NOT LISTED FOR SALE

317/319 Congress St Ottawa, IL 61350

Estimated Value: $245,000 - $390,000

7 Beds
4 Baths
-- Sq Ft
6,098 Sq Ft Lot

Last Sold October 09, 2023

Last sale price $280,000

Est. 11% increase in value since last sale

Current estimated payment $2,246/month

9 Days on Market

Highlights

  • Property is near a park
  • Patio
  • Forced Air Heating System
  • Porch
  • Shed
  • Ceiling Fan

About This Home

As of October 2023

Charming Duplex in Prime Ottawa Location Welcome to this beautiful and well-maintained duplex situated in a highly sought-after area of Ottawa, IL. This unique property offers an excellent opportunity for both investors and owner-occupiers seeking a versatile and income-generating investment. 317 Congress St.: Enter into a bright and spacious living area that leads to a modern kitchen with ample storage space and stainless steel appliances. The main level features a convenient half bathroom, dining area, living area, first-floor laundry, and dual staircases leading to the upstairs living quarters. The second floor is complete with a full bath and three bedrooms with ample closet storage. This unit underwent a complete rehabilitation in 2019, featuring new HVAC, plumbing, electrical, windows, drywall, and lighting. The original hardwood floors were refinished to preserve the home's character. Additional features include brand new bathrooms and a modernized kitchen with abundant space for storage and cooking. 319 Congress St.: The second unit welcomes you with an inviting open-concept living and dining area, perfect for entertaining family and friends. Enjoy the cozy ambiance of a full wood-burning fireplace. The fully equipped kitchen offers a modern layout and updated appliances (2019), with a convenient butler's pantry/laundry room leading to a three-piece bathroom. Two staircases lead you upstairs to an expanded hallway that brings you to four bedrooms with ample closet storage and a full bathroom. In 2018/2019, this unit received mechanical updates, new furnace and AC, fresh paint, bathroom, and kitchen tiles. The original hardwood floors were beautifully restored, adding charm to the living space. Property Updates: The Mansard roof was completely rebuilt and replaced in 2020. The siding and gutters were recently repaired in 2022. Concrete pads for two new sheds, new front steps, a patio for 317 and a new driveway for 319 in 2021.

Last Agent to Sell the Property

Melanie Broderick

Metro Realty Inc. License #471014867 Listed on: 08/02/2023

Last Buyer's Agent

Kristi Devine

Coldwell Banker Real Estate Group License #475155892

Coldwell Banker Real Estate Group

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,579

Year Built

  • Built in 1920 | Remodeled in 2019

Lot Details

  • 6,098 Sq Ft Lot
  • Paved or Partially Paved Lot

Home Design

  • Duplex
  • Stone Foundation
  • Asphalt Roof
  • Rubber Roof

Interior Spaces

  • Ceiling Fan
  • Carbon Monoxide Detectors

Bedrooms and Bathrooms

  • 7 Bedrooms
  • 7 Potential Bedrooms
  • 4 Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Basement Cellar

Parking

  • 2 Parking Spaces
  • Driveway
  • Uncovered Parking
  • Off-Street Parking
  • Parking Included in Price

Outdoor Features

  • Patio
  • Shed
  • Porch

Location

  • Property is near a park

Schools

  • Jefferson Elementary: K-4Th Grad
  • Shepherd Middle School
  • Ottawa Township High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Individual Controls for Heating
  • Multiple Water Heaters
  • Cable TV Available

Community Details

Overview

  • 2 Units
  • Side By Side Duplex

Building Details

  • Insurance Expense $159
  • Trash Expense $128
  • Water Sewer Expense $115

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,579

Year Built

Built in 1920 | Remodeled in 2019

Lot Details

0

Listing Details

  • Property Type: Residential Income
  • Property Type: Two to Four Units
  • Ownership: Fee Simple
  • New Construction: No
  • Year Built: 1920
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • General Information: Interstate Access,Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2019
  • ResoPropertyType: ResidentialIncome
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Year Renovated: 2019

Interior Features

  • Basement: Full
  • Total Bathrooms: 4
  • Total Bedrooms: 7
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s), Multiple Water Heaters
  • Basement Description: Cellar
  • Below Grade Bedrooms: 0
  • Full Bathrooms in Building: 3
  • Half Bathrooms in Building: 1
  • MRD_AppliancesAndFeatures: Stove,Refrigerator,Dishwasher,Central Air Conditioner,Laundry Hook-Up,Range Hood,Hardwood Floors
  • MRD_AppliancesAndFeatures: Stove,Refrigerator,Dishwasher,Fireplace-Wood,Laundry Hook-Up,Range Hood,Hardwood Floors

Exterior Features

  • ExteriorFeatures: Patio, Porch
  • Foundation Details: Stone
  • List Price: 299999
  • Lot Features: Sidewalks
  • OtherStructures: Shed(s)
  • Roof: Asphalt, Rubber
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding,Vinyl Siding,Frame

Garage/Parking

  • Parking Features: Off Street, Driveway
  • ParkingTotal: 2
  • Number of Cars: 2
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: N/A

Utilities

  • Sewer: Public Sewer
  • Heating: Natural Gas, Forced Air, Indv Controls
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Park, Sidewalks, Street Paved
  • Conversion YN: N

Fee Information

  • Trash Expense: 128
  • Water Sewer Expenses: 115
  • Other Expenses $: 0

Schools

  • Elementary School: Jefferson Elementary: K-4th Grad
  • High School: Ottawa Township High School
  • Middle/Junior School: Shepherd Middle School
  • Middle/Junior School District: 141

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.14
  • Lot Dimensions: 6434
  • Zoning: MULTI
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Multi Family

  • Insurance Expense: 159
  • Units in Building: 2
  • Three Bedroom Number of Units: Yes
  • Type-Multi: Duplex Side by Side

Tax Info

  • Tax Annual Amount: 5578.96
  • Tax Year: 2022
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2023
Closed on
Sep 29, 2023
Sold by
Rodgers Nichola T and Rodgers Lucas
Bought by
Liddle Joshua T and Liddle Marla Jean
Seller's Agent
Melanie Broderick
Metro Realty Inc.
Buyer's Agent
Kristi Devine
Coldwell Banker Real Estate Group
List Price
$315,000
Sold Price
$280,000
Premium/Discount to List
-$35,000
-11.11%
Views
35
Current Estimated Value
$310,804

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,804
Avg. Annual Appreciation
6.19%
Original Mortgage
$224,000
Outstanding Balance
$221,564
Interest Rate
9.89%
Mortgage Type
New Conventional
Estimated Equity
$91,925

Purchase Details

Closed on
Aug 8, 2023
Sold by
Carlson Nicole Terse and Rodgers Nicole T
Bought by
Rodgers Nicole T and Rodgers Lucas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,000
Outstanding Balance
$221,564
Interest Rate
9.89%
Mortgage Type
New Conventional
Estimated Equity
$91,925

Purchase Details

Listed on
Sep 15, 2018
Closed on
Oct 5, 2018
Sold by
Murphy Maureen A
Bought by
Carlson Nicole Terese
Seller's Agent
Celeste Nielsen
Coldwell Banker Real Estate Group
Buyer's Agent
Celeste Nielsen
Coldwell Banker Real Estate Group
List Price
$40,000
Sold Price
$45,100
Premium/Discount to List
$5,100
12.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
32.45%

Purchase Details

Closed on
Jun 28, 2005
Sold by
Qualkenbush Kevin and Qualkenbush Sharon Diane
Bought by
Murphy Maureen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,800
Interest Rate
5.69%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Liddle Joshua T $280,000 None Available
Rodgers Nicole T -- None Available
Carlson Nicole Terese $45,500 None Available
Murphy Maureen A $117,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Liddle Joshua T $224,000
Previous Owner Murphy Maureen A $98,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/09/2023 10/09/23 Sold $280,000 -6.7% --
08/12/2023 08/12/23 Pending -- -- --
08/09/2023 08/09/23 Price Changed $299,999 -4.8% --
08/02/2023 08/02/23 For Sale $315,000 +598.4% --
10/05/2018 10/05/18 Sold $45,100 +12.8% --
09/23/2018 09/23/18 Pending -- -- --
09/15/2018 09/15/18 For Sale $40,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,625 $64,328 $6,733 $57,595
2023 $6,064 $57,574 $6,026 $51,548
2022 $5,579 $52,254 $9,355 $42,899
2021 $5,266 $48,977 $8,768 $40,209
2020 $4,976 $46,525 $8,329 $38,196
2019 $1,751 $15,829 $8,244 $7,585
2018 $4,781 $43,262 $8,046 $35,216
2017 $4,618 $41,937 $7,800 $34,137
2016 $4,436 $40,139 $7,466 $32,673
2015 $4,556 $41,374 $8,990 $32,384
2012 -- $45,230 $9,827 $35,403
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11849568

Midwest Real Estate Data (MRED)

APN: 21-11-405011