Estimated payment $2,347/month
Highlights
- Solar Power System
- Green Roof
- Granite Countertops
- Open Floorplan
- Main Floor Primary Bedroom
- Multiple Living Areas
About This Home
Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property's private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels that are negotiable; ask the listing agent for details, offering future energy savings. Located in Elgin's growing community, you'll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin's employment centers and amenities. Don't miss this exceptional opportunity in Saratoga Farms!
Listing Agent
Compass RE Texas, LLC. Brokerage Phone: (214) 814-8100 License #0740145 Listed on: 12/26/2025
Open House Schedule
-
Sunday, December 28, 20251:00 to 3:00 pm12/28/2025 1:00:00 PM +00:0012/28/2025 3:00:00 PM +00:00Come see this amazing home!Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,165
Year Built
- Built in 2020
Lot Details
- 6,316 Sq Ft Lot
- Northwest Facing Home
- Wood Fence
- Few Trees
- Back Yard Fenced
HOA Fees
- $17 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Slab Foundation
- Frame Construction
- Composition Roof
- Wood Siding
- Stone Veneer
Interior Spaces
- 2,103 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Built-In Features
- Ceiling Fan
- Double Pane Windows
- Multiple Living Areas
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms | 1 Primary Bedroom on Main
- Walk-In Closet
Eco-Friendly Details
- Green Roof
- Energy-Efficient Appliances
- Energy-Efficient Windows
- Energy-Efficient Construction
- Energy-Efficient HVAC
- Energy-Efficient Insulation
- Energy-Efficient Thermostat
- Solar Power System
Outdoor Features
- Covered Patio or Porch
Schools
- Elgin Elementary And Middle School
- Elgin High School
Utilities
- Central Heating and Cooling System
- ENERGY STAR Qualified Water Heater
- High Speed Internet
- Phone Available
- Cable TV Available
Community Details
- Association fees include common area maintenance
- Saratoga Farms Association
- Saratoga Farms Subdivision
Listing and Financial Details
- Assessor Parcel Number 8716627
- Tax Block J
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,958 | $340,574 | $63,225 | $277,349 |
| 2024 | $8,958 | $373,653 | $63,225 | $310,428 |
| 2023 | $8,958 | $398,487 | $63,225 | $335,262 |
| 2022 | $7,416 | $373,653 | $63,225 | $310,428 |
| 2021 | $8,174 | $285,603 | $20,970 | $264,633 |
| 2020 | $445 | $15,098 | $15,098 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/26/2025 12/26/25 | For Sale | $315,000 | 0.0% | $150 / Sq Ft | |
| 12/26/2025 12/26/25 | For Rent | $1,900 | -9.5% | -- | |
| 06/21/2023 06/21/23 | Rented | $2,100 | 0.0% | -- | |
| 06/20/2023 06/20/23 | Under Contract | -- | -- | -- | |
| 06/16/2023 06/16/23 | For Rent | $2,100 | 0.0% | -- | |
| 12/31/2020 12/31/20 | Sold | -- | -- | -- | View Prior Sale |
| 11/10/2020 11/10/20 | Price Changed | $289,297 | +0.7% | $133 / Sq Ft | |
| 09/09/2020 09/09/20 | Price Changed | $287,297 | +0.7% | $133 / Sq Ft | |
| 08/26/2020 08/26/20 | Price Changed | $285,297 | +3.3% | $132 / Sq Ft | |
| 08/06/2020 08/06/20 | Price Changed | $276,297 | +1.8% | $127 / Sq Ft | |
| 07/31/2020 07/31/20 | Price Changed | $271,297 | +1.9% | $125 / Sq Ft | |
| 07/09/2020 07/09/20 | For Sale | $266,297 | -- | $123 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Vendors Lien | -- | Platinum Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $274,832 | New Conventional |
Source: Unlock MLS (Austin Board of REALTORS®)
MLS Number: 5742262
APN: 8716627
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