$795,000

32 Monastery Way Swanton, MD 21561

Estimated payment $4,933/month

Total Views 1,393
5 Beds
5 Baths
2,700 Sq Ft
$294 Price per Sq Ft

Highlights

  • 1 Dock Slip
  • Canoe or Kayak Water Access
  • Fishing Allowed
  • Home fronts navigable water
  • Spa
  • View of Trees or Woods

About This Home

“Carmel Sunday” is a charming retreat home located in the sought-after Carmel Cove community. This multi-level chalet is a spacious and inviting 5-bedroom lake access home offering the perfect blend of relaxation and comfort. The home features generous living areas, multiple gathering spaces, and five bedrooms—ideal for hosting family and guests. The exterior offers two great decks, a level yard, a fire pit, and a hot tub; your biggest decision may be where to spend your time! With a dock slip of your own, lake days will be effortless and enjoyable. Located near several restaurants, cinema, convenience stores, Thousand Acres Golf Course, and DCL State Park.

Listing Agent

Betsy Spiker Holcomb

(301) 387-4700 terah@deepcreeksales.com Taylor-Made Deep Creek Real Estate, LLC Brokerage Phone: 3013874700 License #518606 Listed on: 05/01/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,881

Year Built

  • Built in 2006

Lot Details

  • 1 Acre Lot
  • Home fronts navigable water
  • Property is in excellent condition
  • Property is zoned LR

HOA Fees

  • $120 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • 2 Fireplaces
  • Fireplace With Glass Doors
  • Stone Fireplace
  • Wood Frame Window
  • Six Panel Doors
  • Family Room
  • Living Room
  • Dining Room
  • Recreation Room
  • Views of Woods

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Bottled Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 001C
  • Assessor Parcel Number 1218063409

Community Details

Overview

  • Association fees include road maintenance, snow removal
  • Carmel Cove HOA
  • Carmel Cove Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,881

Year Built

Built in 2006

Lot Details

1 Acres

HOA Fees

$120 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2006
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Washer
  • Flooring Type: Carpet, Luxury Vinyl Tile
  • Interior Amenities: Dining Area, Entry Level Bedroom, Floor Plan - Open
  • Window Features: Wood Frame
  • Fireplace Features: Stone, Fireplace - Glass Doors
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Six Panel
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Bedroom 1, Recreation Room
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Connecting Stairway, Walkout Level
  • Total Sq Ft: 2700
  • Living Area Sq Ft: 2700
  • Price Per Sq Ft: 490.74
  • Above Grade Finished Sq Ft: 1620
  • Below Grade Finished Sq Ft: 1080
  • Total Below Grade Sq Ft: 1080
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Hot Tub
  • Roof: Shingle
  • View: Trees/Woods
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1441.69
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Snow Removal
  • HOA Name: CARMEL COVE
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 1.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43560.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Zoning: LR
  • In City Limits: No

Rental Info

  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 6881.00
  • Assessor Parcel Number: 1218063409
  • Tax Lot: 001C
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,881 $607,900 $90,800 $517,100
2024 $6,165 $527,867 $0 $0
2023 $5,231 $447,833 $0 $0
2022 $4,296 $367,800 $72,600 $295,200
2020 $4,269 $365,467 $0 $0
2019 $4,255 $364,300 $72,600 $291,700
2018 $4,014 $364,300 $72,600 $291,700
2017 $4,076 $364,300 $0 $0
2016 -- $371,500 $0 $0
2015 -- $371,500 $0 $0
2014 -- $371,500 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/01/2026 05/01/26 For Sale $795,000 +27.6% $294 / Sq Ft
05/21/2021 05/21/21 Sold $623,000 +0.6% $231 / Sq Ft View Prior Sale
04/15/2021 04/15/21 For Sale $619,000 -- $229 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $623,000 Lake Title Llc
Deed $417,000 --
Deed $200,000 --
Deed $37,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $498,400 New Conventional
Previous Owner $160,000 New Conventional
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2011710

Bright MLS

APN: 18-063409

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