$165,000
SOLD FEB 20, 2026

3145 E 695 N Howe, IN 46746

3 Beds
1 Bath
864 Sq Ft
4,792 Sq Ft Lot

Sale Details

Date Sold: February 20, 2026

$191 Per Sq Ft

2% Below List Price

174 Days on Market

Highlights

  • Access To Lake
  • Ranch Style House
  • Forced Air Heating System
  • Open Floorplan
  • Eat-In Kitchen
  • Level Lot

About This Home

As of February 2026

Move-In Ready 3-Bedroom Ranch with Lake Views & A Short walk to the Public Beach ! Enjoy peaceful Cedar Lake living in this beautifully updated 3-bedroom ranch with stunning lake views and public beach just a short walk away! This charming home offers a long list of recent updates ensuring worry-free ownership from day one. Updates in the last 5 years include: Fresh interior paint throughout, New window blinds, Updated door locks, New bathroom vanity and sink, New kitchen sink, faucet, and stylish backsplash, New furnace and water heater. New roof, New bathtub, Updated kitchen with modern cabinets & countertops. Updated light fixtures, Stainless steel appliances and new flooring throughout. Great location for everyone: Cedar Lake Golf Course just down the road. Don’t miss out on this turn-key home.

Last Agent to Sell the Property

Tammy Johnson

RE/MAX Results Brokerage Phone: 260-667-7636 Listed on: 07/22/2025

RE/MAX Results

Last Buyer's Agent

Noel Frost

Coldwell Banker Real Estate Gr

Coldwell Banker Real Estate Gr

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $179

Year Built

  • Built in 1960

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 60 x 80
  • Level Lot

Home Design

  • Ranch Style House
  • Vinyl Construction Material

Interior Spaces

  • Open Floorplan
  • Partially Finished Basement
  • Exterior Basement Entry
  • Eat-In Kitchen
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Access To Lake

Schools

  • Lakeland Primary Elementary School
  • Lakeland Intermediate
  • Lakeland Jr/Sr High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Propane
  • Private Water Source

Listing and Financial Details

  • Assessor Parcel Number 44-02-22-100-018.005-009

Home Details

Home Type

Single Family

Est. Annual Taxes

$179

Year Built

Built in 1960

Lot Details

4,792 Sq Ft Lot

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1960
  • Style: One Story
  • Architectural Style: Ranch
  • Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: Cedar Lake Resort Lot 8 & E1/2 Lot 7
  • Parcel Number ID: 44-02-22-100-018.005-009
  • Platted: Yes
  • Amenities: Eat-In Kitchen, Open Floor Plan, Main Floor Laundry
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 988
  • Total Finished Sq Ft: 864
  • Above Grade Finished Sq Ft: 864
  • Below Grade Sq Ft: 124
  • Basement: Yes
  • Basement Foundation: Partial Basement, Outside Entrance Only
  • Living Great Room: Dimensions: 25x11, On Level: Main
  • Kitchen: Dimensions: 12x11, On Level: Main
  • Bedroom 1: Dimensions: 11x9, On Level: Main
  • Bedroom 2: Dimensions: 9x9, On Level: Basement
  • Bedroom 3: Dimensions: 7x9, On Level: Main
  • Main Level Sq Ft: 864
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 124

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None
  • Water Features: Walk to Lake Access
  • Water Name: Cedar Lake

Utilities

  • Cooling: Window
  • Heating Fuel: Propane, Forced Air
  • Sewer: Public
  • Water Utilities: Private
  • Laundry: Dimensions: Mainx16, On Level: 8

Schools

  • Elementary School: Lakeland Primary

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 60 x 80
  • Estimated Lot Sq Ft: 4792
  • Estimated Lot Size Acres: 0.11

Tax Info

  • Annual Taxes: 179
  • Exemptions: Homestead

MLS Schools

  • High School: Lakeland Jr/Sr
  • Middle School: Lakeland Intermediate
  • School District: Lakeland School Corp

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2025
Closed on
Feb 20, 2026
Sold by
Kulpinski Samantha K
Bought by
Terlap Brandon L
Seller's Agent
Tammy Johnson
RE/MAX Results
Buyer's Agent
Noel Frost
Coldwell Banker Real Estate Gr
List Price
$169,000
Sold Price
$165,000
Premium/Discount to List
-$4,000
-2.37%
Views
253

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.26%
Original Mortgage
$165,000
Outstanding Balance
$165,000
Interest Rate
6.16%
Mortgage Type
VA
Estimated Equity
$207

Purchase Details

Listed on
Jun 11, 2019
Closed on
Nov 18, 2019
Sold by
Willow Creek Holdings Llc
Bought by
Edmonds Christina J
Seller's Agent
Ryan Jernigan
Willow Creek Auctions
Buyer's Agent
James Felger
Mike Thomas Assoc., Inc
List Price
$74,900
Sold Price
$64,000
Premium/Discount to List
-$10,900
-14.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.31%
Original Mortgage
$65,353
Interest Rate
3.5%
Mortgage Type
Construction
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Grant Deed $81,691 Metropolitan Title In Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $165,000 VA
Previous Owner $65,353 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/20/2026 02/20/26 Sold $165,000 -2.4% $191 / Sq Ft
01/09/2026 01/09/26 For Sale $169,000 +2.4% $196 / Sq Ft
01/02/2026 01/02/26 Off Market $165,000 -- --
11/07/2025 11/07/25 Price Changed $169,000 -2.9% $196 / Sq Ft
10/09/2025 10/09/25 Price Changed $174,000 -2.8% $201 / Sq Ft
09/16/2025 09/16/25 Price Changed $179,000 -2.7% $207 / Sq Ft
08/27/2025 08/27/25 Price Changed $184,000 -2.6% $213 / Sq Ft
07/22/2025 07/22/25 For Sale $189,000 +63.6% $219 / Sq Ft
12/16/2022 12/16/22 Sold $115,500 +5.5% $134 / Sq Ft View Prior Sale
11/11/2022 11/11/22 Pending -- -- --
11/11/2022 11/11/22 For Sale $109,500 +71.1% $127 / Sq Ft
11/15/2019 11/15/19 Sold $64,000 -1.1% $74 / Sq Ft View Prior Sale
09/10/2019 09/10/19 Pending -- -- --
09/04/2019 09/04/19 Price Changed $64,700 -7.4% $75 / Sq Ft
06/29/2019 06/29/19 Price Changed $69,900 -6.7% $81 / Sq Ft
06/11/2019 06/11/19 For Sale $74,900 -- $87 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $180 $94,600 $14,000 $80,600
2024 $180 $90,300 $14,000 $76,300
2023 $145 $84,700 $13,600 $71,100
2022 $148 $80,400 $11,800 $68,600
2021 $124 $75,600 $11,800 $63,800
2020 $130 $75,100 $11,800 $63,300
2019 $131 $74,700 $11,800 $62,900
2018 $783 $74,200 $11,800 $62,400
2017 $706 $67,500 $11,800 $55,700
2016 $675 $65,700 $11,800 $53,900
2014 $599 $59,200 $11,800 $47,400
2013 $599 $59,700 $11,800 $47,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202529082

Indiana Regional MLS

APN: 44-02-22-100-018.005-009

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