$477,375
SOLD APR 22, 2025

32 Water St Unit 32 North Andover, MA 01845

3 Beds
1.5 Baths
1,297 Sq Ft
$97/mo HOA Fee

Recently Sold

$368 Per Sq Ft

4% Above List Price

5 Days on Market

Highlights

  • Pond View
  • Waterfront
  • Property is near public transit
  • North Andover High School Rated A-
  • Deck
  • Wood Flooring

About This Home

As of April 2025

Looking for an updated home in a great location with a private rear yard and water views? Check out 32 Water Street, located in the heart of downtown North Andover. Convenient to everything, and with views overlooking Osgood Pond! This duplex/condex has 3 bedrooms, 1.5 baths, large living room and stunning gourmet kitchen that was thoughtfully renovated in 2017 for the serious cook who enjoys entertaining. Bright, large kitchen with island offering seating for 6 with additional storage below. Stainless, granite, Farmers sink, and a gas stove with room for an additional kitchen sitting area. Easy access from the kitchen to the new 22x7 composite rear deck (2023) which is perfect for entertaining. Large living room w/gas stove and wood flooring and renovated 1/2 bath complete the 1st floor. The 2nd floor has 3 bedrooms and a renovated full bath.Walk out lower level is perfect for storage and access to the rear yard. Close to great dining, shopping and highways. Why rent when you can own?

Last Agent to Sell the Property

Cathy Johnson

William Raveis R.E. & Home Services Listed on: 02/19/2025

William Raveis R.E. & Home Services

Last Buyer's Agent

Applegate & Murphy Group

Lamacchia Realty, Inc.

Lamacchia Realty, Inc.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,559

Year Built

  • Built in 1850 | Remodeled

Lot Details

  • Waterfront
  • End Unit

HOA Fees

  • $97 Monthly HOA Fees

Home Design

  • Entry on the 1st floor
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,297 Sq Ft Home
  • 2-Story Property
  • Recessed Lighting
  • Decorative Lighting
  • Insulated Windows
  • Dining Area
  • Wood Flooring
  • Pond Views

Kitchen

  • Oven
  • Stove
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor

Laundry

  • Dryer
  • Washer

Basement

  • Exterior Basement Entry
  • Laundry in Basement

Home Security

Parking

  • 1 Car Parking Space
  • Paved Parking
  • Open Parking
  • Off-Street Parking

Schools

  • NAMS Middle School
  • NAHS High School

Utilities

  • Window Unit Cooling System
  • Baseboard Heating

Additional Features

  • Energy-Efficient Thermostat
  • Deck
  • Property is near public transit

Listing and Financial Details

  • Assessor Parcel Number 4146748

Community Details

Overview

  • Association fees include insurance
  • 2 Units
  • 32 & 34 Water Street Condominium Community

Recreation

  • Jogging Path

Pet Policy

  • Pets Allowed

Additional Features

  • Shops
  • Storm Windows

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,559

Year Built

Built in 1850 | Remodeled

Lot Details

0

HOA Fees

$97 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condex
  • Structure Type: Townhouse, Duplex
  • Year Built: 1850
  • Entry Level: 1
  • Year Built Details: Actual
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Wood
  • Entry Location: Unit Placement(Walkout)
  • Fireplace YN: No
  • Appliances: Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer
  • Total Bedrooms: 3
  • Room Bedroom2 Level: Second
  • Room Bedroom2 Features: Flooring - Wood
  • Room Bedroom3 Features: Closet, Flooring - Wood
  • Room Bedroom3 Level: Second
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Room Master Bedroom Features: Closet, Flooring - Wood
  • Room Master Bedroom Level: Second
  • Master Bathroom Features: No
  • Bathroom 1 Features: Bathroom - Half, Flooring - Wood, Countertops - Stone/Granite/Solid
  • Bathroom 1 Level: First
  • Bathroom 2 Level: Second
  • Bathroom 2 Features: Bathroom - Full, Flooring - Wood, Countertops - Stone/Granite/Solid
  • Room Kitchen Level: First
  • Room Kitchen Features: Flooring - Wood, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Deck - Exterior, Exterior Access, Remodeled, Stainless Steel Appliances, Gas Stove, Lighting - Pendant
  • Laundry Features: In Basement, In Unit, Electric Dryer Hookup
  • Room Living Room Level: First
  • Room Living Room Features: Flooring - Wood, Exterior Access, Recessed Lighting, Remodeled, Gas Stove
  • Basement: Y
  • Above Grade Finished Sq Ft: 1297
  • Living Area: 1297
  • Spa YN: No
  • Stories Total: 2
  • Window Features: Insulated Windows, Storm Window(s)
  • MAIN LO: M59500
  • MAIN SO: AN2314

Exterior Features

  • Exterior Features: Deck - Composite
  • Common Walls: End Unit
  • Construction Materials: Frame
  • Home Warranty YN: No
  • Patio And Porch Features: Deck - Composite
  • Roof: Shingle
  • Waterfront Features: Waterfront, Pond
  • Waterfront YN: Yes
  • Waterview Flag: Yes

Garage/Parking

  • Garage YN: No
  • Open Parking YN: Yes
  • Parking Features: Off Street, Paved
  • Total Parking Spaces: 1

Utilities

  • Sewer: Public Sewer
  • Utilities: for Gas Range, for Electric Dryer
  • Cooling: Window Unit(s)
  • Heating: Baseboard
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1168
  • Association Fee Frequency: Annually
  • Community Features: Public Transportation, Shopping, Walk/Jog Trails, Highway Access, T-Station
  • Senior Community YN: No
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance

Lot Info

  • Parcel Number: 4146748
  • Zoning: RES
  • Farm Land Area Units: Square Feet
  • Lot Size Units: Acres
  • Property Attached YN: Yes
  • OUTDOOR SPACE AVAILABLE: Yes - Private
  • ResoLotSizeUnits: Acres

Green Features

  • Green Energy Efficient: Thermostat

Rental Info

  • Pets Allowed: Yes

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4559

Multi Family

  • Number Of Units Total: 2
  • Basement Included Sq Ft: No
  • Waterview: Pond

MLS Schools

  • High School: Nahs
  • Middle Or Junior School: Nams

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 19, 2025
Closed on
Apr 22, 2025
Sold by
Carney Heather L
Bought by
Donnelly Stephen E and Donnelly Kimberly J
Seller's Agent
Cathy Johnson
William Raveis R.E. & Home Services
Buyer's Agent
Applegate & Murphy Group
Lamacchia Realty, Inc.
List Price
$459,000
Sold Price
$477,375
Premium/Discount to List
$18,375
4%
Views
42
Current Estimated Value
$468,723

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,652
Avg. Annual Appreciation
-3.10%
Original Mortgage
$454,425
Outstanding Balance
$451,988
Interest Rate
6.63%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$16,735

Purchase Details

Listed on
May 11, 2022
Closed on
Jul 1, 2022
Sold by
Jacobson Rachel B
Bought by
Carney Heather L
Seller's Agent
Cathy Johnson
William Raveis R.E. & Home Services
Buyer's Agent
Seamus Kennedy
Classified Realty Group
List Price
$424,000
Sold Price
$419,000
Premium/Discount to List
-$5,000
-1.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.75%
Original Mortgage
$398,000
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 19, 2018
Sold by
Campbell Steven A
Bought by
Campbell

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$301,665
Interest Rate
4.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 2, 2018
Sold by
Campbell
Bought by
Jacobson Rachel B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$301,665
Interest Rate
4.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 3, 2016
Closed on
Dec 28, 2016
Sold by
Finn Colin W and Finn Raina M
Bought by
Campbell Steven A
Seller's Agent
Susan McLaren
Compass
Buyer's Agent
Thomas Fonseca
RE/MAX Partners
List Price
$199,900
Sold Price
$205,000
Premium/Discount to List
$5,100
2.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.74%
Original Mortgage
$164,000
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 11, 2013
Sold by
Colton John
Bought by
Finn Colin W and Finn Raina M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,050
Interest Rate
4.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 25, 2000
Sold by
Osgood Pond Rt and Bradford
Bought by
Colton John
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $477,375 None Available
Quit Claim Deed $477,375 None Available
Quit Claim Deed $419,000 None Available
Quit Claim Deed $419,000 None Available
Quit Claim Deed -- --
Quit Claim Deed -- --
Quit Claim Deed $354,900 --
Quit Claim Deed $354,900 --
Quit Claim Deed $205,000 --
Quit Claim Deed $205,000 --
Quit Claim Deed $170,000 --
Quit Claim Deed $170,000 --
Quit Claim Deed $170,000 --
Deed $130,000 --
Deed $130,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $454,425 Purchase Money Mortgage
Closed $454,425 Purchase Money Mortgage
Previous Owner $398,000 Purchase Money Mortgage
Previous Owner $301,665 New Conventional
Previous Owner $164,000 New Conventional
Previous Owner $164,050 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/22/2025 04/22/25 Sold $477,375 +4.0% $368 / Sq Ft
02/24/2025 02/24/25 Pending -- -- --
02/19/2025 02/19/25 For Sale $459,000 +9.5% $354 / Sq Ft
07/01/2022 07/01/22 Sold $419,000 0.0% $323 / Sq Ft View Prior Sale
05/22/2022 05/22/22 Pending -- -- --
05/20/2022 05/20/22 Price Changed $419,000 -1.2% $323 / Sq Ft
05/11/2022 05/11/22 For Sale $424,000 +106.8% $327 / Sq Ft
12/28/2016 12/28/16 Sold $205,000 +2.6% $158 / Sq Ft View Prior Sale
11/07/2016 11/07/16 Pending -- -- --
11/03/2016 11/03/16 For Sale $199,900 -- $154 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,559 $404,900 $0 $404,900
2024 $4,398 $396,600 $0 $396,600
2023 $3,115 $254,500 $0 $254,500
2022 $3,079 $227,600 $0 $227,600
2021 $3,098 $218,600 $0 $218,600
2020 $3,004 $218,600 $0 $218,600
2019 $2,819 $210,200 $0 $210,200
2018 $3,054 $210,200 $0 $210,200
2017 $2,530 $177,200 $0 $177,200
2016 $2,529 $177,200 $0 $177,200
2015 $2,429 $168,800 $0 $168,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73336416

MLS Property Information Network (MLS PIN)

APN: NAND-000410-000029-000010