Matt Lysien
Suburban Life Realty, Ltd
(224) 315-8087
524 Total Sales
5 in Southwest Elgin
$160K - $310K Price Range
313 S Commonwealth Ave Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated Value: $417,979
4
Beds
3
Baths
1,613
Sq Ft
$259/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Vaulted Ceiling
- Wood Flooring
- Recreation Room
- Ranch Style House
- Granite Countertops
About This Home
As of September 2025Welcome to this move-in ready ranch home, built in 2003 and thoughtfully maintained inside and out. Offering 4 bedrooms and 3 full baths, this home combines comfort, space, and functionality with a layout that fits a variety of lifestyles. The main level features a spacious open floor plan with great natural light, perfect for both entertaining and everyday living. The living room boasts a cozy fireplace, ideal for relaxing evenings, and flows seamlessly into a generous dining area and kitchen. The kitchen offers ample cabinetry, plenty of counter space, and room to gather. You'll find 3 bedrooms and 2 full baths on the main level, including a well-appointed primary suite with great closet space. Downstairs, the full finished basement adds incredible versatility with a 4th bedroom, full bath, and a large recreation area-ideal for guests, an in-law arrangement, or a home office/gym. Even better, the basement includes a private entrance from the garage, offering added privacy and convenience. Enjoy the outdoors in your fully fenced backyard featuring a beautifully manicured lawn, perfect for kids, pets, or entertaining. A 2-car attached garage provides plenty of parking and storage. This home truly has all the space, features, and curb appeal you've been looking for. Don't miss your chance to make this one yours! **New within the last 2 years Roof, Refrigerator, stove/range, disposal, washer, dryer, water heater, garage door opener**
Last Agent to Sell the Property
Baird & Warner Real Estate - Algonquin License #475137923 Listed on: 07/31/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,276
Year Built
- Built in 2003
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 66.4x132.3
- Fenced
- Paved or Partially Paved Lot
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Asphalt Roof
- Aluminum Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,613 Sq Ft Home
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Fireplace With Gas Starter
- Window Treatments
- Family Room
- Living Room with Fireplace
- Combination Kitchen and Dining Room
- Recreation Room
- Lower Floor Utility Room
- Storage Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Shed
Schools
- Harriet Gifford Elementary Schoo
- Abbott Middle School
- Central School Program High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Radiant Heating System
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 31, 2025
Closed on
Sep 17, 2025
Sold by
Minerva Gudino Revocable Trust and Frank Gudino Revocable Trust
Bought by
Seller's Agent
Hilda Jones
Baird & Warner Real Estate - Algonquin
Buyer's Agent
Karen Ringquist
Coldwell Banker Realty
List Price
$414,900
Sold Price
$405,000
Premium/Discount to List
-$9,900
-2.39%
Views
47
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,979
Avg. Annual Appreciation
3.31%
Purchase Details
Closed on
May 23, 2024
Sold by
Minerva Gudino Revocable Trust and Gudino Minerva
Bought by
Frank Gudino Revocable Trust and Gudino
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$295,000
Interest Rate
8.5%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Apr 21, 2020
Sold by
Gudino Minerva and Gudino Frank
Bought by
Gudino Minerva and Minerva Gudino Revocable Trust
Purchase Details
Closed on
Dec 10, 2001
Sold by
Gudino Frank and Gudino Minerva
Bought by
Gudino Minerva
Purchase Details
Closed on
May 30, 2001
Sold by
Siegrist Vicki
Bought by
Gudino Frank and Gudino Minerva
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,750
Interest Rate
8%
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Southwest Elgin, IL
-
Matt Lysien
-
Monica Vargas
Monica Vargas
GREAT HOMES REAL ESTATE, INC.
(224) 246-8148
178 Total Sales
9 in Southwest Elgin
$142K - $305K Price Range
-
Izzy Corona
Izzy Corona
Responds QuicklyPremiere Realty Group Inc
(331) 258-8080
88 Total Sales
1 in Southwest Elgin
$260,000 Price
-
Dawn Larsen
Dawn Larsen
Baird & Warner
(386) 888-4346
150 Total Sales
2 in Southwest Elgin
$190K - $287K Price Range
-
Juana Fuentes
Juana Fuentes
Exclusive Living, Inc
(224) 255-4532
77 Total Sales
1 in Southwest Elgin
$310,000 Price
-
Deb Ritter
Deb Ritter
Keller Williams Premiere Properties
(708) 905-9826
74 Total Sales
1 in Southwest Elgin
$286,933 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $405,000 | None Listed On Document | ||
| Frank Gudino Revocable Trust | -- | None Listed On Document | |
| Gudino Minerva | -- | None Available | |
| Gudino Minerva | -- | -- | |
| Gudino Frank | $47,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $295,000 | ||
| Previous Owner | Gudino Minerva | $106,200 | |
| Previous Owner | Gudino Minerva | $15,000 | |
| Previous Owner | Gudino Minerva | $109,950 | |
| Previous Owner | Gudino Minerva | $10,000 | |
| Previous Owner | Gudino Minerva | $182,000 | |
| Previous Owner | Gudino Minerva | $184,000 | |
| Previous Owner | Gudino Minerva | $180,000 | |
| Previous Owner | Gudino Frank | $42,750 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/26/2025 09/26/25 | Sold | $405,000 | -2.4% | $251 / Sq Ft |
| 08/08/2025 08/08/25 | Pending | -- | -- | -- |
| 07/31/2025 07/31/25 | For Sale | $414,900 | -- | $257 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,635 | $116,076 | $18,999 | $97,077 |
| 2024 | $7,635 | $106,913 | $17,499 | $89,414 |
| 2023 | $7,552 | $96,588 | $15,809 | $80,779 |
| 2022 | $7,116 | $88,071 | $14,415 | $73,656 |
| 2021 | $6,811 | $82,340 | $13,477 | $68,863 |
| 2020 | $6,622 | $78,606 | $12,866 | $65,740 |
| 2019 | $6,433 | $74,877 | $12,256 | $62,621 |
| 2018 | $5,961 | $66,289 | $11,546 | $54,743 |
| 2017 | $5,828 | $62,667 | $10,915 | $51,752 |
| 2016 | $5,561 | $58,138 | $10,126 | $48,012 |
| 2015 | -- | $53,288 | $9,281 | $44,007 |
| 2014 | -- | $52,630 | $9,166 | $43,464 |
| 2013 | -- | $54,018 | $9,408 | $44,610 |
Source: Public Records
Agents Affiliated with this Home
-
Hilda Jones
Seller's Agent in 2025
Hilda Jones
Baird Warner
(847) 987-7089
2 in this area
299 Total Sales
-
Emaly Acevedo
EA
Seller Co-Listing Agent in 2025
Emaly Acevedo
Baird Warner
(847) 971-7095
1 in this area
25 Total Sales
-
Karen Ringquist
Buyer's Agent in 2025
Karen Ringquist
Coldwell Banker Realty
(847) 204-6273
2 in this area
65 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12418693
APN: 06-23-104-003
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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