NOT LISTED FOR SALE

Estimated Value: $563,000 - $703,000

3 Beds
1.5 Baths
2,128 Sq Ft
$298/Sq Ft Est. Value

Last Sold October 21, 2024

Last sale price $675,000 $317 Per Sq Ft

Est. 6% decrease in value since last sale

Current estimated payment $3,589/month

1 Day on Market

Highlights

  • 130 Feet of Waterfront
  • Access to Tidal Water
  • 1 Community Docks
  • Church Hill Elementary School Rated A-
  • Rambler Architecture
  • Shed

About This Home

As of October 2024

Live authentically. Welcome to your dream waterfront oasis! This charming home, nestled in a serene spot near historic Chestertown, offers the perfect blend of community amenities and private retreat. Boasting three bedrooms and two beautifully designed bathrooms, this property is the epitome of move-in ready.

Step inside to discover a host of updates that ensure modern convenience without sacrificing character. This tastefully decorated home is selling partially furnished. It features a cozy gas fireplace that becomes a gathering point during cooler evenings. Each room is suffused with natural light, emphasizing the thoughtful decor and inviting ambiance.

Entertain guests or enjoy peaceful mornings on the deck overlooking the navigable waters on Rosin Creek. The floating dock invites boating adventures or a tranquil afternoon of fishing. The backyard, though part of a friendly neighborhood, offers privacy with its partial fencing and lush greenery for those who cherish their quiet corners.

Just steps away, Fairview Park provides a scenic backdrop with a pier and beach. Need something last minute for dinner? All of your necessities are nearby making grocery runs a breeze and dinners at local restaurants easy.

Whether you're seeking a primary home or a weekend getaway, this property ensures comfort and convenience wrapped up in one package. Don’t just buy a house—invest in a lifestyle that keeps on giving. This enchanting property is looking for someone to love it as much as its current owners have, and you might just be the perfect match!
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Last Agent to Sell the Property

Michelle Schwab

(410) 627-0019 michelle@krauss.house Krauss Real Property Brokerage License #627778 Listed on: 09/13/2024

Last Buyer's Agent

Temple Peirce

(410) 960-8035 templepeirce@gmail.com Cummings & Co. Realtors License #40393

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,005

Year Built

  • Built in 1961

Lot Details

  • 0.48 Acre Lot
  • 130 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Kennel
  • Property is zoned NC-20

HOA Fees

  • $2 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Partially Furnished
  • Gas Fireplace
  • Partially Finished Basement

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces

Outdoor Features

  • Access to Tidal Water
  • Water Access
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 530
  • Assessor Parcel Number 1802006774

Community Details

Overview

  • Chester Harbor Subdivision

Recreation

  • 1 Community Docks

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,005

Year Built

Built in 1961

Lot Details

0

HOA Fees

$2 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Exclusions: King bed and frame, primary bedroom bench, Ring doorbells, outdoor storage box
  • Inclusions: All furniture except what it listed in exclusions, all tvs, lower level dehumidifier
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2024-09-13
  • Year Built: 1961
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Partially Finished
  • Total Sq Ft: 2520
  • Living Area Sq Ft: 2128
  • Price Per Sq Ft: 416.67
  • Above Grade Finished Sq Ft: 1428
  • Below Grade Finished Sq Ft: 700
  • Below Grade Sq Ft: 392
  • Total Below Grade Sq Ft: 1092
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Kennels
  • Water Access: Yes
  • Water Body Name: Rosin Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: No
  • Water Frontage In Feet: 130

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well
  • Internet Services: Other

Condo/Co-op/Association

  • HOA Fees: 25.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.48
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20710.00
  • Zoning: NC-20
  • In City Limits: No

Rental Info

  • Furnished: Partially
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3005.00
  • Assessor Parcel Number: 1802006774
  • Tax Lot: 530
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 13, 2024
Closed on
Oct 21, 2024
Sold by
Schwab Michelle V and Schwab David M
Bought by
Shaw Debra J and Lynn Julie
Seller's Agent
Michelle Schwab
Krauss Real Property Brokerage
Buyer's Agent
Temple Peirce
Cummings & Co. Realtors
List Price
$595,000
Sold Price
$675,000
Premium/Discount to List
$80,000
13.45%
Views
19
Current Estimated Value
$633,404

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$41,596
Avg. Annual Appreciation
-5.47%
Original Mortgage
$540,800
Outstanding Balance
$534,829
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$98,575

Purchase Details

Listed on
Oct 29, 2019
Closed on
Mar 16, 2020
Sold by
Newell Jeffrey D
Bought by
Schwab Michelle V and Schwab David M
Seller's Agent
Miles Norris
Select Land & Homes, LLC
Buyer's Agent
Michelle Schwab
Krauss Real Property Brokerage
List Price
$375,000
Sold Price
$324,500
Premium/Discount to List
-$50,500
-13.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.26%
Original Mortgage
$243,375
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 5, 1999
Sold by
Beatrice Newell J
Bought by
Newell Jeffrey D

Purchase Details

Closed on
Nov 4, 1997
Sold by
Newell James D
Bought by
Beatrice Newell J and Beatrice Ruth
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Shaw Debra J $676,000 First American Title
Shaw Debra J $676,000 First American Title
Schwab Michelle V $324,500 Residential T&E Co
Newell Jeffrey D $150,000 --
Beatrice Newell J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Shaw Debra J $540,800
Closed Shaw Debra J $540,800
Previous Owner Schwab Michelle V $243,375
Closed Newell Jeffrey D --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/21/2024 10/21/24 Sold $675,000 +13.4% $317 / Sq Ft
09/13/2024 09/13/24 For Sale $595,000 +83.4% $280 / Sq Ft
03/16/2020 03/16/20 Sold $324,500 -1.4% $152 / Sq Ft View Prior Sale
01/09/2020 01/09/20 Pending -- -- --
12/15/2019 12/15/19 Price Changed $329,000 -12.3% $155 / Sq Ft
10/29/2019 10/29/19 For Sale $375,000 -- $176 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,065 $319,000 $170,300 $148,700
2024 $3,065 $319,000 $170,300 $148,700
2023 $3,065 $319,000 $170,300 $148,700
2022 $3,254 $339,100 $175,300 $163,800
2021 $2,977 $304,133 $0 $0
2020 $2,642 $269,167 $0 $0
2019 $2,246 $234,200 $133,500 $100,700
2018 $2,188 $228,100 $0 $0
2017 $2,131 $222,000 $0 $0
2016 -- $215,900 $0 $0
2015 $1,021 $215,900 $0 $0
2014 $1,021 $215,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDQA2010938

Bright MLS

APN: 02-006774