$870,000
SOLD SEP 12, 2025

314 N 5th St Fernandina Beach, FL 32034

4 Beds
4 Baths
2,784 Sq Ft
5,593 Sq Ft Lot

Recently Sold

$312 Per Sq Ft

8% Below List Price

66 Days on Market

Highlights

  • Marina
  • In Ground Pool
  • No HOA
  • Emma Love Hardee Elementary School Rated A-
  • Viking Appliances
  • Wood Frame Window

About This Home

As of September 2025

$225K PRICE DROP—NOW THE LOWEST PRICED 4-BEDROOM HOME DOWNTOWN BY PRICE PER SQUARE FOOT! A flexible layout includes FOUR BEDROOMS AND AN ADDITIONAL PRIVATE-ENTRY FIRST-FLOOR EFFICIENCY SUITE WITH FULL BATH AND KITCHENETTE, CURRENTLY BRINGING IN $1,100/MONTH IN RENTAL INCOME—perfect for guests, multi-generational living, or added cash flow. Just THREE BLOCKS from the heart of historic downtown Fernandina, this beautifully restored gem blends timeless craftsmanship with modern peace of mind: 2025 updates include a new roof, plumbing, electrical, HVAC, and refreshed interiors—plus your own private plunge pool for relaxing afternoons. Curb appeal shines with original milled wood siding and a classic front porch. Inside, Prairie-style stained glass fills the living space with dappled light, reflecting off rich heart pine floors and a hand-glazed tile hearth with oak surround. Ornate millwork—rosette blocks, fluted trim, and tall baseboards—echo the craftsmanship of a bygone era. Other upgrades we love: THOUGHTFULLY MODERNIZED baths featuring granite vanities, tiled showers, and vessel sinks, and ALSO an impressive kitchen, with a VIKING GAS COOKTOP, quartz counters, and custom Shaker cabinets. The fenced backyard is a lush sanctuary with producing fruit trees, a pool, and open-air cabana. Set on a quiet street just a short walk from downtown cafes, shops, live music, and Central Park’s tennis, pickleball, and petanque courts—with award-winning beaches just two miles away. Rare opportunity. Strong value. Don’t miss it.

Last Agent to Sell the Property

Adele Suddes

CENTURY 21 MILLER ELITE License #3436872 Listed on: 06/13/2025

CENTURY 21 MILLER ELITE

Last Buyer's Agent

Matt Franklin

REAL BROKER LLC License #3493477

REAL BROKER LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,143

Year Built

  • Built in 1900

Lot Details

  • 5,593 Sq Ft Lot
  • Lot Dimensions are 100x55
  • Fenced
  • Historic Home
  • Property is zoned R-2

Parking

  • 1 Car Garage

Home Design

  • Frame Construction
  • Metal Roof

Interior Spaces

  • 2,784 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Fireplace
  • Wood Frame Window

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Viking Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Front Porch

Utilities

  • Cooling Available
  • Central Heating

Listing and Financial Details

  • Assessor Parcel Number 00-00-31-1800-0033-0030

Community Details

Overview

  • No Home Owners Association

Recreation

  • Marina

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,143

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.1284
  • Lot Size: 100x55
  • Road Surface Type: Paved
  • Directions: from 8th st, north to center st to 6th st, north to Alachua, west to 5th, property on right
  • Architectural Style: Historic/Antique, Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 1900
  • Property Sub Type Additional: Residential
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Some Gas Appliances, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer, Wine Cooler
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Fireplace
  • Living Area: 2784.0
  • Window Features: Wood Frames

Exterior Features

  • Pool Features: In Ground, Private
  • Pool Private: Yes
  • Construction Type: Fiber Cement, Frame
  • Exterior Features: Fence
  • Patio And Porch Features: Front Porch
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: One Car Garage

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Marina
  • Association: No

Lot Info

  • Parcel #: 00-00-31-1800-0033-0030
  • Zoning: R-2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2022
Closed on
Jul 9, 2022
Sold by
Julie Tung
Bought by
Anderson Linda Lie
Seller's Agent
JONATHAN PHILIPS
MASH REALTY SERVICES, LLC
Buyer's Agent
NON MLS
NON MLS
List Price
$399,000
Sold Price
$452,000
Premium/Discount to List
$53,000
13.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.12%

Purchase Details

Listed on
Feb 21, 2021
Closed on
May 11, 2021
Sold by
Hicks Robert F and Hicks Kimberly L
Bought by
Tung Julie
Seller's Agent
Hugh Williams
BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
Buyer's Agent
Hugh Williams
BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
List Price
$465,000
Sold Price
$333,000
Premium/Discount to List
-$132,000
-28.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.84%

Purchase Details

Listed on
Oct 4, 2010
Closed on
Mar 31, 2015
Sold by
Livin Howard David C
Bought by
Hicks Robert F and Hicks Kimberly L
Seller's Agent
Barbara Duke
CHARLES W. LASSERRE REAL ESTATE, LLC
Buyer's Agent
Jean Hable
CENTURY 21 MILLER ELITE
List Price
$465,000
Sold Price
$265,000
Premium/Discount to List
-$200,000
-43.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.81%
Original Mortgage
$159,000
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 2005
Sold by
Howard David C and Howard Gail A
Bought by
Howard David C
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $452,000 Andrea F Lennon Pa
Warranty Deed $333,000 Attorney
Warranty Deed $333,000 None Listed On Document
Warranty Deed $265,000 None Available
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $159,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/12/2025 09/12/25 Sold $870,000 -0.6% $313 / Sq Ft
08/18/2025 08/18/25 Pending -- -- --
08/04/2025 08/04/25 Price Changed $875,000 -2.7% $314 / Sq Ft
07/14/2025 07/14/25 Price Changed $899,500 -2.8% $323 / Sq Ft
06/24/2025 06/24/25 Price Changed $925,000 -2.6% $332 / Sq Ft
06/13/2025 06/13/25 For Sale $950,000 +110.2% $341 / Sq Ft
12/17/2023 12/17/23 Off Market $452,000 -- --
12/17/2023 12/17/23 Off Market $333,000 -- --
07/11/2022 07/11/22 Sold $452,000 +13.3% $162 / Sq Ft
06/20/2022 06/20/22 Pending -- -- --
06/10/2022 06/10/22 For Sale $399,000 +19.8% $143 / Sq Ft
05/11/2021 05/11/21 Sold $333,000 -28.4% $120 / Sq Ft
03/15/2021 03/15/21 Pending -- -- --
02/21/2021 02/21/21 For Sale $465,000 +75.5% $167 / Sq Ft
04/02/2015 04/02/15 Sold $265,000 -43.0% $95 / Sq Ft
03/03/2015 03/03/15 Pending -- -- --
10/04/2010 10/04/10 For Sale $465,000 -- $167 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,143 $360,460 -- --
2023 $5,143 $347,039 -- --
2022 $6,817 $370,876 $165,000 $205,876
2021 $6,158 $358,624 $137,500 $221,124
2020 $5,468 $280,349 $110,000 $170,349
2019 $5,508 $267,331 $96,250 $171,081
2018 $5,155 $253,651 $0 $0
2017 $4,984 $263,824 $0 $0
2016 $4,477 $221,119 $0 $0
2015 $3,825 $186,524 $0 $0
2014 $3,867 $187,234 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Adele Suddes

    Seller's Agent in 2025

    Adele Suddes

    CENTURY 21 MILLER ELITE

    (904) 253-9760

    106 in this area

    128 Total Sales

    Adele Suddes
    Section Image

  • M

    Buyer's Agent in 2025

    Matt Franklin

    REAL BROKER LLC

    (404) 804-7092

    13 in this area

    22 Total Sales

    Matt Franklin
    Section Image
  • JONATHAN PHILIPS

    Seller's Agent in 2022

    JONATHAN PHILIPS

    MASH REALTY SERVICES, LLC

    (904) 576-0051

    1 in this area

    60 Total Sales

    JONATHAN PHILIPS
    Section Image

  • N

    Buyer's Agent in 2022

    NON MLS

    NON MLS

    NON MLS
    Section Image

  • 9

    Buyer's Agent in 2022

    99999 99999

    WATSON REALTY CORP

  • Hugh Williams

    Seller's Agent in 2021

    Hugh Williams

    BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

    (904) 753-1415

    46 in this area

    52 Total Sales

    Hugh Williams
    Section Image
See All Agents

Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 112692

APN: 00-00-31-1800-0033-0030

Florida Nassau County Fernandina Beach 32034

314 N 5th St, Fernandina Beach, FL

This home is located at 314 N 5th St, Fernandina Beach, FL 32034 and is currently priced at $870,000, approximately $312 per square foot. This property was built in 1900. 314 N 5th St is a home located in Nassau County with nearby schools including Southside Elementary School, Emma Love Hardee Elementary School, and Fernandina Beach Middle School.

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