$139,500

318 Saint Francis St Bay St. Louis, MS 39520

Estimated payment $877/month

2 Beds
1 Bath
925 Sq Ft
$151 Price per Sq Ft

Highlights

  • Beach Access
  • Traditional Architecture
  • Front Porch
  • Waveland Elementary School Rated 10
  • Granite Countertops
  • Accessible Approach with Ramp

About This Home

Charming and well-maintained, this 2-bedroom, 1-bathroom unit offers 925 square feet of thoughtfully designed living space in a 2012-built duplex. 9' ceilings. The open-concept kitchen features a center island that provides additional prep space and seating, making it perfect for both everyday use and entertaining. Attractive floors flow through the main living areas, creating warmth and style throughout. The bathroom includes a large vanity with generous storage, while the primary bedroom offers a walk-in closet for added convenience. A welcoming front porch completes the home, ideal for relaxing and enjoying the outdoors. Located in Flood Zone X and just a short walk or golf cart ride to Old Town Bay St. Louis, this home offers the comfort of elevated living with close proximity to restaurants, shops, and the beach. This property combines comfort, function, and low-maintenance living—perfect for first-time buyers, downsizers, or investors.

Listing Agent

Regan Kane

John McDonald Realty, LLC License #B14846 Listed on: 11/22/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $1,081

Year Built

  • Built in 2012

Lot Details

  • 1,742 Sq Ft Lot
  • Private Entrance

HOA Fees

  • $50 Monthly HOA Fees

Home Design

  • Duplex
  • Traditional Architecture
  • Pillar, Post or Pier Foundation
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 925 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Laundry in unit

Kitchen

  • Electric Oven
  • Kitchen Island
  • Granite Countertops

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Parking

  • Driveway
  • On-Site Parking
  • Parking Lot

Outdoor Features

  • Beach Access
  • Front Porch

Additional Features

  • Accessible Approach with Ramp
  • City Lot
  • Central Heating and Cooling System

Community Details

  • Association fees include ground maintenance
  • Metes And Bounds Subdivision

Listing and Financial Details

  • Assessor Parcel Number 137h-0-45-144.020

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$1,081

Year Built

Built in 2012

Lot Details

0

HOA Fees

$50 per month

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: One
  • Property Sub Type: Duplex
  • Prop. Type: Residential
  • Structure Type: Duplex
  • Year Built: 2012
  • Lot Size Acres: 0.04
  • Subdivision Name: Metes And Bounds
  • New Construction: No
  • Remarks Miscellaneous:Agent Remarks: Buyer to verify all info.
  • General Property Information:List PriceSqFt: 150.81
  • Appliances Refrigerators: Yes
  • General Property Information:New Construction: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Oven, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Ceramic Tile, Laminate
  • Interior Amenities: Ceiling Fan(s), Granite Counters, Kitchen Island
  • Window Features: Insulated Windows
  • Fireplace: No
  • Interior Features:Granite Counters: Yes
  • Kitchen Features:Granite Counters2: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Community Features:Near Entertainment: Yes
  • Kitchen Features:Kitchen Island2: Yes
  • Appliances:Oven - Electric: Yes
  • Appliances:Oven: Yes

Exterior Features

  • Exterior Features: Private Entrance
  • Fencing: None
  • Foundation Details: Pillar/Post/Pier
  • Lot Features: City Lot
  • Roof: Metal
  • Patio And Porch Features: Front Porch
  • Waterfront Features: Beach Access
  • Pool Private: No
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • General Property Information:Accessibility Features: Yes
  • Lot Features:City Lot: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Window Features:Insulated Windows: Yes
  • Accessibility Features:Accessible Approach with Ramp: Yes
  • Waterfront Features:Beach Access: Yes
  • Exterior Features:Private Entrance: Yes
  • Driveway Features:Rear Entrance: Yes

Garage/Parking

  • Parking Features: On Site, Parking Lot
  • Attached Garage: No
  • Parking Features:On Site: Yes
  • Parking Features:Parking Lot: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Association Fee: 50.0
  • Association Fee Frequency: Monthly
  • Community Features: Near Entertainment
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Tax and Financial Information:Association Fee: 50.0
  • Tax and Financial Information:Association Fee Frequency: Monthly

Fee Information

  • Association Fee Includes: Maintenance Grounds

Lot Info

  • Parcel #: 137h-0-45-144.020
  • Lot Size Sq Ft: 1742.4

Tax Info

  • Tax Annual Amount: 1081.0
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,039 $9,031 $984 $8,047
2023 $987 $8,586 $984 $7,602
2022 $987 $8,586 $984 $7,602
2021 $985 $8,653 $984 $7,669
2020 $964 $7,645 $615 $7,030
2019 $958 $7,645 $615 $7,030
2018 $958 $7,645 $615 $7,030
2017 $970 $7,865 $615 $7,250
2016 $950 $7,865 $615 $7,250
2015 $846 $7,206 $615 $6,591
2014 $843 $7,206 $615 $6,591
2013 $784 $7,206 $615 $6,591
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/22/2025 11/22/25 For Sale $139,500 -- $151 / Sq Ft
Source: MLS United

Source: MLS United

MLS Number: 4132302

MLS United

APN: 137H-0-45-144.020

Mississippi Hancock County Bay Saint Louis 39520

318 Saint Francis St, Bay Saint Louis, MS

For Sale

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MLS United Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.

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Regan Kane
Listing Agent
Regan Kane
Section Image
John McDonald Realty, LLC
(228) 363-0331