$399,000
SOLD JAN 13, 2025

3135 10th St W Palmetto, FL 34221

3 Beds
2.5 Baths
1,620 Sq Ft
5,502 Sq Ft Lot

Recently Sold

$246 Per Sq Ft

13% Below List Price

111 Days on Market

Highlights

  • Deck
  • Key West Architecture
  • No HOA
  • Property is near public transit
  • Stone Countertops
  • Balcony

About This Home

As of January 2025

Step into the relaxed elegance of coastal living with this beautifully updated 3-bedroom, 2.5-bath Key West-style home in the heart of Palmetto, FL. With a recent price reduction and a surprisingly low insurance rate, this property is more attainable than ever!
Nestled in a serene, unrestricted neighborhood with no HOA or deed restrictions, this home offers unmatched freedom and flexibility. The extended driveway, complete with a convenient parking pad and a one-car garage, provides ample space for vehicles, boats, or even RVs—perfect for the outdoor enthusiast!
Inside, the open-concept layout creates a warm, welcoming atmosphere. The kitchen, equipped with granite countertops, a breakfast bar, and stainless steel appliances, flows effortlessly into the inviting living room, perfect for both entertaining and everyday comfort. French doors open to a charming deck, extending your living space to a large, fenced backyard, ideal for family gatherings, pets, or simply soaking in the Florida sunshine.
Retreat to the primary bedroom suite, where another set of French doors leads to a private balcony, offering a quiet escape for morning coffee or evening relaxation. The suite also includes a spacious walk-in closet and a luxurious ensuite bath.
Location is key, and this home delivers! With quick access to the Manatee River, Terra Ceia Bay, and Emerson Park Point, you’ll have endless opportunities for boating, kayaking, fishing, and waterfront adventures right at your doorstep.
This coastal gem perfectly balances style, comfort, and convenience. This unique property is not only a home but a lifestyle—especially at this new price point and with such low insurance costs. Don’t miss out on your chance to embrace the Florida lifestyle at its finest!

Last Agent to Sell the Property

Kelly Eckersen

LESLIE WELLS REALTY, INC. Brokerage Phone: 941-776-5571 License #0704005 Listed on: 08/24/2024

Last Buyer's Agent

Cindy Alderman

CENTURY 21 COASTAL ALLIANCE License #3514079

CENTURY 21 COASTAL ALLIANCE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,922

Year Built

  • Built in 2017

Lot Details

  • 5,502 Sq Ft Lot
  • Northwest Facing Home
  • Vinyl Fence
  • Property is zoned RSF-3

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Key West Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,620 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Blinds
  • French Doors
  • Family Room Off Kitchen
  • Living Room
  • Inside Utility
  • Hurricane or Storm Shutters

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Closet Cabinetry
  • Walk-In Closet

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Deck
  • Front Porch

Location

  • Flood Zone Lot
  • Property is near public transit

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • 1 Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Shell Beach Community
  • Shell Beach Add Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,922

Year Built

Built in 2017

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Key West
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1620
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 2017
  • Building Area Total: 2000
  • Lot Size Sq Ft: 5502
  • Status: Sold
  • Street Post Direction: W
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 246.30
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 941-776-5571
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Stories: 2
  • Window Features: Blinds
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Inside Utility
  • Living Area Meters: 150.50

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Balcony, French Doors, Hurricane Shutters
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Deck, Front Porch, Rear Porch
  • Road Surface Type: Concrete
  • Disclosures: Seller Property Disclosure
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: RSF-3
  • Parcel Number: 2960410909
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: FloodZone, In County, Near Public Transit, Paved
  • Flood Zone Code: AE

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2922.35
  • Tax Block: 4
  • Tax Lot: 5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2024
Closed on
Jan 13, 2025
Sold by
Ray Mitchell
Bought by
Mammosser Jesse and Lopez Samuel E
Seller's Agent
Kelly Eckersen
LESLIE WELLS REALTY, INC.
Buyer's Agent
Cindy Alderman
CENTURY 21 COASTAL ALLIANCE
List Price
$460,000
Sold Price
$399,000
Premium/Discount to List
-$61,000
-13.26%
Views
47
Current Estimated Value
$391,172

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,828
Avg. Annual Appreciation
-2.48%
Original Mortgage
$399,000
Outstanding Balance
$396,229
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
-$5,057

Purchase Details

Listed on
Jan 14, 2019
Closed on
Mar 29, 2019
Sold by
Puffenberger Wendy
Bought by
Ray Mitchell
Seller's Agent
Tiffney Mosley
LESLIE WELLS REALTY, INC.
Buyer's Agent
Kelly Eckersen
LESLIE WELLS REALTY, INC.
List Price
$269,900
Sold Price
$249,000
Premium/Discount to List
-$20,900
-7.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.47%
Original Mortgage
$241,530
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 2016
Sold by
Divine Plumbing Inc
Bought by
Puffenberger Wendy

Purchase Details

Closed on
Jun 2, 2009
Sold by
Smith Leonard D and Smith Beverley A
Bought by
Smith Leonard D and Leonard D Smith Trust

Purchase Details

Closed on
May 9, 2006
Sold by
Braden Brian J and Braden Carol J
Bought by
Smith Leonard D and Smith Beverley

Purchase Details

Closed on
May 6, 2005
Sold by
Klear Richard F and Klear Charlotte Ann
Bought by
Braden Brian J and Braden Carol J

Purchase Details

Closed on
Apr 6, 2005
Sold by
Grzybowski Christa
Bought by
Klear Richard F and Klear Charlotte Ann
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $399,000 None Listed On Document
Warranty Deed $249,000 Stewart Title Company
Quit Claim Deed -- Stewart Title Co
Interfamily Deed Transfer -- Attorney
Warranty Deed $160,000 Chelsea Title Company
Warranty Deed $110,000 Chelsea Title Company
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $399,000 VA
Previous Owner $241,530 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/13/2025 01/13/25 Sold $399,000 0.0% $246 / Sq Ft
12/13/2024 12/13/24 Pending -- -- --
11/10/2024 11/10/24 Price Changed $399,000 -13.3% $246 / Sq Ft
08/24/2024 08/24/24 For Sale $460,000 +84.7% $284 / Sq Ft
03/29/2019 03/29/19 Sold $249,000 -0.4% $154 / Sq Ft View Prior Sale
03/10/2019 03/10/19 Pending -- -- --
03/06/2019 03/06/19 Price Changed $249,900 -7.4% $154 / Sq Ft
02/20/2019 02/20/19 Price Changed $269,800 0.0% $167 / Sq Ft
01/14/2019 01/14/19 For Sale $269,900 0.0% $167 / Sq Ft
04/14/2018 04/14/18 Rented $1,650 0.0% --
03/15/2018 03/15/18 Under Contract -- -- --
03/07/2018 03/07/18 Price Changed $1,650 -5.7% $1 / Sq Ft
02/15/2018 02/15/18 For Rent $1,750 -- --
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,968 $414,101 $39,525 $374,576
2024 $2,968 $241,826 -- --
2023 $2,922 $234,783 $0 $0
2022 $2,830 $227,639 $0 $0
2021 $2,717 $221,009 $0 $0
2020 $2,799 $217,958 $40,000 $177,958
2019 $3,009 $203,499 $20,000 $183,499
2018 $2,643 $165,931 $20,000 $145,931
2017 $451 $20,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4621289

Stellar MLS

APN: 29604-1090-9