NOT LISTED FOR SALE

Estimated Value: $294,000 - $311,000

2 Beds
2.5 Baths
2,448 Sq Ft
$125/Sq Ft Est. Value

Last Sold December 14, 2018

Current estimated payment $2,086/month

106 Days on Market

Highlights

  • Primary Bedroom Suite
  • Open Floorplan
  • Ranch Style House
  • Orchard Farm Elementary School Rated A
  • Deck
  • Main Floor Primary Bedroom

About This Home

As of December 2018

Beautiful end unit with finished, walk out basement with covered patio and peaceful deck. This maintenance free villa has an open, light and bright floor plan with vaulted ceilings, bay windows, open great room, a fully finished walk out lower level that has a rec/family room, an office/den, and another bedroom. The master suite has a walk in closet and a spacious master bath with a corner tub and separate shower. The eat in kitchen is spacious and features a huge bay window, center island and plenty of cabinet space. Freshly painted with newer carpet. Well maintained back deck overlooks beautiful trees. Newer HVAC and water heater! All that and also a convenient location. Quick access to 370 and close to beautiful downtown St Charles.

Last Agent to Sell the Property

Cheryl Johnson

Johnson Realty, Inc License #2005033740 Listed on: 08/29/2018

Last Buyer's Agent

Cheryl Johnson

Johnson Realty, Inc License #2005033740 Listed on: 08/29/2018

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,367

Year Built

  • 1997

Lot Details

  • 2,701 Sq Ft Lot
  • Level Lot

HOA Fees

  • $180 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick or Stone Veneer Front Elevation
  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • Open Floorplan
  • Low Emissivity Windows
  • Insulated Windows
  • Bay Window
  • Entrance Foyer
  • Great Room
  • Living Room
  • Formal Dining Room
  • Den
  • Lower Floor Utility Room
  • Laundry on main level
  • Utility Room
  • Partially Carpeted

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Primary Bedroom on Main
  • Primary Bedroom Suite
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Separate Shower in Primary Bathroom

Partially Finished Basement

  • Walk-Out Basement
  • Basement Ceilings are 8 Feet High
  • Bedroom in Basement
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Underground Utilities
  • Gas Water Heater
  • High Speed Internet

Community Details

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,367

Year Built

1997

Lot Details

0

HOA Fees

$180 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Municipality Township: St. Charles
  • Special Areas: Den/Office, Entry Foyer, Great Room, Living Room, Main Floor Laundry, Utility Room
  • Ownership: Private
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1997

Interior Features

  • Basement: 8 ft + pour, Bathroom in LL, Partially Finished, Poured Concrete, Rec/Family Area, Sleeping Area, Walk-Out
  • Bedroom Types: Main Floor Master, Master Bdr. Suite
  • Dining Room: Separate Dining
  • Interior Amenities: Open Floor Plan, Some Carpeting, Walk-In Closets, Some Wood Floors
  • Kitchen: Center Island, Eat-In Kitchen
  • Lower Level Bedrooms: 1
  • Lower Full Bathrooms: 1
  • Main Level Bedrooms: 1
  • Main Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • Master Bed.: Full Bath, Tub & Separate Shwr
  • Misc Features: Deck, High Spd Connection, Patio
  • Total Living Area: 2448.00
  • Windows/Doors: Bay/Bow Window, Low-E, Some Insulated Wndws
  • Appliances: Dishwasher, Disposal, Microwave, Range, Range/Oven-Gas, Refrigerator, Stainless Steel Appliances
  • Bathrooms: 3.00
  • Bedrooms: 2.00
  • Room Cnt: 8
  • Square Footage: 1448
  • Square Footage Below Grade: 1000
  • Total Full Baths: 2
  • Total Half Baths: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Brk/Stn Veneer Frnt, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 180
  • Association Fee Frequency: Monthly
  • Amenities: Underground Util

Schools

  • School District: Orchard Farm R-V
  • Elementary School: Orchard Farm Elem.
  • Middle School: Orchard Farm Middle
  • High School: Orchard Farm Sr. High

Lot Info

  • Lot Description: Level Lot, Streetlights
  • Lot Dimensions: CONDO
  • Lot Sq Ft: 2701
  • Acres: 0.0620

Tax Info

  • Taxes Paid: 2264
  • Taxes Paid Year: 2017

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 25, 2019
Sold by
Smith Michelle
Bought by
Smith Michelle
Current Estimated Value
$305,367

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,700
Outstanding Balance
$114,964
Interest Rate
3.7%
Mortgage Type
New Conventional
Estimated Equity
$190,403

Purchase Details

Listed on
Aug 29, 2018
Closed on
Dec 13, 2018
Sold by
Underwood Robert and Underwood Mary Jo
Bought by
Smith Michelle
Seller's Agent
Cheryl Johnson
Johnson Realty, Inc
Buyer's Agent
Cheryl Johnson
Johnson Realty, Inc
List Price
$205,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.88%
Original Mortgage
$129,000
Interest Rate
4.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 3, 2013
Sold by
Fannie Mae
Bought by
Underwood Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 18, 2013
Sold by
Jpmorgan Chase Bank National Association
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 19, 2013
Sold by
Mccormack Francis B and Mccormack Genevieve E
Bought by
Jpmorgan Chase Bank National Association

Purchase Details

Closed on
Sep 17, 2003
Sold by
Mccormack Francis B and Mccormack Genevieve E
Bought by
Mccormack Francis B and Mccormack Genevieve E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
3.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 8, 1998
Sold by
Tr Hughes Inc
Bought by
Mccormack Francis B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,725
Interest Rate
10.25%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Michelle -- Nationwide Ttl Clearing Inc
Smith Michelle -- None Available
Smith Michelle $194,000 None Available
Underwood Robert $140,000 None Available
Federal National Mortgage Association -- None Available
Jpmorgan Chase Bank National Association $174,924 None Available
Mccormack Francis B -- Nations Title Agency Inc
Mccormack Francis B -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Michelle $130,700
Closed Smith Michelle $129,000
Previous Owner Underwood Robert $50,000
Previous Owner Mccormack Francis B $135,000
Previous Owner Mccormack Francis B $135,725
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/14/2018 12/14/18 Sold -- -- --
10/22/2018 10/22/18 Price Changed $200,000 -2.4% $82 / Sq Ft
08/29/2018 08/29/18 For Sale $205,000 -- $84 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,367 $54,188 -- --
2023 $3,368 $50,075 $0 $0
2022 $3,016 $43,207 $0 $0
2021 $3,021 $43,207 $0 $0
2020 $2,757 $39,034 $0 $0
2019 $2,498 $39,034 $0 $0
2018 $2,299 $34,295 $0 $0
2017 $2,264 $34,295 $0 $0
2016 $2,254 $33,258 $0 $0
2015 $2,271 $33,258 $0 $0
2014 $2,166 $31,004 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS18070486

MARIS MLS

APN: 5-0080-7869-00-006B.0000000