$65,000
SOLD DEC 2, 2025

313 Cross St Elsmere, KY 41018

1 Bed
1 Bath
848 Sq Ft
2,492 Sq Ft Lot

Recently Sold

$77 Per Sq Ft

17% Below List Price

2 Days on Market

Highlights

  • Deck
  • No HOA
  • Bathtub with Shower
  • Ranch Style House
  • Fireplace
  • Laundry Room

About This Home

As of December 2025

Fantastic opportunity! One-bedroom, one-bath home full of potential located right behind St. Henry School. Off-street parking and a layout ready for your personal touch, it's the perfect chance to craft a cozy retreat - bring your vision and transform this property into a great long-term asset!

Last Agent to Sell the Property

Lindsay Archer

Horan Rosenhagen Real Estate License #221058 Listed on: 11/17/2025

Last Buyer's Agent

Bridget Erna

Lohmiller Real Estate License #222718

Home Details

Home Type

  • Single Family

Home Design

  • Ranch Style House
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 848 Sq Ft Home
  • Ceiling Fan
  • Fireplace
  • Insulated Windows
  • Family Room
  • Carpet
  • Unfinished Basement

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • Driveway
  • Off-Street Parking

Schools

  • Arnett Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Additional Features

  • Deck
  • 2,492 Sq Ft Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 003-40-21-014.00

Home Details

Home Type

Single Family

Lot Details

0

Listing Details

  • Cooling: None
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.06
  • Lot Size: Of Record
  • Ownership: Consumer
  • Directions: Dixie to Vine, Keep right onto Cross.
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Arnett Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Of Record
  • Architecture:Ranch: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKWD
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.0572
  • General Property Description:Living Area: 848.0
  • General Property Description:Lot Size Square Feet: 2492.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 003-40-21-014.00
  • Foundation:Stone3: Yes
  • Cooling:None9: Yes
  • Special Features: None

Interior Features

  • Basement: Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Other
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Fireplace: No
  • Living Area: 848.0
  • Window Features: Insulated Windows
  • Basement:Unfinished2: Yes
  • Appliances:Other5: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Stone
  • Patio And Porch Features: Deck
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Arnett Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 2492.0
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 17, 2025
Closed on
Dec 2, 2025
Sold by
Wilt Ginger and Parks Ginger
Bought by
Lojaca Llc
Seller's Agent
Lindsay Archer
Horan Rosenhagen Real Estate
Buyer's Agent
Bridget Erna
Lohmiller Real Estate
List Price
$78,000
Sold Price
$65,000
Premium/Discount to List
-$13,000
-16.67%
Views
1043

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
332.83%

Purchase Details

Closed on
Nov 26, 1997
Sold by
Faris Peggy
Bought by
Ramler Dorothy
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $65,000 360 American Title
Deed $10,000 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/02/2025 12/02/25 Sold $65,000 -16.7% $77 / Sq Ft
11/19/2025 11/19/25 Pending -- -- --
11/17/2025 11/17/25 For Sale $78,000 -- $92 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,185 $78,000 $10,000 $68,000
2024 $1,197 $78,000 $10,000 $68,000
2023 $1,169 $78,000 $10,000 $68,000
2022 $452 $23,400 $10,000 $13,400
2021 $457 $23,400 $10,000 $13,400
2020 $455 $23,400 $10,000 $13,400
2019 $450 $23,400 $10,000 $13,400
2018 $423 $21,300 $10,000 $11,300
2017 $340 $21,300 $10,000 $11,300
2015 $1,036 $55,000 $10,000 $45,000
2014 $1,014 $55,000 $10,000 $45,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 638071

Northern Kentucky Multiple Listing Service

APN: 003-40-21-014.00