NOT LISTED FOR SALE

315 Ridge St Reading, MI 49274

Estimated Value: $115,000 - $146,243

4 Beds
1.5 Baths
1,480 Sq Ft
$90/Sq Ft Est. Value

Last Sold January 29, 2016

Last sale price $23,500 $16 Per Sq Ft

Est. 478% increase in value since last sale

Current estimated payment $835/month

Highlights

  • Traditional Architecture
  • Forced Air Heating System
  • Replacement Windows
  • Detached Garage

About This Home

As of January 2016

Information believed to be accurate but subject to change. Buyer's agent to verify all information listed in MLS including taxes-HS exemption subject to change w/o notice. All offers must be accompanied by a pre-approval letter/proof of funds, copy of certified EMD which buyer's agent will over night to Title company upon acceptance LB Paint & Prop Condition Addendum-See associated docs. Taxes prorated.Seller will not provide a survey. Seller exempt from Seller disclosures. Homesteps offers an allowance up to $500 to owner occupied homebuyers towards the purchase of a home warranty of their choice.Home buyers responsibility to identify and select the home warranty company and plan to vkgerig@comcast.net You must check assoc.docs for all that need to be submitted with the offers.

Last Agent to Sell the Property

Vicki Gerig

Xsell Realty Listed on: 02/04/2016

Last Buyer's Agent

Loretta Blank

Coldwell Banker Denny Groves License #6501357447

Coldwell Banker Denny Groves

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1900

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 132x132

Parking

  • Detached Garage

Home Design

  • Traditional Architecture
  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • 1,480 Sq Ft Home
  • 2-Story Property
  • Replacement Windows
  • Basement
  • Michigan Basement
  • Laundry on main level

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1900
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 132x132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1480.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • General Property Info:Design: Traditional
  • Tax Info:Annual Property Tax: 823.64
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Manufactured:Manufactured YN: No
  • Windows:Replacement: Yes
  • Heat Source:Natural Gas3: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: No
  • Substructure:Michigan Basement: Yes
  • Sale Conditions:REOBank Owned: Yes
  • General Property Info:SqFt Above Grade: 1480.0
  • General Property Info Garage YN: Yes
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Michigan Basement
  • LivingArea: 1480.0
  • Window Features: Replacement
  • General Property Info:Stories2: 2.0

Exterior Features

  • Construction Materials: Aluminum Siding
  • List Price: 19900.0
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.4
  • Lot Size Area: 0.4
  • Lot Dimensions: 132x132
  • Lot Size Sq Ft: 17424.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 823.64
  • Tax Year: 2015

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 4, 2016
Closed on
Jan 29, 2016
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Harris Brian and Harris Sarah
Seller's Agent
Vicki Gerig
Xsell Realty
Buyer's Agent
Loretta Blank
Coldwell Banker Denny Groves
List Price
$19,900
Sold Price
$23,500
Premium/Discount to List
$3,600
18.09%
Current Estimated Value
$135,939

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$112,439
Avg. Annual Appreciation
19.45%

Purchase Details

Closed on
Mar 20, 2015
Sold by
Meade Nancy M and Meade Francis
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Nov 14, 2008
Sold by
Meade Nancy M and Meade Francis E
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Sep 24, 2006
Sold by
Meade Nancy M and Lambertson Nancy M
Bought by
Meade Nancy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,000
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 20, 1996
Sold by
Brail Margaret L
Bought by
Brail Margaret L and Lambertson Nancy
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harris Brian $23,500 Attorney
Federal Home Loan Mortgage Corporation $5,572 None Available
Federal Home Loan Mortgage Corp $61,195 None Available
Meade Nancy M -- None Available
Brail Margaret L $100 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Meade Nancy M $6,221
Previous Owner Meade Nancy M $58,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/04/2016 02/04/16 For Sale $19,900 -15.3% $13 / Sq Ft
01/29/2016 01/29/16 Sold $23,500 -- $16 / Sq Ft
01/15/2016 01/15/16 Pending -- -- --
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,074 $50,000 $0 $0
2024 $671 $48,300 $0 $0
2023 $641 $36,400 $0 $0
2022 $1,438 $30,200 $0 $0
2021 $953 $28,200 $0 $0
2020 $944 $25,400 $0 $0
2019 $914 $24,400 $0 $0
2018 $878 $24,200 $0 $0
2017 $852 $23,300 $0 $0
2016 $845 $25,600 $0 $0
2015 $529 $25,600 $0 $0
2013 $512 $21,820 $0 $0
2012 $522 $22,240 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 16004430

Southwestern Michigan Association of REALTORS®

APN: 20-065-001-023