$825,000
SOLD JUN 30, 2026

3172 Pine Tree Ct Waterford, MI 48329

Waterford Area
5 Beds
4.5 Baths
4,141 Sq Ft
0.41 Acre Lot

Sale Details

Date Sold: June 30, 2026

$199 Per Sq Ft

12% Below List Price

46 Days on Market

Highlights

  • Beach Access
  • Wood Flooring
  • Balcony
  • Deck
  • Victorian Architecture
  • Cul-De-Sac

About This Home

As of June 2026

Set along a peaceful canal on all-sports Lake Oakland, this Victorian-inspired waterfront residence offers 150 feet of private frontage, direct lake access, and the rare convenience of a dock that can remain in year-round. A sweeping paver driveway welcomes you to the stately two-story home where nearly every room captures water views and timeless design meets modern comfort. Featuring 5 bedrooms, 4.5 baths, multiple living and entertaining spaces, and a finished walkout lower level, the home was designed for both everyday living and unforgettable gatherings. The expansive primary suite offers over 600 square feet of private retreat space complete with a lake-facing balcony and separate heating and cooling zones. The main level features formal living and dining rooms, an inviting kitchen oriented toward the water, and a stunning great room with a stacked-stone fireplace, custom built-ins, and expansive windows that showcase the surrounding lake setting. The walkout lower level adds a large recreation space, wet bar, full bath, and flexible guest area. Outside, tiered decking with glass railings, a covered lower porch, tiki-covered boat dock, and beautifully landscaped grounds create a true waterfront retreat. Spend summer days on the lake, evenings gathered around the fire, and holidays enjoying the spectacular Fourth of July fireworks that make Lake Oakland one of the area’s most sought-after lake communities. This is lake living designed to be experienced. Dock conveys with the property. Private showings available by appointment.

Last Agent to Sell the Property

Jenny McCulloch

Keller Williams Preferred License #SBR-6501426253 Listed on: 05/09/2026

Co-Listed By

Justin Ferullo

Keller Williams Preferred License #SBR-6501443634

Last Buyer's Agent

Chris Mersino

MBA Real Estate Services License #6501281294

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 2000

Lot Details

  • 17,860 Sq Ft Lot
  • Lot Dimensions are 150x120
  • Cul-De-Sac

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Victorian Architecture
  • Brick Exterior Construction
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Living Room with Fireplace
  • Wood Flooring
  • Basement
  • Fireplace in Basement

Bedrooms and Bathrooms

  • 5 Bedrooms

Outdoor Features

  • Beach Access
  • Balcony
  • Deck
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Lake Oakland Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1302454052

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,142

Year Built

Built in 2000

Lot Details

0.41 Acres

HOA Fees

$40 per month

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Victorian
  • Structure Style: 2 Story
  • Total Tax Amount: 12142
  • Year Built: 2000
  • Mail City: Waterford
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Hardwood Floors, Wet Bar/Bar
  • Fireplace: Yes
  • Fireplaces: Basement Fireplace, LivRoom Fireplace
  • Basement: Yes
  • Bedrooms: 5
  • Bedroom 1: On 2nd Floor, Dimensions: 22 x 17
  • Bedroom 2: On 2nd Floor, Dimensions: 13 x 14
  • Bedroom 3: On 2nd Floor, Dimensions: 12 x 14
  • Bedroom 4: On 2nd Floor, Dimensions: 13 x 11
  • Bedroom 5: On 2nd Floor, Dimensions: 12 x 12
  • Full Bathrooms: 4
  • Total Bathrooms: 5
  • Bathroom 1: On Level: Second
  • Bathroom 2: On Level: Second
  • Bathroom 3: On Level: Second
  • Bathroom 4: On Level: Basement
  • Kitchen: Dimensions: 20 x 14
  • Below Grade Sq Ft: 1302
  • Finished Below Grade Sq Ft: 1000
  • Above Grade Finished Sq Ft: 3141
  • Total Finished Sq Ft: 4141
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Brick, Wood
  • Exterior Features: Exterior Balcony, Deck, Patio, Porch
  • Foundation: Basement
  • Frontage: 150
  • Water Features: All Sports Lake, Waterfront, Beach Access
  • Waterfront: Yes
  • Frontage Type: Water

Garage/Parking

  • Garage: Attached Garage
  • Garage Spaces: 3
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water at Street
  • Cooling: Central A/C

Condo/Co-op/Association

  • HOA Fees: 475
  • HOA Fee Frequency: Yearly
  • Association Fee: Yes

Lot Info

  • Assessments: Yes
  • Assessor Parcel Number: 1302454052
  • Lot Dimensions: 150x120
  • Acreage: 0.41
  • Geo Subdivision: MI
  • Site/Lot Features: Cul-De-Sac

Tax Info

  • Summer Tax: Year: 2025, Amount: $7,066.00
  • Winter Tax: Year: 2024, Amount: $5,076.00
  • Total Tax: Amount: $12,142.00

MLS Schools

  • School District: Waterford School District

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
May 14, 2014
Sold by
Johnson Donald V and Johnson Annette C
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.41%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 8, 2008
Sold by
Prince Michael
Bought by
Christiana Bank & Trust Co and Security National Funding Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$624,780
Interest Rate
6.17%
Mortgage Type
Unknown

Purchase Details

Closed on
Apr 17, 2006
Sold by
Cunningham Greg D
Bought by
Prince Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
6.42%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Dec 15, 2005
Sold by
Mortgage Electronic Registration Systems
Bought by
Cunningham Greg D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$465,000
Interest Rate
9.99%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 22, 2003
Sold by
Saylor Yvette L
Bought by
Mortgage Electronic Registration Systems
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Waterford, MI

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $528,000 None Available
Sheriffs Deed $505,000 None Available
Warranty Deed $740,000 Jps Title Agency Llc
Deed $465,000 Attorneys Title Agency Llc
Sheriffs Deed $591,424 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $500,000 New Conventional
Closed $417,000 New Conventional
Closed $417,000 New Conventional
Closed $58,200 Adjustable Rate Mortgage/ARM
Previous Owner $237,285 Adjustable Rate Mortgage/ARM
Previous Owner $244,000 Unknown
Previous Owner $624,780 Unknown
Previous Owner $148,000 Stand Alone Second
Previous Owner $592,000 Unknown
Previous Owner $485,000 Unknown
Previous Owner $465,000 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/30/2026 06/30/26 Sold $825,000 -1.2% $199 / Sq Ft
06/24/2026 06/24/26 Pending -- -- --
05/26/2026 05/26/26 Price Changed $834,900 -3.5% $202 / Sq Ft
05/22/2026 05/22/26 Price Changed $865,000 -3.8% $209 / Sq Ft
05/18/2026 05/18/26 Price Changed $899,000 -3.9% $217 / Sq Ft
05/09/2026 05/09/26 For Sale $935,000 -- $226 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,066 $460,520 $0 $0
2024 $6,870 $442,570 $0 $0
2023 $6,553 $385,710 $0 $0
2022 $10,862 $371,790 $0 $0
2021 $10,232 $355,360 $0 $0
2020 $5,998 $297,800 $0 $0
2019 $9,972 $291,070 $0 $0
2018 $9,877 $293,490 $0 $0
2017 $9,074 $293,490 $0 $0
2016 $9,051 $259,360 $0 $0
2015 -- $291,760 $0 $0
2014 -- $308,640 $0 $0
2011 -- $273,720 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50206971

Michigan Multiple Listing Service

APN: 13-02-454-052

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