$360,000
SOLD JUL 14, 2025
3 Beds
2.5 Baths
1,924 Sq Ft
0.55 Acres

Recently Sold

$187 Per Sq Ft

7% Below List Price

34 Days on Market

Highlights

  • Marina View
  • Boat Ramp
  • Oak Trees
  • River Access
  • Waterfront Tip Lot
  • Screened Pool

About This Home

As of July 2025

Welcome to 3123 David Street, a stunning retreat in the peaceful Three Rivers community of Punta Gorda. This beautiful 3-bedroom, 2-bathroom home is perfectly situated on an OVERSIZED .55-acre corner tip lot, offering breathtaking views of Shell Creek and an abundance of privacy. Designed for those who appreciate both nature and embrace outdoor living, this property seamlessly blends comfort, functionality, and a serene landscape.

Step inside to discover a well-appointed interior with an inviting layout that maximizes space and natural light. The OPEN-CONCEPT living area is perfect for entertaining, while the spacious kitchen offers ample storage and counter space for all your culinary needs. The master suite is a private oasis, featuring tranquil views and an en-suite bath designed for relaxation. Two additional bedrooms provide plenty of space for family, guests, or a home office.

One of the home’s most impressive features is the INGROUND LAP POOL, perfect for year-round enjoyment. Whether you're looking to stay active or unwind in the warm Florida sun, this pool area is sure to be a favorite retreat. Adjacent to the pool is a private enclosed OUTDOOR ATRIUM, creating a peaceful sanctuary where you can relax, garden, or entertain while enjoying the fresh air in a secluded setting.

NEW ASHPHALT ROOF after Ian, this home combines modern durability with classic charm. For water enthusiasts, this property is a dream come true, offering stunning views of Shell Creek right from your front yard! The community also boasts a private boat launch exclusively for Three Rivers residents, making it easy to set off on kayaking, fishing, or boating adventures whenever you desire.

Nestled in the quiet and desirable Three Rivers community, this home offers the perfect balance of seclusion and convenience. Enjoy the tranquility of nature while being just a short drive from shopping, dining, and all the attractions that downtown Punta Gorda provides. This rare find won’t last long—schedule your private showing today and experience the beauty and serenity of 3123 David Street for yourself!

Last Agent to Sell the Property

Kyle Krzeminski

ALLISON JAMES ESTATES & HOMES Brokerage Phone: 941-500-4922 License #3523982 Listed on: 03/31/2025

ALLISON JAMES ESTATES & HOMES

Last Buyer's Agent

Jamie Peters

WALKER REALTY GROUP FLORIDA License #3360463

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,027

Year Built

  • Built in 1982

Lot Details

  • 0.55 Acre Lot
  • Lot Dimensions are 146x165
  • Waterfront Tip Lot
  • Street terminates at a dead end
  • East Facing Home
  • Mature Landscaping
  • Corner Lot
  • Oversized Lot
  • Irregular Lot
  • Oak Trees
  • Property is zoned RSF3.5

HOA Fees

  • $2 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Parking Pad
  • Oversized Parking
  • Workshop in Garage
  • Garage Door Opener
  • Guest Parking
  • RV Access or Parking

Property Views

  • Marina
  • River
  • Woods
  • Canal
  • Creek or Stream

Home Design

  • Traditional Architecture
  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,924 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Combination Dining and Living Room
  • Home Office
  • Sun or Florida Room
  • Hurricane or Storm Shutters

Kitchen

  • Walk-In Pantry
  • Range with Range Hood
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Split Vanities
  • Private Water Closet
  • Shower Only

Laundry

  • Laundry Room
  • Laundry in Garage
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Heated Lap Pool
  • Heated In Ground Pool
  • Gunite Pool
  • Fence Around Pool
  • Pool has a Solar Cover

Outdoor Features

  • River Access
  • Access To Marina
  • Property is near a marina
  • Access To Creek
  • Access to Brackish Canal
  • Boat Ramp
  • Courtyard
  • Enclosed Patio or Porch
  • Rain Gutters
  • Private Mailbox

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Utilities

  • Central Air
  • Heating Available
  • Vented Exhaust Fan
  • 1 Water Well
  • Water Softener
  • 1 Septic Tank
  • Cable TV Available

Community Details

  • Three Rivers Community
  • Three River Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,027

Year Built

Built in 1982

Lot Details

0

HOA Fees

$2 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Traditional
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1924
  • Lot Size Acres: 0.55
  • New Construction: No
  • Year Built: 1982
  • Building Area Total: 1924
  • Lot Size Sq Ft: 24090
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 178.75
  • Escrow City: Port Charlotte
  • Escrow State: FL
  • Escrow Street Name: Tamiami Trl Unit G
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 187.11
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 941-500-4922
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Vaulted Ceiling(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Range, Range Hood, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Window Features: Window Treatments
  • Additional Rooms: Florida Room
  • Living Area Meters: 178.75

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, Heated, In Ground, Lap, Screen Enclosure, Solar Cover
  • Exterior Features: Courtyard, Hurricane Shutters, Private Mailbox, Rain Gutters
  • Roof: Shingle
  • Pool Private: Yes
  • View: Trees/Woods, Water
  • Water Body Name: SHELL CREEK
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Patio, Screened
  • Road Surface Type: Asphalt
  • Water Access: Canal - Brackish,Creek,Marina,River
  • Water Extras: Boat Ramp - Private
  • Water View: Canal,Creek,Marina,River
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Additional Water Information: Peace River access via three rivers boat launch (Shell Creek)

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Guest, Oversized, Parking Pad, RV Access/Parking, Workshop in Garage

Utilities

  • Utilities: Cable Connected, Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: In Garage, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association Fee: 24
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Optional

Fee Information

  • Total Annual Fees: 24.00
  • Total Monthly Fees: 2.00
  • Monthly HOA Amount: 2.00

Lot Info

  • Zoning: RSF3.5
  • Parcel Number: 402420105005
  • Additional Parcels: No
  • Lot Features: Corner Lot, Flood Insurance Required, FloodZone, Irregular Lot, Landscaped, Near Marina, Oversized Lot, Street Dead-End, Tip Lot
  • Lot Dimensions: 146x165
  • Flood Zone Code: 10AE

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2027.47
  • Tax Book Number: 5-79
  • Tax Lot: 8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2025
Closed on
Jul 14, 2025
Sold by
Helvig Richard E
Bought by
Depiro Julie M
Seller's Agent
Kyle Krzeminski
ALLISON JAMES ESTATES & HOMES
Buyer's Agent
Jamie Peters
WALKER REALTY GROUP FLORIDA
List Price
$388,000
Sold Price
$360,000
Premium/Discount to List
-$28,000
-7.22%
Views
50
Current Estimated Value
$351,402

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,598
Avg. Annual Appreciation
26.27%
Original Mortgage
$342,000
Outstanding Balance
$341,425
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$65,945

Purchase Details

Closed on
Sep 17, 2021
Sold by
Helvig Richard E
Bought by
Helvig Richard E and Colvin Lori

Purchase Details

Listed on
Aug 4, 2014
Closed on
Aug 22, 2014
Sold by
Sunstate Financial Resources Inc
Bought by
Helvig Richard E
Seller's Agent
Brian Helgemo
COMPASS FLORIDA
Buyer's Agent
Brian Helgemo
COMPASS FLORIDA
List Price
$194,900
Sold Price
$190,000
Premium/Discount to List
-$4,900
-2.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.90%

Purchase Details

Closed on
Jun 17, 2014
Sold by
Visaggio Thomas T and Visaggio Janis R
Bought by
Sunstate Financial Resources Inc

Purchase Details

Closed on
Dec 6, 2005
Sold by
Price David E and Price Betty H
Bought by
Visaggio Thomas T and Visaggio Janis R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,000
Interest Rate
6.23%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $360,000 First International Title
Interfamily Deed Transfer -- Accommodation
Special Warranty Deed $190,000 Attorney
Trustee Deed $112,700 None Available
Warranty Deed $260,000 Title Partners Of Southwest
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $342,000 New Conventional
Previous Owner $208,000 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/14/2025 07/14/25 Sold $360,000 -4.0% $187 / Sq Ft
05/04/2025 05/04/25 Pending -- -- --
05/04/2025 05/04/25 Price Changed $375,000 -3.4% $195 / Sq Ft
03/31/2025 03/31/25 For Sale $388,000 +104.2% $202 / Sq Ft
08/17/2018 08/17/18 Off Market $190,000 -- --
08/22/2014 08/22/14 Sold $190,000 -2.5% $98 / Sq Ft View Prior Sale
08/09/2014 08/09/14 Pending -- -- --
08/04/2014 08/04/14 For Sale $194,900 -- $101 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,027 $129,030 -- --
2024 $1,979 $125,394 -- --
2023 $1,979 $121,742 $0 $0
2022 $1,961 $118,196 $0 $0
2021 $1,945 $114,753 $0 $0
2020 $1,897 $113,169 $0 $0
2019 $1,809 $110,625 $0 $0
2018 $1,659 $108,562 $0 $0
2017 $1,637 $106,329 $0 $0
2016 $1,622 $104,142 $0 $0
2015 $1,609 $103,418 $0 $0
2014 $1,913 $76,250 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: C7507855

Stellar MLS

APN: 402420105005