NOT LISTED FOR SALE

317 Mckay Rd Stevensville, MD 21666

Estimated Value: $427,000 - $493,000

4 Beds
2 Baths
1,668 Sq Ft
$271/Sq Ft Est. Value

Last Sold July 30, 2021

Last sale price $360,000 $216 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $2,639/month

44 Days on Market

Highlights

  • Boat Ramp
  • Above Ground Pool
  • Lake Privileges
  • Matapeake Elementary School Rated A-
  • Water Oriented
  • Deck

About This Home

As of July 2021

BUYER'S FINANCING FELL THRU. FALL-THRU WAS NOT RELATED TO THE HOME. Lovely split-foyer in Bay City * Located just 2 blocks from the Chesapeake Bay and 1 block from Broad Creek, 317 McKay Road features 3-4 bedrooms, 2 full bathrooms, an eat-in country kitchen, a living room (or dining room perhaps), and a family room in the lower level with a pellet stove. The backyard is an oasis for warm-weather fun with a tiered deck off the kitchen leading down to the above ground pool (new liner in '20), and a tiki bar with electric, frig, shelving and speakers! The patio's ideal for bar-b-queing or enjoying steamed crabs with its beach mural as a backdrop. The fenced yard also features two large sheds and a variety of fruit bearing trees such as apple, mulberry, peach, and pear. There's driveway parking for up to 8 vehicles. Public water and sewer too. All of this plus great water-oriented Bay City community amenities which include a waterfront playground, private access picnic area, and a boat launch. Just minutes to/from the Bay Bridge, shopping, and restaurants and across the street from Matapeake elementary and middle schools. Major updates include 30-year architectural shingles (in '17), heat pump (w/in past 6 years), and insulated laminate flooring (w/in past 5 years). Check out the video tour!

Last Agent to Sell the Property

Phyllis Endrich

(410) 274-4330 phyllis@lnf.com Long & Foster Real Estate, Inc. License #578831 Listed on: 05/03/2021

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Jim Hutson

(410) 490-8044 james.hutson@longandfoster.com Long & Foster Real Estate, Inc.

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,562

Year Built

  • Built in 1984

Lot Details

  • 0.28 Acre Lot
  • Infill Lot
  • North Facing Home
  • Vinyl Fence
  • Landscaped
  • Level Lot
  • Back Yard Fenced and Front Yard
  • Property is in very good condition
  • Property is zoned NC-20

HOA Fees

  • $8 Monthly HOA Fees

Home Design

  • Split Foyer
  • Blown-In Insulation
  • Batts Insulation
  • Architectural Shingle Roof
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Paneling
  • Ceiling Fan
  • Double Pane Windows
  • Awning
  • Vinyl Clad Windows
  • Sliding Windows
  • Wood Frame Window
  • Window Screens
  • Sliding Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Utility Room
  • Garden Views
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Electric Dryer
  • Washer

Partially Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Shelving
  • Space For Rooms
  • Laundry in Basement
  • Basement Windows

Home Security

  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Flood Lights

Parking

  • 8 Parking Spaces
  • 8 Driveway Spaces

Pool

  • Above Ground Pool
  • Vinyl Pool
  • Poolside Lot

Outdoor Features

  • Water Oriented
  • Property near a bay
  • Lake Privileges
  • Deck
  • Patio
  • Exterior Lighting
  • Shed
  • Play Equipment

Schools

  • Matapeake Elementary And Middle School
  • Kent Island High School

Utilities

  • Heat Pump System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • 200+ Amp Service
  • Electric Water Heater
  • Multiple Phone Lines
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 20
  • Assessor Parcel Number 1804021991

Community Details

Overview

  • $100 Capital Contribution Fee
  • Association fees include common area maintenance
  • $50 Other One-Time Fees
  • Bay City HOA
  • Bay City Subdivision
  • Property Manager

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,562

Year Built

Built in 1984

Lot Details

0

HOA Fees

$8 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2021-05-03
  • Federal Flood Zone: No
  • Year Built: 1984
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Flooring Type: Carpet, Vinyl, Laminated
  • Interior Amenities: Attic, Carpet, Ceiling Fan(s), Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Table Space, Walk-In Closet(s), Tub Shower, Stall Shower
  • Window Features: Double Pane, Screens, Sliding, Vinyl Clad, Wood Frame
  • Door Features: Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall, Paneled Walls
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room List: Living Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Bedroom 1, Utility Room, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Full, Heated, Interior Access, Outside Entrance, Partially Finished, Rear Entrance, Shelving, Space For Rooms, Walkout Level, Windows
  • Laundry Type: Basement, Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1920
  • Living Area Sq Ft: 1668
  • Price Per Sq Ft: 375.00
  • Above Grade Finished Sq Ft: 960
  • Below Grade Finished Sq Ft: 708
  • Below Grade Sq Ft: 252
  • Total Below Grade Sq Ft: 960
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Aluminum Siding, Batts Insulation, Blown-In Insulation, Mixed Plumbing
  • Exterior Features: Awning(s), Exterior Lighting, Flood Lights, Play Equipment, Satellite Dish
  • Pool Features: Above Ground, Vinyl
  • Roof: Architectural Shingle
  • Spa: No
  • View: Garden/Lawn
  • Water Access: No
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s), Programmable Thermostat
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Programmable Thermostat
  • Heating: Yes
  • Hot Water: Electric
  • Security: Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Water Available, Sewer Available, Phone Connected, Multiple Phone Lines, Electric Available, Cable Tv Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Broadband

Condo/Co-op/Association

  • HOA Fees: 100.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Common Grounds, Picnic Area, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA Name: BAY CITY
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Other Fees: 50.00
  • Other Fees Frequency: One Time
  • Capital Contribution Fee: 100.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: MATAPEAKE
  • High School: KENT ISLAND
  • Middle Or Junior School: MATAPEAKE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Vinyl, Rear, Partially
  • Improvement Assessed Value: 118600.00
  • Land Assessed Value: 160700.00
  • Lot Features: Front Yard, Landscaping, Level, Poolside, Rear Yard
  • Lot Size Acres: 0.28
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12214.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Very Good
  • Zoning: NC-20
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Assessor Parcel Number: 4520243
  • Tax Annual Amount: 2562.00
  • Assessor Parcel Number: 1804021991
  • Tax Lot: 20
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 3, 2021
Closed on
Jul 30, 2021
Sold by
Haygood Casley Scott B and Haygood Casley Lori
Bought by
Kiel Michael and Schmidt Monica
Seller's Agent
Phyllis Endrich
Long & Foster Real Estate, Inc.
Buyer's Agent
Jim Hutson
Long & Foster Real Estate, Inc.
List Price
$373,000
Sold Price
$360,000
Premium/Discount to List
-$13,000
-3.49%
Current Estimated Value
$451,196

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,196
Avg. Annual Appreciation
5.32%
Original Mortgage
$353,479
Outstanding Balance
$320,938
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$130,258

Purchase Details

Closed on
May 8, 2015
Sold by
Haygood Casley Scott B and Haygood Casley Lori
Bought by
Haygood Casley Scott B and Haygood Casley Lori

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,000
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 21, 2006
Sold by
Todd Irvin
Bought by
Casley Scott B Haywood and Casley Lori

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,000
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 30, 2006
Sold by
Todd Irvin
Bought by
Casley Scott B Haywood and Casley Lori

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,000
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 29, 1997
Sold by
Moore Robert L
Bought by
Todd Irvin and Todd Margaret

Purchase Details

Closed on
Dec 1, 1986
Sold by
Smith James A and Smith Mary J
Bought by
Moore Robert L and Moore Barbara J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$57,050
Interest Rate
9.5%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kiel Michael $360,000 Sage Title Group Llc
Haygood Casley Scott B -- Servicelink
Casley Scott B Haywood $344,900 --
Casley Scott B Haywood $344,900 --
Todd Irvin $125,000 --
Moore Robert L $85,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kiel Michael $353,479
Previous Owner Haygood Casley Scott B $191,000
Previous Owner Casley Scott B Haywood $209,000
Previous Owner Casley Scott B Haywood $209,000
Previous Owner Moore Robert L $57,050
Closed Todd Irvin --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/30/2021 07/30/21 Sold $360,000 0.0% $216 / Sq Ft
06/17/2021 06/17/21 Pending -- -- --
06/11/2021 06/11/21 Price Changed $360,000 -1.4% $216 / Sq Ft
05/27/2021 05/27/21 Price Changed $365,000 -2.1% $219 / Sq Ft
05/21/2021 05/21/21 For Sale $373,000 0.0% $224 / Sq Ft
05/05/2021 05/05/21 Pending -- -- --
05/03/2021 05/03/21 For Sale $373,000 -- $224 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,095 $328,567 $0 $0
2024 $2,863 $303,933 $0 $0
2023 $2,631 $279,300 $160,700 $118,600
2022 $2,593 $275,267 $0 $0
2021 $2,563 $271,233 $0 $0
2020 $2,563 $267,200 $160,700 $106,500
2019 $2,451 $255,600 $0 $0
2018 $2,340 $244,000 $0 $0
2017 $2,229 $232,400 $0 $0
2016 -- $232,400 $0 $0
2015 $1,100 $232,400 $0 $0
2014 $1,100 $243,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDQA147524

Bright MLS

APN: 04-021991