Seller's Agent in 2025
Peggy Peterson
Corcoran HM Properties
(704) 904-6279
2 in this area
204 Total Sales
314 Southern Cross Ln Matthews, NC 28105
4
Beds
2.5
Baths
2,814
Sq Ft
0.31
Acres
Highlights
- In Ground Pool
- Open Floorplan
- Traditional Architecture
- Elizabeth Lane Elementary Rated A-
- Private Lot
- Wood Flooring
About This Home
As of July 2025Welcome Home! This is THE ONE! Gorgeous stately all brick traditional home in highly desired Sardis Plantation. Top Rated South Charlotte Schools! Central location close to Arboretum and downtown Matthews. Spacious 4BD, 2.5BA plus Bonus Room boasts beautiful hardwoods on the main, super functional open concept floor plan with tons of windows/natural light. Sip your morning coffee from your remodeled kitchen overlooks the lush backyard oasis. Soak up the afternoon shade and complete privacy on your patio around your refreshing in-ground pool. Fenced grassy section of flat backyard also includes large storage shed. Premium cul-de-sac lot in the back of the neighborhood. New paint throughout & new carpet allowance included with acceptable offer. Large office on the main with french doors makes working from home a breeze. This home is guaranteed to sell super quick so make sure to schedule your showings in advance.
Last Agent to Sell the Property
EXP Realty LLC Ballantyne License #284100 Listed on: 07/17/2020
Home Details
Home Type
- Single Family
Year Built
- Built in 1995
Lot Details
- Private Lot
- Level Lot
HOA Fees
- $24 Monthly HOA Fees
Parking
- Attached Garage
Home Design
- Traditional Architecture
Interior Spaces
- Open Floorplan
- Tray Ceiling
- Wood Burning Fireplace
- Crawl Space
- Pull Down Stairs to Attic
- Kitchen Island
Flooring
- Wood
- Tile
- Vinyl
Outdoor Features
- In Ground Pool
- Shed
Listing and Financial Details
- Assessor Parcel Number 227-035-37
Community Details
Overview
- Bumgardner Association, Phone Number (704) 829-7878
Recreation
- Tennis Courts
- Community Playground
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 20, 2025
Closed on
Jul 28, 2025
Sold by
Kaiser Roland and Kaiser Jessica F
Bought by
Cowan Robin Michelle and Cowan Sean
Seller's Agent
Peggy Peterson
Corcoran HM Properties
Buyer's Agent
Zubin Shroff
Helen Adams Realty
List Price
$785,000
Sold Price
$793,000
Premium/Discount to List
$8,000
1.02%
Views
8
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.37%
Original Mortgage
$418,000
Outstanding Balance
$418,000
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$366,548
Purchase Details
Listed on
Jul 17, 2020
Closed on
Aug 27, 2020
Sold by
Belser William E and Belser Elizabeth D
Bought by
Kaiser Roland and Kaiser Jessica F
Seller's Agent
Doug Hider
EXP Realty LLC Ballantyne
Buyer's Agent
Michael Emig
Corcoran HM Properties
List Price
$425,000
Sold Price
$440,000
Premium/Discount to List
$15,000
3.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.72%
Original Mortgage
$418,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 19, 2009
Sold by
Bigham James F and Bigham Gwendolyn A
Bought by
Belser William E and Belser Elizabeth D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
5.11%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $793,000 | Liberty Premier Title Llc | |
| Warranty Deed | $793,000 | Liberty Premier Title Llc | |
| Warranty Deed | $440,000 | None Available | |
| Warranty Deed | $342,500 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $418,000 | New Conventional | |
| Closed | $418,000 | New Conventional | |
| Previous Owner | $246,500 | Credit Line Revolving | |
| Previous Owner | $137,500 | New Conventional | |
| Previous Owner | $90,000 | New Conventional | |
| Previous Owner | $25,000 | Stand Alone Second | |
| Previous Owner | $418,000 | New Conventional | |
| Previous Owner | $69,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $75,000 | New Conventional | |
| Previous Owner | $71,821 | Unknown | |
| Previous Owner | $77,500 | Unknown | |
| Previous Owner | $110,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/28/2025 07/28/25 | Sold | $793,000 | +1.0% | $272 / Sq Ft |
| 06/22/2025 06/22/25 | Pending | -- | -- | -- |
| 06/20/2025 06/20/25 | For Sale | $785,000 | +78.4% | $269 / Sq Ft |
| 08/27/2020 08/27/20 | Sold | $440,000 | +3.5% | $156 / Sq Ft |
| 07/18/2020 07/18/20 | Pending | -- | -- | -- |
| 07/17/2020 07/17/20 | For Sale | $425,000 | -- | $151 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,079 | $537,500 | $100,000 | $437,500 |
| 2024 | $4,079 | $537,500 | $100,000 | $437,500 |
| 2023 | $4,079 | $537,500 | $100,000 | $437,500 |
| 2022 | $3,493 | $378,700 | $90,000 | $288,700 |
| 2021 | $3,493 | $378,700 | $90,000 | $288,700 |
| 2020 | $3,397 | $378,700 | $90,000 | $288,700 |
| 2019 | $3,430 | $378,700 | $90,000 | $288,700 |
| 2018 | $3,178 | $267,400 | $67,900 | $199,500 |
| 2017 | $3,114 | $267,400 | $67,900 | $199,500 |
| 2016 | -- | $267,400 | $67,900 | $199,500 |
| 2015 | $3,107 | $267,400 | $67,900 | $199,500 |
| 2014 | $3,067 | $269,300 | $61,800 | $207,500 |
Source: Public Records
Agents Affiliated with this Home
-
Peggy Peterson
-
Michael Emig
Seller Co-Listing Agent in 2025
Michael Emig
Corcoran HM Properties
(704) 999-9309
3 in this area
79 Total Sales
-
Zubin Shroff
Buyer's Agent in 2025
Zubin Shroff
Helen Adams Realty
(704) 578-7442
1 in this area
11 Total Sales
-
Doug Hider
Seller's Agent in 2020
Doug Hider
EXP Realty LLC Ballantyne
(704) 591-2384
1 in this area
83 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: CAR3636883
APN: 227-035-37
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