313 S Commonwealth Ave Elgin, IL 60123
Sunset Park NeighborhoodEstimated payment $2,897/month
Total Views
650
3
Beds
3
Baths
1,613
Sq Ft
$257
Price per Sq Ft
Highlights
- Open Floorplan
- Ranch Style House
- Granite Countertops
- Recreation Room
- Wood Flooring
- Lower Floor Utility Room
About This Home
Welcome to this move-in ready ranch home, built in 2003 and thoughtfully maintained inside and out. Offering 4 bedrooms and 3 full baths, this home combines comfort, space, and functionality with a layout that fits a variety of lifestyles. The main level features a spacious open floor plan with great natural light, perfect for both entertaining and everyday living. The living room boasts a cozy fireplace, ideal for relaxing evenings, and flows seamlessly into a generous dining area and kitchen. The kitchen offers ample cabinetry, plenty of counter space, and room to gather. You'll find 3 bedrooms and 2 full baths on the main level, including a well-appointed primary suite with great closet space. Downstairs, the full finished basement adds incredible versatility with a 4th bedroom, full bath, and a large recreation area-ideal for guests, an in-law arrangement, or a home office/gym. Even better, the basement includes a private entrance from the garage, offering added privacy and convenience. Enjoy the outdoors in your fully fenced backyard featuring a beautifully manicured lawn, perfect for kids, pets, or entertaining. A 2-car attached garage provides plenty of parking and storage. This home truly has all the space, features, and curb appeal you've been looking for. Don't miss your chance to make this one yours! **New within the last 2 years Roof, Refrigerator, stove/range, disposal, washer, dryer, water heater, garage door opener**
Listing Agent
Baird & Warner Real Estate - Algonquin License #475137923 Listed on: 07/31/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,276
Year Built
- Built in 2003
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 66.4x132.3
- Fenced
- Paved or Partially Paved Lot
Parking
- 2 Car Garage
- Driveway
Home Design
- Ranch Style House
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,613 Sq Ft Home
- Open Floorplan
- Ceiling Fan
- Fireplace With Gas Starter
- Window Treatments
- Family Room
- Living Room with Fireplace
- Combination Kitchen and Dining Room
- Recreation Room
- Lower Floor Utility Room
- Storage Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Shed
Schools
- Harriet Gifford Elementary Schoo
- Abbott Middle School
- Central School Program High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Radiant Heating System
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,916 | $106,913 | $17,499 | $89,414 |
| 2023 | $7,552 | $96,588 | $15,809 | $80,779 |
| 2022 | $7,116 | $88,071 | $14,415 | $73,656 |
| 2021 | $6,811 | $82,340 | $13,477 | $68,863 |
| 2020 | $6,622 | $78,606 | $12,866 | $65,740 |
| 2019 | $6,433 | $74,877 | $12,256 | $62,621 |
| 2018 | $5,961 | $66,289 | $11,546 | $54,743 |
| 2017 | $5,828 | $62,667 | $10,915 | $51,752 |
| 2016 | $5,561 | $58,138 | $10,126 | $48,012 |
| 2015 | -- | $53,288 | $9,281 | $44,007 |
| 2014 | -- | $52,630 | $9,166 | $43,464 |
| 2013 | -- | $54,018 | $9,408 | $44,610 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Price Changed | $414,900 | 0.0% | $257 / Sq Ft |
| 07/31/2025 07/31/25 | For Sale | $414,900 | -- | $257 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Executors Deed | $47,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $295,000 | Credit Line Revolving | |
| Previous Owner | $106,200 | New Conventional | |
| Previous Owner | $109,950 | Unknown | |
| Previous Owner | $15,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $182,000 | Unknown | |
| Previous Owner | $184,000 | Unknown | |
| Previous Owner | $180,000 | Construction | |
| Previous Owner | $42,750 | No Value Available |
Source: Public Records
Similar Homes in Elgin, IL
Source: Midwest Real Estate Data (MRED)
MLS Number: 12418693
APN: 06-23-104-003
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