$113,000
SOLD OCT 10, 2025

3128 Main St Cottondale, FL 32431

3 Beds
1 Bath
1,726 Sq Ft
0.73 Acres

Recently Sold

$65 Per Sq Ft

25% Below List Price

96 Days on Market

Highlights

  • Florida Architecture
  • Home Office
  • Dining Room
  • No HOA
  • Living Room

About This Home

As of October 2025

Prime Hwy 231 Location - Zoned Commercial with Mixed-Use Potential! Endless opportunity awaits with this 3 bedroom, 1 bathroom home located directly on high-traffic Hwy 231 in Cottondale, FL. Sitting on a generous 0.78+/- acre corner lot with access from three roads, this property offers exceptional visibility and accessibility for a variety of uses. Zoned Commercial, this property opens the door for business ventures—but it doesn't stop there. Per the City of Cottondale, the zoning may be changed to Mixed Use for approximately $550, allowing you to tailor this space to your unique vision, whether it's a live/work setup, rental investment, office, or small business. The home features a flexible bonus room ideal for an office, updated butcher block kitchen counters, a 2019 roof, 2023 HVAC system, newer water heater (2-3 years old), and updated windows. Public water and sewer are connected, and there may be additional septic systems still on site from former homesites—offering even more potential for future development. Property to be sold AS IS; cash or conventional financing only. Bring your vision and take advantage of this rare opportunity in a growing commercial corridor!
(Metal shed does not convey; being removed by owners)

Last Agent to Sell the Property

Lauren Lyons

Chipola Realty License #BK3204925 Listed on: 06/25/2025

Co-Listed By

Kathy Milton

Chipola Realty License #BK659573

Last Buyer's Agent

Julie Broxton

Bay County - Unknown Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $362

Year Built

  • Built in 1927

Lot Details

  • 0.73 Acre Lot

Home Design

  • Florida Architecture

Interior Spaces

  • Living Room
  • Dining Room
  • Home Office

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$362

Year Built

Built in 1927

Lot Details

0.73 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1927
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.73
  • Lot Size: 152 X 228 Approx
  • Co List Office Mls Id: C82
  • Co List Office Phone: 850-482-7788
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Florida
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom, Dining Room, Full Bath, Kitchen, Living Room, Office

Garage/Parking

  • Garage: No

Utilities

  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Lot Info

  • Lot Size Sq Ft: 31799.0
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 362.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2025
Closed on
Oct 10, 2025
Sold by
Burks Angela and Campbell Melinda
Bought by
Williams Leo A and Williams Cynthia A
Seller's Agent
Lauren Lyons
Chipola Realty
Buyer's Agent
Julie Broxton
Bay County - Unknown Office
List Price
$150,000
Sold Price
$113,000
Premium/Discount to List
-$37,000
-24.67%
Views
61
Current Estimated Value
$120,111

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,111
Avg. Annual Appreciation
19.05%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $113,000 None Listed On Document
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/10/2025 10/10/25 Sold $113,000 -18.7% $65 / Sq Ft
09/29/2025 09/29/25 Pending -- -- --
08/01/2025 08/01/25 Price Changed $139,000 -7.3% $81 / Sq Ft
06/21/2025 06/21/25 For Sale $150,000 -- $87 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,694 $94,848 $16,750 $78,098
2024 $362 $50,236 -- --
2023 $334 $48,925 $0 $0
2022 $445 $52,137 $0 $0
2021 $193 $36,816 $0 $0
2020 $187 $36,308 $0 $0
2019 $109 $31,567 $3,520 $28,047
2018 $184 $35,888 $0 $0
2017 $171 $35,150 $0 $0
2016 $156 $34,427 $0 $0
2015 $173 $34,687 $0 $0
2014 $169 $34,412 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 775457

Central Panhandle Association of REALTORS®

APN: 31-5N-11-0092-0OG0-0015

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