NOT LISTED FOR SALE

320 4th St Richmond, KY 40475

Estimated Value: $164,000 - $203,000

3 Beds
1.5 Baths
1,527 Sq Ft
$121/Sq Ft Est. Value

Last Sold December 14, 2023

Last sale price $165,000 $108 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $1,139/month

8 Days on Market

Highlights

  • Ranch Style House
  • Porch
  • Cooling Available
  • Neighborhood Views
  • Eat-In Kitchen
  • Living Room

About This Home

As of December 2023

Well done remodel located in the heart of Richmond! This property offers many updates/upgrades, but still has the charm of the early 1920's when it was built. Upon entry, you will notice the 10' ceilings, rustic knobs/hinges and 12'' baseboards. The first floor offers a nice entry foyer, living room, kitchen with refinished cabinets & stainless steel appliances, powder room/laundry room, three generous sized bedrooms and a full bath. In addition, this home offers some updated windows/water heater, refinished front porch, plenty of fresh paint, new vinyl siding, recently updated flooring (solid surface throughout) and new lighting/plumbing fixtures. Set your showing today before it is too late! **Highest & Best offer by 11-15-2023 at 4:00 p.m.**

Last Agent to Sell the Property

Colby Davis

ERA Select Real Estate License #215697 Listed on: 11/06/2023

ERA Select Real Estate

Last Buyer's Agent

Ashley Barreto

Keller Williams Commonwealth

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,581

Year Built

  • Built in 1925

Lot Details

  • 6,960 Sq Ft Lot
  • Partially Fenced Property
  • Wood Fence
  • Wire Fence

Parking

  • Off-Street Parking

Home Design

  • Ranch Style House
  • Pillar, Post or Pier Foundation
  • Dimensional Roof
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,527 Sq Ft Home
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Utility Room
  • Laminate Flooring
  • Neighborhood Views
  • Basement
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Porch

Schools

  • Kit Carson Elementary School
  • Madison Mid Middle School
  • Madison Central High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number R007-0017-0014

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,581

Year Built

Built in 1925

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 1925
  • Above Grade Finished Sq Ft: 1527.0
  • Levels: One
  • New Construction: No
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Roof:Dimensional Style: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Laminate: Yes
  • Fencing:Partial2: Yes
  • Fencing:Wood2: Yes
  • Roof:Shingle: Yes
  • Foundation Details:PillarPostPier: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Range
  • Interior Amenities: Eat-in Kitchen, Entrance Foyer
  • Flooring: Laminate
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • Basement: Yes
  • Total Bedrooms: 3
  • LivingArea: 1527.0
  • Lot Size Area: 0.16
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Basement:Crawl Space: Yes

Exterior Features

  • Roof: Dimensional Style, Shingle
  • Construction Materials: Vinyl Siding
  • Fencing: Partial, Wood
  • Foundation Details: Pillar/Post/Pier
  • List Price: 169900.0
  • Other Structures: Shed(s)
  • Patio And Porch Features: Porch
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Off Street

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air, Natural Gas
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Water Source: Public
  • Heating:Forced Air: Yes

Schools

  • Elementary School: Kit Carson
  • High School: Madison Central
  • Middle or Junior School: Madison Mid

Lot Info

  • Lot Size Acres: 0.16
  • Lot Size Sq Ft: 6960.0
  • Parcel Number: R007-0017-0014

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2023
Closed on
Dec 14, 2023
Sold by
Southern Investment Llc
Bought by
Lovings David Joseph and Lovings Brenda Baldos
Seller's Agent
Colby Davis
ERA Select Real Estate
Buyer's Agent
Ashley Barreto
Keller Williams Commonwealth
List Price
$174,900
Sold Price
$165,000
Premium/Discount to List
-$9,900
-5.66%
Views
57
Current Estimated Value
$185,064

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,064
Avg. Annual Appreciation
6.94%
Original Mortgage
$162,011
Outstanding Balance
$159,529
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
$25,535

Purchase Details

Listed on
Jul 24, 2023
Closed on
Aug 30, 2023
Sold by
Carpenter Marlanda and Carpenter William
Bought by
Southern Investment Llc
Seller's Agent
Shari Frasure
Keller Williams Commonwealth
Buyer's Agent
Colby Davis
ERA Select Real Estate
List Price
$130,000
Sold Price
$100,000
Premium/Discount to List
-$30,000
-23.08%
Views
155

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
462.27%
Original Mortgage
$100,000
Interest Rate
6.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 2, 2010
Sold by
Pederson Neil and Ross Karen
Bought by
Carpenter Shirley D and Carpenter Curment

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,837
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 23, 2005
Sold by
Quinn Roy and Quinn Donna L
Bought by
Fultz Robin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,000
Interest Rate
5.66%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lovings David Joseph $165,000 Bluegrass Land Title
Southern Investment Llc $100,000 None Listed On Document
Carpenter Shirley D $79,900 None Available
Fultz Robin -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lovings David Joseph $162,011
Previous Owner Southern Investment Llc $100,000
Previous Owner Carpenter Curment $11,872
Previous Owner Carpenter Shirley D $78,837
Previous Owner Fultz Robin $54,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/14/2023 12/14/23 Sold $165,000 -2.9% $108 / Sq Ft
11/15/2023 11/15/23 Pending -- -- --
11/14/2023 11/14/23 Price Changed $169,900 -2.9% $111 / Sq Ft
11/06/2023 11/06/23 For Sale $174,900 +74.9% $115 / Sq Ft
08/30/2023 08/30/23 Sold $100,000 -16.7% $65 / Sq Ft
08/12/2023 08/12/23 Pending -- -- --
08/08/2023 08/08/23 Price Changed $120,000 -7.7% $78 / Sq Ft
07/24/2023 07/24/23 For Sale $130,000 -- $84 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,581 $165,000 $0 $0
2023 $385 $86,000 $0 $0
2022 $59 $86,000 $0 $0
2021 $451 $86,000 $0 $0
2020 $472 $86,000 $0 $0
2019 $413 $79,900 $0 $0
2018 $430 $79,900 $0 $0
2017 $425 $79,900 $0 $0
2016 $429 $79,900 $0 $0
2015 $418 $43,000 $0 $0
2014 $765 $79,900 $0 $0
2012 $765 $79,900 $15,000 $64,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 23021443

ImagineMLS (Bluegrass REALTORS®)

APN: R007-0017-0014