Justin Pratt
Better Homes And Gardens Real Estate Main Street Properties
(850) 378-3344
39 Total Sales
5 in Milton
$175K - $330K Price Range
3171 Montecito Blvd Milton, FL 32583
Milton AreaEstimated Value: $256,000 - $333,231
3
Beds
2
Baths
1,568
Sq Ft
$181/Sq Ft
Est. Value
Highlights
- Home fronts a seawall
- Updated Kitchen
- Jetted Tub in Primary Bathroom
- Spa
- Canal View
- No HOA
About This Home
As of August 2025Cottage on a Canal for less than $300,000? Here is your dream come true! This 3/2 cottage is on a canal that is deep enough for boat and that boat can have you to the Gulf in 40 minutes! Come inside to a updated home that is a prefect retirement home or second home on the water. Or great starter home or Airbnb. Fish from your backyard- the brim, bass and red fish are biting! This 1568 sq ft home has a covered patio to sit and relax by the water, a shed for your "big boy" toys(kayaks, canoes, paddleboards) a "she shed" that could be a workshop, studio, or just more storage! The "she shed" is concrete block, has electric and plumbing run to it. Also has laundry hook ups. The home has been newly painted a contemporary dark gray that gives the home a modern feel. Outside has several raised beds for your favorite flowers or veggies. The master bedroom has a large bath attached with jetted tub, shower and closet with hookups for an all in one washer/dryer. This home also has a lovely Florida room off the large Living room that will give great views of the water no matter the weather. Come see your new home before someone else finds this treasure. (The lot next door belongs to someone else.)
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Home Details
Home Type
- Single Family
Year Built
- Built in 1965
Lot Details
- 7,405 Sq Ft Lot
- Home fronts a seawall
- Home fronts a canal
- Privacy Fence
- Back Yard Fenced
Home Design
- Cottage
- Slab Foundation
- Metal Roof
- Block Exterior
Interior Spaces
- 1,568 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Inside Utility
- Canal Views
Kitchen
- Updated Kitchen
- Eat-In Kitchen
- Breakfast Bar
- ENERGY STAR Qualified Refrigerator
- ENERGY STAR Qualified Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Remodeled Bathroom
- 2 Full Bathrooms
- Tile Bathroom Countertop
- Dual Vanity Sinks in Primary Bathroom
- Private Water Closet
- Jetted Tub in Primary Bathroom
- Spa Bath
- Separate Shower
Parking
- 2 Parking Spaces
- Driveway
Outdoor Features
- Spa
- Covered Patio or Porch
- Shed
Schools
- Bennett C Russell Elementary School
- Avalon Middle School
- Milton High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 401N280090697000080
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 17, 2025
Closed on
Aug 15, 2025
Sold by
Bought by
Seller's Agent
Betsy Tait
Fathom Realty FL LLC
Buyer's Agent
Andre The
KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH
List Price
$275,000
Sold Price
$258,000
Premium/Discount to List
-$17,000
-6.18%
Views
93
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,558
Avg. Annual Appreciation
10.86%
Original Mortgage
$266,514
Outstanding Balance
$264,147
Interest Rate
6.72%
Mortgage Type
VA
Estimated Equity
$20,411
Purchase Details
Listed on
Jan 26, 2016
Closed on
Jun 2, 2016
Sold by
Bought by
Seller's Agent
Brandon Vinyard
The Agency of Pensacola
Buyer's Agent
Gladys Magee
On The Gulf Realty
List Price
$78,000
Sold Price
$64,900
Premium/Discount to List
-$13,100
-16.79%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.15%
Purchase Details
Closed on
Jul 28, 2015
Sold by
Bought by
Purchase Details
Closed on
Sep 17, 2008
Sold by
Bought by
Purchase Details
Closed on
Apr 3, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,800
Interest Rate
6.23%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Aug 5, 2002
Sold by
Bought by
Purchase Details
Closed on
Apr 20, 2000
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Milton, FL
-
Justin Pratt
-
Lorie Phillips
Lorie Phillips
Jacobson & Co. Realty
(719) 888-5818
102 Total Sales
10 in Milton
$24K - $620K Price Range
-
Doris Coleman
Doris Coleman
Responds QuicklyIXL Real Estate LLC
(850) 467-9741
52 Total Sales
6 in Milton
$19K - $265K Price Range
-
Christina Black
Christina Black
Blackwater Real Estate LLC
(850) 929-5753
44 Total Sales
1 in Milton
$289,900 Price
-
Joshua Keith
Joshua Keith
Levin Rinke Realty
(850) 818-9653
21 Total Sales
1 in Milton
$365,000 Price
-
Morgan Burkett
Morgan Burkett
Levin Rinke Realty
(850) 505-3375
50 Total Sales
1 in Milton
$220,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $258,000 | Clear Title | ||
| $64,900 | Clear Title | ||
| $68,200 | None Available | ||
| $150,000 | Attorney | ||
| -- | Attorney | ||
| -- | -- | ||
| -- | -- | ||
| $60,600 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $266,514 | ||
| Previous Owner | $255,000 | ||
| Previous Owner | $149,205 | ||
| Previous Owner | $41,800 | ||
| Previous Owner | $69,300 | ||
| Previous Owner | $65,576 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/21/2025 08/21/25 | Sold | $258,000 | -2.6% | $165 / Sq Ft | |
| 07/15/2025 07/15/25 | Pending | -- | -- | -- | |
| 07/08/2025 07/08/25 | Price Changed | $265,000 | -1.9% | $169 / Sq Ft | |
| 06/16/2025 06/16/25 | Price Changed | $270,000 | -1.8% | $172 / Sq Ft | |
| 05/17/2025 05/17/25 | For Sale | $275,000 | +323.7% | $175 / Sq Ft | |
| 06/02/2016 06/02/16 | Sold | $64,900 | -16.8% | $41 / Sq Ft | View Prior Sale |
| 05/10/2016 05/10/16 | Pending | -- | -- | -- | |
| 01/26/2016 01/26/16 | For Sale | $78,000 | -- | $50 / Sq Ft |
Source: Pensacola Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,310 | $128,674 | ||
| 2024 | $1,146 | $127,728 | ||
| 2023 | $1,146 | $124,453 | $0 | $0 |
| 2022 | $905 | $105,974 | $0 | $0 |
| 2021 | $890 | $102,886 | $0 | $0 |
| 2020 | $1,265 | $94,629 | $0 | $0 |
| 2019 | $1,120 | $80,568 | $0 | $0 |
| 2018 | $1,016 | $70,394 | $0 | $0 |
| 2017 | $996 | $67,690 | $0 | $0 |
| 2016 | $975 | $65,105 | $0 | $0 |
| 2015 | -- | $61,866 | $0 | $0 |
| 2014 | $974 | $62,536 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Betsy Tait
Seller's Agent in 2025
Betsy Tait
Fathom Realty FL LLC
(850) 748-6914
50 Total Sales
-
Andre The
Buyer's Agent in 2025
Andre The
KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH
(559) 246-2920
48 Total Sales
-
B
Seller's Agent in 2016
Brandon Vinyard
The Agency of Pensacola
-
Gladys Magee
Buyer's Agent in 2016
Gladys Magee
On The Gulf Realty
(850) 380-4914
14 Total Sales
Map
Source: Pensacola Association of REALTORS®
MLS Number: 664485
APN: 40-1N-28-0090-69700-0080
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Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS®. This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information deemed reliable but not guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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