$63,000
SOLD APR 18, 2025

314 E Smith Ave Geneva, AL 36340

3 Beds
1.5 Baths
1,611 Sq Ft
1.65 Acres

Recently Sold

$39 Per Sq Ft

88 Days on Market

Highlights

  • 1.65 Acre Lot
  • Covered Patio or Porch
  • Central Heating and Cooling System
  • Mulkey Elementary School Rated A-
  • Detached Garage
  • Carpet

About This Home

As of April 2025

Welcome to 314 E Smith Ave., Geneva!! 3 Bedroom 1 bath and half home. Screen room off of master bedroom, eat in kitchen and living room. Double lot for 1.65 acres. Shaded with mature trees. Covered front porch & fenced backyard right behind the house. Property is owned by the US Dept. of HUD; Case #011-716777; FHA Financing: IE(Insured Escrow); 203K Eligible: Yes; Subject to Appraisal, Seller makes no representations or warranties as to property condition. Sold As Is.

Last Agent to Sell the Property

Jackie Whitehead

ERA PORCHLIGHT PROPERTIES License #61927 Listed on: 01/20/2025

Last Buyer's Agent

Jackie Whitehead

ERA PORCHLIGHT PROPERTIES License #61927 Listed on: 01/20/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1930

Parking

  • Detached Garage

Home Design

  • Concrete Fiber Board Siding

Interior Spaces

  • 1,611 Sq Ft Home
  • 1-Story Property

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Central Heating and Cooling System
  • Water Heater

Additional Features

  • Covered Patio or Porch
  • 1.65 Acre Lot

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 2 parcels

Home Details

Home Type

Single Family

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • LotFeatures: City Lot
  • PoolFeatures: None
  • SpecialListingConditions: Real Estate Owned, Standard
  • MLS Status: Closed
  • Subdivision Name: None
  • Directions: From Geneva County Courthouse head N on N commerce st,, turn right onto E town Ave. Continue onto E. Magnolia Ave., Left onto Al-275 Left onto E skyline Ave/Left on S radio Hill St., Right on E Smith Ave.
  • Architectural Style: One Story
  • Flooring: Carpet, Laminate
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Year Built: 1930
  • Property Sub Type Additional: Single Family Residence
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: Water Heater
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Total Bedrooms: 5
  • Stories: 1
  • ResoLivingAreaSource: Owner

Exterior Features

  • Acres: 1.65
  • Waterfront: No
  • Disclosures: Principal is Real Estate Licensed
  • Construction Type: Fiber Cement
  • Exterior Features: Porch
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Garage

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • HeatingYN: Yes
  • Utilities: Unknown
  • Water Source: See Remarks

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Fee Includes:Electricity: Geneva

Schools

Lot Info

  • Lot Dimensions: 1.65
  • ResoLotSizeUnits: Acres
  • Parcel #: 2 parcels
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 20, 2025
Closed on
Apr 18, 2025
Sold by
Secretary Of Housing And Urban Developme
Bought by
Stewart Autumn
Seller's Agent
Jackie Whitehead
ERA PORCHLIGHT PROPERTIES
Buyer's Agent
Jackie Whitehead
ERA PORCHLIGHT PROPERTIES
List Price
$63,000
Sold Price
$63,000
Views
127
Current Estimated Value
$82,536

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,536
Avg. Annual Appreciation
52.51%
Original Mortgage
$64,000
Outstanding Balance
$63,599
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$18,937

Purchase Details

Closed on
Oct 23, 2024
Sold by
Wells Fargo Bank Na
Bought by
Secretary Of Housing And Urban Development

Purchase Details

Closed on
Dec 21, 2023
Sold by
Mortgage America Inc
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Aug 20, 2007
Sold by
Mitchell Walter
Bought by
Mitchell Becky

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,603
Interest Rate
6.7%
Mortgage Type
Balloon
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $63,000 None Listed On Document
Special Warranty Deed -- None Listed On Document
Special Warranty Deed -- None Listed On Document
Trustee Deed $43,200 None Listed On Document
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $64,000 FHA
Previous Owner $40,603 Balloon
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/18/2025 04/18/25 Sold $63,000 0.0% $39 / Sq Ft
01/28/2025 01/28/25 Off Market $63,000 -- --
01/20/2025 01/20/25 For Sale $63,000 -- $39 / Sq Ft
Source: Wiregrass REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $517 $13,180 $1,480 $11,700
2023 $581 $11,020 $1,480 $9,540
2022 $428 $9,700 $1,000 $8,700
2021 $153 $4,720 $500 $4,220
2020 $162 $4,920 $500 $4,420
2019 $140 $4,420 $460 $3,960
2018 $148 $4,600 $500 $4,100
2017 $155 $4,760 $500 $4,260
2016 $155 $4,760 $500 $4,260
2015 $149 $4,640 $500 $4,140
2014 $135 $4,320 $500 $3,820
2013 $135 $4,320 $500 $3,820
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2025

    Jackie Whitehead

    ERA PORCHLIGHT PROPERTIES

    (334) 790-6163

    1 in this area

    91 Total Sales

    Jackie Whitehead
    Section Image

  • M

    Buyer Co-Listing Agent in 2025

    Maria Cordell

    Epique Realty

    (334) 449-4354

    4 in this area

    12 Total Sales

    Maria Cordell
    Section Image
See All Agents

Map

Source: Wiregrass REALTORS®

MLS Number: 552870

APN: 180931100301900000

Alabama Geneva County Geneva 36340

314 E Smith Ave, Geneva, AL

Sold

Detached

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