$885,000
SOLD APR 1, 2022

3155 Clarho Cir Finksburg, MD 21048

4 Beds
4.5 Baths
5,655 Sq Ft
3.39 Acres

Recently Sold

$156 Per Sq Ft

6% Above List Price

Highlights

  • Second Garage
  • Eat-In Gourmet Kitchen
  • Colonial Architecture
  • Sandymount Elementary School Rated A-
  • 3.39 Acre Lot
  • Deck

About This Home

As of May 2025

Absolutely Amazing Custom Built Home Sited on Over 3 Acres with the Largest Detached Auto Garage/Workshop You've Ever Seen! This Home Has Been Meticuliously Maintained By The Original Owner! One of a Kind Architectural Details Throughout with Arched Walls, Anderson Casement Windows, Crown Molding, Recessed Accent Lighting & So Much More! The House Features 4 Bedrooms & 4 Full Bathrooms With Over 5,000 Sq Ft of Finished Living Space! Beautiful Gourmet Kitchen with Newer Appliances, Granite Countertops, Electric Cooktop, Two Ovens, Center Island, Pantry Closet & Plenty of Cabinets! Bright & Spacious Family Room Off the Kitchen with Gas Fireplace (could be converted back to wood burning), Hardwood Floors & French Doors Leading to the Maintenance Free Deck Overlooking the Wooded Lot! Upper Level Boasts 4 Bedrooms Plus a Walk-In Attic/Storage Room! Primary Bedroom with Tray Ceiling & Full Bathroom with Dual Vanities, Spa Jacuzzi Tub & a Huge Walk-In Closet! The Walk-Out Lower Level was Recently Finished with a Family Room, Gas Fireplace, Full Bath, Rec Area/Exercise Area & a Wet-Bar, Perfect for Entertaining! With Over 3 Acres of Land, You Have So Many Opportunities...Hike Through The Woods in Your Backyard, Play in the Yard, Show Off Your Green Thumb with the Fenced Garden Area, etc.! And Now for the BONUS Feature....An Oversized Detached Garage with a Car Lift Included, Perfect for the Hobbyist in You! This Garage is Roughly 3,000 Sq Ft & is HUGE! All Walls Have Electrical Outlets and Compression Nozels Throughout & an Air Compressor Unit is Included! The Garage Even Has an "Office"/Sitting Area with Kitchenette, Half Bathroom, Washer/Dryer, Plus a Finished Loft Space That Makes for a Great Game Room! This Home is Truly One of a Kind & Between the Wonderful Features of the Main House & the Possiblities with Enormous Detached Garage/Workshop, You Will Be Sure to Fall in Love!

Last Agent to Sell the Property

Rachel Sturm

Samson Properties Listed on: 03/17/2022

Samson Properties

Last Buyer's Agent

Mark Pine

Mackintosh, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,852

Year Built

  • Built in 1998

Lot Details

  • 3.39 Acre Lot
  • Cul-De-Sac
  • Landscaped
  • Extensive Hardscape
  • No Through Street
  • Backs to Trees or Woods
  • Property is in very good condition

Parking

  • 6 Garage Spaces | 3 Direct Access and 3 Detached
  • 8 Driveway Spaces
  • Second Garage
  • Parking Storage or Cabinetry
  • Heated Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Wet Bar
  • Central Vacuum
  • Built-In Features
  • Bar
  • Crown Molding
  • Wainscoting
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 2 Fireplaces
  • Fireplace Mantel
  • Gas Fireplace
  • Bay Window
  • Casement Windows
  • French Doors
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Den
  • Loft
  • Workshop
  • Storage Room
  • Home Gym
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Built-In Oven
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Laundry Chute

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Rear Basement Entry
  • Sump Pump
  • Basement Windows

Home Security

  • Home Security System
  • Intercom

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting
  • Porch

Schools

  • Sandymount Elementary School
  • Shiloh Middle School
  • Westminster High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • 200+ Amp Service
  • Well
  • 60 Gallon+ High-Efficiency Water Heater
  • Septic Tank

Additional Features

  • Machine Shed
  • Run-In Shed

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 0704069625

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,852

Year Built

Built in 1998

Lot Details

0

Parking

6

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2022-03-17
  • Year Built: 1998
  • Automatically Close On Close Date: No
  • Remarks Public: Absolutely Amazing Custom Built Home Sited on Over 3 Acres with the Largest Detached Auto Garage/Workshop You've Ever Seen! This Home Has Been Meticuliously Maintained By The Original Owner! One of a Kind Architectural Details Throughout with Arched Walls, Anderson Casement Windows, Crown Molding, Recessed Accent Lighting & So Much More! The House Features 4 Bedrooms & 4 Full Bathrooms With Over 5,000 Sq Ft of Finished Living Space! Beautiful Gourmet Kitchen with Newer Appliances, Granite Countertops, Electric Cooktop, Two Ovens, Center Island, Pantry Closet & Plenty of Cabinets! Bright & Spacious Family Room Off the Kitchen with Gas Fireplace (could be converted back to wood burning), Hardwood Floors & French Doors Leading to the Maintenance Free Deck Overlooking the Wooded Lot! Upper Level Boasts 4 Bedrooms Plus a Walk-In Attic/Storage Room! Primary Bedroom with Tray Ceiling & Full Bathroom with Dual Vanities, Spa Jacuzzi Tub & a Huge Walk-In Closet! The Walk-Out Lower Level was Recently Finished with a Family Room, Gas Fireplace, Full Bath, Rec Area/Exercise Area & a Wet-Bar, Perfect for Entertaining! With Over 3 Acres of Land, You Have So Many Opportunities...Hike Through The Woods in Your Backyard, Play in the Yard, Show Off Your Green Thumb with the Fenced Garden Area, etc.! And Now for the BONUS Feature....An Oversized Detached Garage with a Car Lift Included, Perfect for the Hobbyist in You! This Garage is Roughly 3,000 Sq Ft & is HUGE! All Walls Have Electrical Outlets and Compression Nozels Throughout & an Air Compressor Unit is Included! The Garage Even Has an "Office"/Sitting Area with Kitchenette, Half Bathroom, Washer/Dryer, Plus a Finished Loft Space That Makes for a Great Game Room! This Home is Truly One of a Kind & Between the Wonderful Features of the Main House & the Possiblities with Enormous Detached Garage/Workshop, You Will Be Sure to Fall in Love!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Central Vacuum, Dishwasher, Disposal, Dryer, Intercom, Oven - Wall, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater - High-Efficiency
  • Flooring Type: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Attic, Bar, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Crown Moldings, Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room, Intercom, Kitchen - Eat-In, Kitchen - Island, Kitchen - Gourmet, Laundry Chute, Primary Bath(s), Recessed Lighting, Store/Office, Tub Shower, Upgraded Countertops, Wet/Dry Bar, Wood Floors, Skylight(s), Walk-In Closet(s), Kitchen - Table Space, Soaking Tub, Stall Shower, Wainscotting
  • Window Features: Casement, Bay/Bow
  • Other Equipment: Negotiable
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: French
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Family Room, Exercise Room, Laundry, Loft, Office, Storage Room, Workshop, Efficiency (Additional), Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Daylight, Partial, Full, Outside Entrance, Partially Finished, Sump Pump, Walkout Level, Rear Entrance, Windows
  • Laundry Type: Main Floor, Dryer In Unit, Washer In Unit, Has Laundry
  • Total Sq Ft: 5805
  • Living Area Sq Ft: 5655
  • Price Per Sq Ft: 215.21
  • Above Grade Finished Sq Ft: 3880
  • Below Grade Finished Sq Ft: 1775
  • Below Grade Sq Ft: 150
  • Total Below Grade Sq Ft: 1925
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3155

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: 2nd Garage, Machine Shed, Garage(s), Run-in Shed
  • Construction Materials: Brick
  • Exterior Features: Extensive Hardscape, Exterior Lighting
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 6.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Heated
  • Garage Features: Additional Storage Area, Garage Door Opener, Oversized, Garage - Side Entry, Inside Access
  • Attached Garage Spaces: 3
  • Number Of Detached Garage Spaces: 3
  • Total Garage And Parking Spaces: 14
  • Type Of Parking: Attached Garage, Detached Garage, Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
  • Monthly Average Electric: 350
  • Previous Twelve Months Electric Expense: 4200.00
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric, 60+ Gallon Tank
  • Security: Intercom, Security System
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: SANDYMOUNT
  • Middle School: SHILOH
  • High School: WESTMINSTER
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139051837
  • School District Source: 3rd Party
  • Elementary School: SANDYMOUNT
  • High School: WESTMINSTER
  • Middle Or Junior School: SHILOH

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 517500.00
  • Land Assessed Value: 201900.00
  • Land Use Code: R
  • Lot Features: Backs To Trees, Cul-De-Sac, Landscaping, No Thru Street
  • Lot Size Acres: 3.39
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 147668.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2022
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 11436512
  • Tax Annual Amount: 7852.00
  • Assessor Parcel Number: 0704069625
  • Tax Lot: 14
  • Tax Total Finished Sq Ft: 5655
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2022
  • Close Date: 04/01/2022

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2025
Closed on
May 22, 2025
Sold by
Deoliveira Paulo S and Deoliveira Ana F
Bought by
Makle James Anderson
Seller's Agent
Jake Northrop
Northrop Realty
Buyer's Agent
R.J. Christian
CENTURY 21 New Millennium
List Price
$999,000
Sold Price
$985,000
Premium/Discount to List
-$14,000
-1.4%
Total Days on Market
0
Views
199

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.79%
Original Mortgage
$850,000
Outstanding Balance
$850,000
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
$140,158

Purchase Details

Closed on
Jul 19, 1996
Sold by
Pridemark Enterprises Inc
Bought by
Underkoffler Jay T and Underkoffler Sharon L
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $985,000 Capitol Title
Special Warranty Deed $985,000 Capitol Title
Deed $69,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $850,000 VA
Closed $850,000 VA
Previous Owner $407,725 New Conventional
Previous Owner $408,250 New Conventional
Previous Owner $354,000 New Conventional
Previous Owner $130,000 Credit Line Revolving
Previous Owner $275,000 New Conventional
Previous Owner $232,500 Stand Alone Second
Previous Owner $275,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/22/2025 05/22/25 Sold $985,000 -1.4% $174 / Sq Ft
04/08/2025 04/08/25 Pending -- -- --
03/27/2025 03/27/25 For Sale $999,000 +12.9% $177 / Sq Ft
04/01/2022 04/01/22 Sold $885,000 +6.0% $156 / Sq Ft
03/18/2022 03/18/22 Pending -- -- --
03/17/2022 03/17/22 For Sale $835,000 -- $148 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,331 $827,933 $0 $0
2023 $8,724 $773,667 $0 $0
2022 $8,116 $719,400 $201,900 $517,500
2021 $15,824 $689,567 $0 $0
2020 $14,896 $659,733 $0 $0
2019 $6,412 $629,900 $201,900 $428,000
2018 $7,224 $629,900 $201,900 $428,000
2017 $7,185 $629,900 $0 $0
2016 -- $636,300 $0 $0
2015 -- $636,300 $0 $0
2014 -- $636,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR2006124

Bright MLS

APN: 04-069625