Community: No
  • Amenities: None
  • Association: No
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: None

Lot Info

  • Parcel #: 35-45-22-21-00005.0330
  • Zoning Description: RS-1

Multi Family

  • Number Of Units In Community: 1

Tax Info

  • Tax Annual Amount: 5808.82
  • Tax Block: 5
  • Tax Lot: 33
  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2026
Closed on
Aug 31, 2026
Sold by
William Shutter Michael
Bought by
Seller's Agent
Steve Bacardi
Coldwell Banker Realty
Buyer's Agent
Vince Honc
EXP Realty LLC
List Price
$600,000
Sold Price
$550,000
Premium/Discount to List
-$50,000
-8.33%
Views
81

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
90.82%
Original Mortgage
$424,000
Outstanding Balance
$424,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$147,742

Purchase Details

Closed on
Nov 13, 2019
Sold by
Webster Diane M
Bought by
Shutter Michael William

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,000
Interest Rate
3.65%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Saint James City, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $220,000 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $187,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/31/2026 08/31/26 Sold $550,000 -5.0% $398 / Sq Ft
08/31/2026 08/31/26 Pending -- -- --
06/02/2026 06/02/26 Price Changed $579,000 -3.5% $419 / Sq Ft
04/23/2026 04/23/26 For Sale $600,000 -- $434 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,809 $346,421 $183,974 $162,447
2025 $5,809 $324,797
2024 $5,398 $295,270 $227,481 $52,971
2023 $5,398 $289,017 $0 $0
2022 $4,887 $262,743 $0 $0
2021 $4,013 $238,857 $124,099 $114,758
2020 $4,032 $238,217 $94,400 $143,817
2019 $2,743 $182,538 $0 $0
2018 $2,725 $179,134 $0 $0
2017 $2,719 $175,450 $0 $0
2016 $2,692 $174,588 $86,404 $88,184
2015 $2,598 $173,399 $72,891 $100,508
2014 -- $213,208 $76,053 $137,155
2013 -- $175,594 $70,358 $105,236
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 226016407

Florida Gulf Coast Multiple Listing Service

APN: 35-45-22-21-00005.0330

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