314 Howard St Ludlow, KY 41016
3
Beds
1.5
Baths
869
Sq Ft
3,438
Sq Ft Lot
Highlights
- Open Floorplan
- Private Yard
- Formal Dining Room
- Traditional Architecture
- No HOA
- Stainless Steel Appliances
About This Home
As of September 2025Beautiful updated 3 bedroom 1 and 1/2 bath. New carpet in basement. Roof replaced 2019. Updated Kitchen and bathroom. Walkout to backyard with privacy fence. Pending when submitted
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,495
Lot Details
- 3,438 Sq Ft Lot
- Lot Dimensions are 35x100
- Wood Fence
- Private Yard
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Vinyl Siding
- Concrete Block And Stucco Construction
- Block And Beam Construction
Interior Spaces
- 869 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Built-In Features
- Fireplace
- Vinyl Clad Windows
- Entryway
- Family Room
- Formal Dining Room
- Storage
- Laundry Room
- Fire and Smoke Detector
Kitchen
- Dishwasher
- Stainless Steel Appliances
- Utility Sink
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
- Laundry in Basement
Parking
- Driveway
- On-Street Parking
Outdoor Features
- Shed
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 026-34-04-005.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Dec 6, 2024
Sold by
Hammons Julia and Hammons Daniel
Bought by
Hammons Julia
Purchase Details
Closed on
Oct 27, 2015
Sold by
Secretary Of Housing & Urban Development
Bought by
Hammons Julia E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,193
Interest Rate
3.89%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 6, 2015
Sold by
Taylor Catherine
Bought by
Secretary Of Housing & Urban Development
Purchase Details
Closed on
Aug 28, 2001
Sold by
Sizemore Janet L
Bought by
Taylor Charles and Taylor Catherine
Purchase Details
Closed on
Jun 2, 1997
Sold by
Ralston James K
Bought by
Poe William G and Lantry Janet
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,100
Interest Rate
8.18%
Mortgage Type
New Conventional
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Cash Sale Deed | $41,954 | Lawyers Title Of Cincinnati | |
| Commissioners Deed | $53,400 | None Available | |
| Deed | $92,500 | -- | |
| Deed | $77,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $60,000 | New Conventional | |
| Previous Owner | $41,193 | FHA | |
| Previous Owner | $108,960 | FHA | |
| Previous Owner | $70,100 | New Conventional | |
| Closed | -- | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/04/2025 09/04/25 | Sold | $199,000 | -2.9% | $229 / Sq Ft |
| 08/01/2025 08/01/25 | Pending | -- | -- | -- |
| 08/01/2025 08/01/25 | For Sale | $205,000 | -- | $236 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,495 | $115,000 | $10,000 | $105,000 |
| 2023 | $1,480 | $115,000 | $10,000 | $105,000 |
| 2022 | $1,513 | $115,000 | $10,000 | $105,000 |
| 2021 | $1,049 | $70,000 | $10,000 | $60,000 |
| 2020 | $1,045 | $70,000 | $10,000 | $60,000 |
| 2019 | $1,040 | $70,000 | $10,000 | $60,000 |
| 2018 | $1,033 | $70,000 | $10,000 | $60,000 |
| 2017 | $641 | $41,900 | $10,000 | $31,900 |
| 2015 | $1,261 | $92,500 | $10,000 | $82,500 |
| 2014 | -- | $92,500 | $10,000 | $82,500 |
Source: Public Records
Agents Affiliated with this Home
-
Eric Keel
E
Seller's Agent in 2025
Eric Keel
Haven Homes Group
(859) 991-7161
2 in this area
56 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 634940
APN: 026-34-04-005.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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