NOT LISTED FOR SALE

318 Montclair St Ludlow, KY 41016

Estimated Value: $241,199 - $363,000

3 Beds
2 Baths
2,212 Sq Ft
$131/Sq Ft Est. Value

About This Home

This home is located at 318 Montclair St, Ludlow, KY 41016 and is currently estimated at $290,550, approximately $131 per square foot. 318 Montclair St is a home located in Kenton County with nearby schools including Mary A. Goetz Elementary School, Ludlow High School, and Prince of Peace School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 15, 2016
Sold by
Excel Developmpnt Llc Kentucky Limited L
Bought by
Miller Alyssa K
Current Estimated Value
$290,550

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,500
Outstanding Balance
$100,762
Interest Rate
3.43%
Mortgage Type
New Conventional
Estimated Equity
$164,752

Purchase Details

Closed on
Sep 9, 2016
Sold by
The Secretary Of Housing & Urban Develop
Bought by
Excel Development Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,500
Outstanding Balance
$100,762
Interest Rate
3.43%
Mortgage Type
New Conventional
Estimated Equity
$164,752

Purchase Details

Closed on
Feb 11, 2016
Sold by
The Secretary Of Housing & Urban Develop
Bought by
Excel Development Llc

Purchase Details

Closed on
Jul 13, 2015
Sold by
Cumbee Ginger
Bought by
Caliber Home Loans Inc

Purchase Details

Closed on
Aug 19, 2008
Sold by
Countrywide Home Loans Inc
Bought by
Cumbee Ginger

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,818
Interest Rate
6.61%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 17, 2007
Sold by
Stratton Melissa S and Stratton Scott G
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Dec 3, 2005
Sold by
Stevenson Sarah and Stevenson Timothy J
Bought by
Stratton Scott G and Stratton Melissa S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$3,400
Interest Rate
6.29%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 24, 2003
Sold by
Lepof Leonard
Bought by
Parks Sarah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Interest Rate
7.5%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Miller Alyssa K $130,000 Lawyers Title Cincinnati Inc
Excel Development Llc $40,300 Northern Kentucky Title Inc
Caliber Home Loans Inc $48,000 Attorney
Cumbee Ginger $70,914 Multiple
Countrywide Home Loans Inc $70,914 Multiple
Federal Home Loan Mortgage Corporation $65,335 None Available
Stratton Scott G $104,500 Springdale Title Agency Llc
Parks Sarah $55,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Miller Alyssa K $123,500
Previous Owner Cumbee Ginger $25,000
Previous Owner Cumbee Ginger $89,082
Previous Owner Cumbee Ginger $69,818
Previous Owner Stratton Scott G $131,400
Previous Owner Stratton Melissa S $3,400
Previous Owner Stratton Scott G $103,680
Previous Owner Parks Sarah $55,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,885 $145,000 $10,000 $135,000
2023 $1,866 $145,000 $10,000 $135,000
2022 $1,888 $145,000 $10,000 $135,000
2021 $1,885 $130,000 $10,000 $120,000
2020 $1,877 $130,000 $10,000 $120,000
2019 $1,867 $130,000 $10,000 $120,000
2018 $1,854 $130,000 $10,000 $120,000
2017 $1,830 $130,000 $10,000 $120,000
2015 $1,293 $95,000 $10,000 $85,000
2014 $1,242 $95,000 $10,000 $85,000
Source: Public Records

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