$395,000
SOLD OCT 14, 2025

319 Pine Tree Bridge Trail St. Cloud, FL 34769

Canoe Creek Neighborhood
3 Beds
2.5 Baths
1,864 Sq Ft
5,227 Sq Ft Lot

Recently Sold

$212 Per Sq Ft

1% Below List Price

7 Days on Market

Highlights

  • Contemporary Architecture
  • Community Pool
  • Family Room Off Kitchen
  • Stone Countertops
  • Walk-In Pantry
  • 2 Car Attached Garage

About This Home

As of October 2025

This property offers an assumable FHA mortgage with a fixed 30-year rate at 4.75% for a qualified buyer, subject to lender approval. WHY Pay More for New? This beautiful 3-year-old resale home in the highly sought-after Estates at Southern Pines offers thousands in savings compared to similar new builds—plus, it’s nestled in an established neighborhood with mature surroundings and lots of upgrades you won’t find in a standard builder package.

This 3-bedroom, 2.5-bath beauty is vacant and move-in ready, featuring a modern two-story layout perfect for comfortable family living. The open-concept first floor flows seamlessly from the living area to the dining space and upgraded kitchen with a central island—ideal for everyday meals or entertaining guests. Step out from the dining room to your fully fenced backyard with a charming pergola, perfect for BBQs, outdoor dining, or simply relaxing.

Upstairs, the spacious primary suite offers a walk-in closet and a private full bath, while two additional bedrooms share another full bath and enjoy the convenience of an upstairs laundry area.

The resort-style community features a sparkling pool and playground, adding to the family-friendly vibe. Best of all, you’re just 15 minutes from Lake Nona, with quick access to major highways, top-rated schools, shopping, dining, and world-famous attractions like Walt Disney World, Universal Studios, SeaWorld, Melbourne Beach, the Kennedy Space Center, and Port Canaveral.

This is value, location, and lifestyle all in one—without the wait for new construction. Don’t miss your chance to call this home yours!

Last Agent to Sell the Property

Belinda Santos

EXP REALTY LLC Brokerage Phone: 407-476-4127 License #661140 Listed on: 08/11/2025

EXP REALTY LLC

Last Buyer's Agent

Gabriella Philippone

INDEPENDENCE REALTY GROUP LLC License #3395546

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,216

Year Built

  • Built in 2022

Lot Details

  • 5,227 Sq Ft Lot
  • East Facing Home
  • Vinyl Fence
  • Irrigation Equipment
  • Landscaped with Trees
  • Property is zoned PUD

HOA Fees

  • $105 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,864 Sq Ft Home
  • Blinds
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Inside Utility

Kitchen

  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Association fees include pool
  • Sovereign Jacobs Association
  • Visit Association Website
  • Built by Taylor Morrison
  • Southern Pines Ph 4 Subdivision

Recreation

  • Community Playground
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,216

Year Built

Built in 2022

Lot Details

0

HOA Fees

$105 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1864
  • Lot Size Acres: 0.12
  • New Construction: No
  • Year Built: 2022
  • Building Area Total: 2334
  • Lot Size Sq Ft: 5227
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 216.84
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 211.91
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-476-4127
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Window Features: Blinds
  • Additional Rooms: Inside Utility
  • Living Area Meters: 173.17

Exterior Features

  • Direction Faces: East
  • Exterior Features: Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: None

Condo/Co-op/Association

  • Community Features: Park, Playground, Pool, Sidewalks
  • Association Amenities: Park, Playground, Pool
  • Association Fee: 105
  • Association Fee Frequency: Monthly
  • Association Name: Sovereign Jacobs
  • Phone: Amanda Lee
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: alee@sovereign-jacobs.com
  • Association URL: https://sovereign-jacobs.com/

Fee Information

  • Total Annual Fees: 1260.00
  • Total Monthly Fees: 105.00
  • Monthly HOA Amount: 105.00

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: PUD
  • Parcel Number: 13-26-30-0664-0001-1000
  • Additional Parcels: No
  • Fencing: Fenced, Vinyl
  • Lot Features: Paved
  • Flood Zone Code: X

Building Info

  • Builder Name: Taylor Morrison

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 5216
  • Tax Block: 0001
  • Tax Book Number: 30-155-158
  • Tax Lot: 100

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 11, 2025
Closed on
Oct 14, 2025
Sold by
Andrade Walter Giovanni Hernandez and Rivera Elaine Marie
Bought by
Gonzalez Natasha D
Seller's Agent
Belinda Santos
EXP REALTY LLC
Buyer's Agent
Gabriella Philippone
INDEPENDENCE REALTY GROUP LLC
List Price
$399,900
Sold Price
$395,000
Premium/Discount to List
-$4,900
-1.23%
Views
8

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.78%
Original Mortgage
$374,968
Outstanding Balance
$374,968
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$18,613

Purchase Details

Closed on
Oct 13, 2022
Sold by
Taylor Morrison Of Florida Inc
Bought by
Andrade Walter Giovanni Her and Rivera Elaine Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$374,968
Interest Rate
5.66%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $395,000 Fidelity National Title Of Flo
Special Warranty Deed $388,000 Inspired Title Services Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $374,968 New Conventional
Previous Owner $374,968 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/14/2025 10/14/25 Sold $395,000 -1.2% $212 / Sq Ft
08/18/2025 08/18/25 Pending -- -- --
08/11/2025 08/11/25 For Sale $399,900 0.0% $215 / Sq Ft
10/04/2024 10/04/24 Rented $2,550 0.0% --
09/16/2024 09/16/24 Under Contract -- -- --
09/06/2024 09/06/24 Price Changed $2,550 -3.8% $1 / Sq Ft
08/14/2024 08/14/24 For Rent $2,650 +3.9% --
09/15/2023 09/15/23 Rented $2,550 0.0% --
09/14/2023 09/14/23 Under Contract -- -- --
09/10/2023 09/10/23 Price Changed $2,550 -3.8% $1 / Sq Ft
09/03/2023 09/03/23 For Rent $2,650 -- --
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,216 $332,500 $75,000 $257,500
2024 $5,047 $334,526 -- --
2023 $5,047 $322,600 $60,000 $262,600
2022 $811 $45,000 $45,000 $0
2021 $461 $25,000 $25,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6334843

Stellar MLS

APN: 13-26-30-0664-0001-1000