$350
SOLD MAY 1, 2025

3126 SW 20th Terrace Unit 14B1 Delray Beach, FL 33445

2 Beds
2 Baths
1,348 Sq Ft
$585/mo HOA Fee

Recently Sold

$0 Per Sq Ft

100% Below List Price

75 Days on Market

Highlights

  • Home fronts a canal
  • Community Pool
  • Patio
  • Spanish River Community High School Rated A+
  • Courtyard
  • Ceramic Tile Flooring

About This Home

As of May 2025

Lovely waterfront two bedroom, two bath with bonus office. This first floor luxurious corner unit offers 1348 sqft. Gorgeous new kitchen cabinets with granite counter tops, double oven, stainless steel appliances (all new). The baths are elegant, spa feeling and one with a large walk in shower. Brand new washer & dryer. New gorgeous tile/wood flooring. Lake views for relaxing and a lovely private courtyard for entertaining. Community offers pool, cabana, and so much more. Close to Atlantic Ave, beaches, and restaurants.

Last Agent to Sell the Property

Nancy Phillips

Highlight Realty Corp License #3123317 Listed on: 12/07/2024

Highlight Realty Corp

Last Buyer's Agent

DAVID FUNES

Keller Williams Realty Services License #3620595

Keller Williams Realty Services

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1979

HOA Fees

  • $585 Monthly HOA Fees

Parking

  • Assigned Parking

Home Design

  • Entry on the 1st floor
  • Concrete Block And Stucco Construction

Interior Spaces

  • 1,348 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Ceramic Tile Flooring
  • Canal Views

Kitchen

  • Built-In Oven
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Courtyard
  • Patio

Additional Features

  • Home fronts a canal
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 12434630020001421

Community Details

Overview

  • Delray Oaks Condos
  • Delray Oaks Condo Subdivision

Recreation

  • Community Pool

Pet Policy

  • Breed Restrictions

Property Details

Home Type

Condominium

Year Built

Built in 1979

Lot Details

0

HOA Fees

$585 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1979
  • Property Sub Type: Condominium
  • Architectural Style: Corner Unit
  • Directions: I95 to Linton, west to Congress, turn left (south), then right onto SW 29th St, Delray Oaks community on the left.
  • Entry Level: 1
  • Garage Yn: No
  • Horses: No
  • Inclusions: None
  • New Construction: No
  • Property Attached Yn: Yes
  • Structure Type: Condo 1-4 Stories, Condo
  • Subdivision Name: DELRAY OAKS CONDO
  • Year Built Details: Resale
  • MIAMIRE_PetsAllowedYN: Yes
  • MIAMIRE_MembershipPurchRqdYN: No
  • ResoPropertyType: Residential
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Refrigerator, Wall Oven
  • Interior Amenities: First Floor Entry
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Ceramic Floor
  • Furnished: Unfurnished
  • Living Area: 1348
  • Possible Use: Primary
  • Stories: 2
  • Bedroom Features: Entry Level

Exterior Features

  • View: Canal
  • Exterior Features: Courtyard
  • Construction Type: CBS Construction
  • Patio And Porch Features: Patio
  • Pool Private: No
  • View: Yes
  • Waterfront Features: Canal Front
  • Waterfront: Yes

Garage/Parking

  • Park Building Name: Delray Oaks
  • Parking Features: Additional Spaces Available, Assigned

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Security: Other

Condo/Co-op/Association

  • Association Fee: 585
  • Amenities: Pickleball, Pool
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • MIAMIRE_TypeofAssociation: Condo

Lot Info

  • Parcel Number: 12434630020001421
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Restrictions Or Possible Restrictions

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3984

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 7, 2024
Closed on
Apr 25, 2025
Sold by
Zhong Zhaohui
Bought by
Smith Laura Esther Funes and Smith Reed Jeffrey
Seller's Agent
Nancy Phillips
Highlight Realty Corp
Buyer's Agent
DAVID FUNES
Keller Williams Realty Services
List Price
$365,000
Sold Price
$350
Premium/Discount to List
-$364,650
-99.9%
Views
33
Current Estimated Value
$354,465

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$354,115
Avg. Annual Appreciation
4815748979.41%
Original Mortgage
$256,300
Outstanding Balance
$255,624
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$91,358

Purchase Details

Listed on
Feb 11, 2015
Closed on
Mar 13, 2015
Sold by
Vaughn Lynette S and Davis Lynette
Bought by
Zhong Zhaohui
Seller's Agent
Cindy Speering
Coastline Realty, Inc.
List Price
$121,000
Sold Price
$121,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-43.81%

Purchase Details

Closed on
Feb 17, 2004
Sold by
Ogut Josephine and Ogut Erol
Bought by
Vaughn Lynette S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 9, 1994
Sold by
Ogut Umit and Ogut Josephine
Bought by
Ogut Umit and Ogut Josephine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,250
Interest Rate
7.04%

Purchase Details

Closed on
Feb 22, 1994
Sold by
Manglaras Thomas and Manglaras Janet
Bought by
Ogut Umit and Ogut Josephine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,250
Interest Rate
7.04%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 Family Escrow & Title
Warranty Deed $350,000 Family Escrow & Title
Warranty Deed $121,000 First American Title Ins Co
Warranty Deed $122,500 Express Land Title Inc
Quit Claim Deed $14,500 --
Warranty Deed $54,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $256,300 New Conventional
Closed $256,300 New Conventional
Previous Owner $125,000 New Conventional
Previous Owner $98,000 Purchase Money Mortgage
Previous Owner $12,000 Credit Line Revolving
Previous Owner $36,250 No Value Available
Closed $24,500 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/01/2025 05/01/25 Sold $350 -99.9% $0 / Sq Ft
02/20/2025 02/20/25 Pending -- -- --
12/07/2024 12/07/24 For Sale $365,000 +201.7% $271 / Sq Ft
03/13/2015 03/13/15 Sold $121,000 0.0% $101 / Sq Ft
02/11/2015 02/11/15 For Sale $121,000 -- $101 / Sq Ft
Source: MIAMI REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,303 $210,298 -- --
2023 $3,984 $191,180 $0 $0
2022 $3,658 $173,800 $0 $0
2021 $3,328 $158,000 $0 $158,000
2020 $3,091 $145,000 $0 $145,000
2019 $2,859 $132,000 $0 $132,000
2018 $2,560 $120,000 $0 $120,000
2017 $2,506 $115,000 $0 $0
2016 $2,489 $111,000 $0 $0
2015 $2,116 $82,522 $0 $0
2014 $1,993 $75,020 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIAMI REALTORS® MLS

MLS Number: A11694988

MIAMI REALTORS® MLS

APN: 12-43-46-30-02-000-1421