$834,900
UNDER CONTRACT

4 Wilson Cir Swanton, MD 21561

Estimated payment $5,248/month

Total Views 1,537
5 Beds
4 Baths
3,780 Sq Ft
$221 Price per Sq Ft

Highlights

  • Home fronts navigable water
  • Open Floorplan
  • Mountain View
  • Canoe or Kayak Water Access
  • Lake Privileges
  • Community Lake

About This Home

Welcome to your private Deep Creek Lake retreat at 4 Wilson Circle, Swanton, MD! This beautifully maintained contemporary home offers five spacious bedrooms and four full baths, nestled in the sought-after Stilwater community. Enjoy the tranquility of a tree-lined cul-de-sac, mountain views and peaceful surroundings. The open-concept main level features a modern kitchen with a breakfast bar island ideal for casual meals and entertaining. The kitchen seamlessly flows into the dining and living areas, making gatherings effortless. The first floor also has two bedrooms and a bath. The lower level is designed for fun, boasting a jetted hot tub and pool table for year-round enjoyment. Recent upgrades add tremendous value, including Trex resurfacing on the deck, back porch, screened porch, and balcony, plus new railings completed in April 2026. The primary bath has been fully renovated. The additional baths feature new LVP flooring. Exterior improvements include a stone fire pit perfect for outdoor entertaining. Multiple outdoor spaces invite you to relax and soak in the natural beauty, whether you're enjoying the fire pit, hot tub, or simply the wooded setting, and distant lake views in the winter. As a resident, you'll have access to Stilwater’s exclusive lakefront amenities: 1,800 feet of shoreline, sandy play areas, picnic tables, and swim platform. Deep Creek Lake State Park, Wisp Resort, restaurants, shopping, and attractions are just minutes away. Currently established as a second home and vacation rental, this home offers flexibility for continued rental income, a second home, or a full-time residence. With spacious gathering areas, extensive outdoor amenities, and numerous recent improvements, this property is your gateway to the Deep Creek Lake lifestyle. Home is fully furnished. Schedule your private showing today and discover the perfect blend of comfort, convenience, and community!

Listing Agent

Thomas Long

(301) 387-2000 tlong@lakehomes.com Railey Realty, Inc. Brokerage Phone: 3013872000 License #WVS230302745 Listed on: 08/09/2026

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,405

Year Built

  • Built in 2013

Lot Details

  • 35,000 Sq Ft Lot
  • Home fronts navigable water
  • Cul-De-Sac
  • Property is in excellent condition

HOA Fees

  • $108 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Frame Construction
  • Asphalt Roof

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Furnished
  • Gas Fireplace
  • Family Room
  • Game Room
  • Mountain Views
  • Basement Fills Entire Space Under The House

Kitchen

  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • Walk-in Shower

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Gravel Driveway

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Swimming Allowed
  • Lake Privileges
  • Outdoor Grill

Schools

  • Southern High School

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • 200+ Amp Service
  • Well
  • Electric Water Heater
  • Public Septic

Listing and Financial Details

  • Tax Lot 0036
  • Assessor Parcel Number 1218077329

Community Details

Overview

  • $1,500 Capital Contribution Fee
  • Association fees include common area maintenance, snow removal
  • Stilwater Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,405

Year Built

Built in 2013

Lot Details

0.8 Acres

HOA Fees

$108 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2013
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Stove, Dishwasher, Refrigerator
  • Interior Amenities: Bathroom - Walk-In Shower, Floor Plan - Open
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Game Room, Family Room
  • Basement: Yes
  • Basement Type: Full
  • Laundry Type: Has Laundry
  • Total Sq Ft: 3780
  • Living Area Sq Ft: 3780
  • Price Per Sq Ft: 342.73
  • Above Grade Finished Sq Ft: 2436
  • Below Grade Finished Sq Ft: 1344
  • Total Below Grade Sq Ft: 1344
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Bbq Grill
  • Road Surface Type: Black Top
  • Roof: Asphalt
  • Spa: No
  • View: Mountain, Street
  • Water Access Features: Canoe/Kayak, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Propane - Leased
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Septic
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 1300.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Lake, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Snow Removal
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Capital Contribution Fee: 1500.00

Schools

  • High School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: SOUTHERN HIGH SCHOOL

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac
  • Lot Size Acres: 0.80
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 35000.00
  • Property Condition: Excellent
  • Zoning: R
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 6405.00
  • Assessor Parcel Number: 1218077329
  • Tax Lot: 0036
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,649 $572,200 $0 $0
2025 $6,688 $565,800 $89,900 $475,900
2024 $6,020 $490,233 $0 $0
2023 $5,134 $414,667 $0 $0
2022 $4,232 $339,100 $59,800 $279,300
2021 $4,266 $339,100 $59,800 $279,300
2020 $4,266 $339,100 $59,800 $279,300
2019 $4,723 $375,400 $96,200 $279,200
2018 $4,345 $364,567 $0 $0
2017 $4,181 $375,400 $0 $0
2016 -- $342,900 $0 $0
2015 -- $342,900 $0 $0
2014 -- $342,900 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/10/2026 08/10/26 For Sale $834,900 0.0% $221 / Sq Ft
08/10/2026 08/10/26 Off Market $834,900 -- --
08/09/2026 08/09/26 For Sale $834,900 -- $221 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $114,000 Deep Creek Title Group Llc
Deed -- --
Deed $100,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $320,000 Stand Alone Second
Closed $218,000 Construction
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2012568

Bright MLS

APN: 18-077329

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