
3141 Lady Banks Ln Waldorf, MD 20603
Estimated payment $3,124/month
Highlights
- Hot Property
- Active Adult
- Traditional Floor Plan
- Fitness Center
- Colonial Architecture
- Main Floor Bedroom
About This Home
Starting out as a rural community at a crossroads, Waldorf was settled just before the turn of the 20th century. The town sprung up around the train station and was named Beantown after one of the local families. It changed to Waldorf in 1880, a name chosen from William Waldorf Astor.
For several decades, Waldorf was best known as a tobacco market. This changed in 1949 with the legalization of slot machines in Charles County. Throughout the 1950s and 1960s, Waldorf was a prime destination for gambling, but all this ended in 1968 when gambling was outlawed.
The town went through a subsequent transition in 1970, when it received a loan package from the Department of Housing and Urban Development. This allowed for the construction of a planned community and the town became a residential center.
A characteristic of Waldorf is its green spaces. A favorite is Pinefield Community Park, which has soccer fields and a playground and ideal for picnics. Another is Accokeek East Community Park, which is great for families and dog walking.
Another favorite is the Indian Head Rail Trail. This was once a railroad track which was paved over and turned into a 13-mile bike/jogging trail.
This is an amazing home in an amazing 55+ community. This elegant home offers 3 bedrooms, 2.5 bathrooms, a garage, and 2400 square feet of living space. The owner suite resides on the main level with it’s own private bathroom. The first floor living and dining areas offer magnificent views whether you are on the main level or gazing down from the second level loft area. Sunlight fills the entire open space for the main and top levels unless you opt to close the power remote operated dormer shades. The top level consists of 2 bedrooms and a full bath. The rear patio offers peace and quiet when you just want to sit outside and gaze into the open space. An irrigation system has been installed by the owner. The furnace was replaced in March of 2025.
Swim to your heart content year-round, in either the club house indoors or outdoor swimming pools. The clubhouse consists of a sports lounge, game room, a full kitchen, an aerobic studio, and a gym. You may see deer from time to time walking through the neighborhood, even in your backyard. The clubhouse overlooks the community pond where Canadian geese gather. You’re just minutes away from shopping, dining, entertainment, and major commuter routes to Washington, DC, Andrews AFB, and National Harbor. DON’T MISS THIS ONE!
Open House Schedule
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Saturday, September 13, 202512:00 to 4:00 pm9/13/2025 12:00:00 PM +00:009/13/2025 4:00:00 PM +00:00Gorgeous, 2400 sq ft well-cared for home in a 55+ community in Waldorf. One owner home. This property consists of three bedrooms; 2.5 baths is amazing. The owner suite and bathroom reside on the main level. The community exude pride of homeownership.Add to Calendar
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Sunday, September 14, 20251:00 to 5:00 pm9/14/2025 1:00:00 PM +00:009/14/2025 5:00:00 PM +00:00Gorgeous, 2400 sq ft well-cared for home in a 55+ community in Waldorf. One owner home. This property consists of three bedrooms; 2.5 baths is amazing. The owner suite and bathroom reside on the main level. The community exude pride of homeownership.Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,233
Year Built
- Built in 2016
Lot Details
- 6,098 Sq Ft Lot
- Level Lot
- Sprinkler System
- Back, Front, and Side Yard
- Property is in excellent condition
- Property is zoned PRD, Swan Point Planned Res. (Pd42)
HOA Fees
- $255 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- 2 Driveway Spaces
- Front Facing Garage
- Rear-Facing Garage
- Garage Door Opener
Home Design
- Colonial Architecture
- Entry on the 1st floor
- Slab Foundation
- Blown-In Insulation
- Shingle Roof
- Composition Roof
Interior Spaces
- 2,400 Sq Ft Home
- Property has 2 Levels
- Traditional Floor Plan
- Double Pane Windows
- Double Hung Windows
- Insulated Doors
- Combination Dining and Living Room
- Utility Room
- Carpet
- Alarm System
Kitchen
- Eat-In Kitchen
- Stove
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Soaking Tub
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
- Electric Dryer
Accessible Home Design
- Level Entry For Accessibility
- Low Pile Carpeting
Schools
- Berry Elementary School
- Mattawoman Middle School
- Westlake High School
Utilities
- Central Heating and Cooling System
- 120/240V
- Electric Water Heater
- Phone Available
- Cable TV Available
Additional Features
- Energy-Efficient Windows
- Urban Location
Listing and Financial Details
- Tax Lot 79
- Assessor Parcel Number 0906328229
- $800 Front Foot Fee per year
Community Details
Overview
- Active Adult
- Association fees include lawn care front, lawn care rear, lawn care side, lawn maintenance, management, pool(s), recreation facility
- Senior Community | Residents must be 55 or older
- Central Parke At Colonial Charles HOA
- Built by NVR
- Central Parke Colonial Charles Subdivision
- Property Manager
Amenities
- Game Room
- Recreation Room
Recreation
- Fitness Center
- Community Indoor Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $5,346 | $381,500 | $100,100 | $281,400 |
2023 | $5,148 | $360,267 | $0 | $0 |
2022 | $4,733 | $339,033 | $0 | $0 |
2021 | $4,411 | $317,800 | $90,100 | $227,700 |
2020 | $4,411 | $317,800 | $90,100 | $227,700 |
2019 | $4,396 | $317,800 | $90,100 | $227,700 |
2018 | $4,460 | $341,500 | $90,100 | $251,400 |
2017 | $4,161 | $303,767 | $0 | $0 |
2016 | -- | $84,100 | $0 | $0 |
2015 | $167 | $84,100 | $0 | $0 |
2014 | $167 | $60,800 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
09/11/2025 09/11/25 | For Sale | $450,000 | -- | $188 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | -- | None Listed On Document | |
Deed | -- | None Listed On Document | |
Deed | $333,310 | None Available | |
Deed | $82,356 | None Available |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $53,000 | New Conventional | |
Previous Owner | $288,108 | New Conventional | |
Previous Owner | $295,872 | VA | |
Previous Owner | $303,728 | VA |
About the Listing Agent

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Source: Bright MLS
MLS Number: MDCH2046786

APN: 06-328229
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