NOT LISTED FOR SALE

320 4th St Schenectady, NY 12302

Estimated Value: $248,000 - $303,000

3 Beds
1 Bath
1,512 Sq Ft
$177/Sq Ft Est. Value

Last Sold September 16, 2020

Last sale price $183,000 $121 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $1,959/month

34 Days on Market

Highlights

  • Cape Cod Architecture
  • Stone Countertops
  • Eat-In Kitchen
  • Wood Flooring
  • No HOA
  • Living Room

About This Home

As of September 2020

Beautifully rehabbed Cape Cod style home located in the quaint Village of Scotia. Amazing kitchen so well equipped with granite counters, tile floors and back splash and stainless steel appliances. The hardwood floors have been all refinished and sealed, the windows have all been replaced, there is brand new carpeting in the upstairs bedroom, NEW vinyl siding , PLUS and brand new heating and cooling system. The sellers also removed large trees in front of home and re poured brand new sidewalks. Nothing to do but move right in. Taxes are a very reasonable amount for the area and are quoted WITHOUT STAR exemption. Excellent Condition

Last Agent to Sell the Property

Jeffrey Keith

eXp Realty License #30KE1036073 Listed on: 06/10/2020

eXp Realty

Last Buyer's Agent

Marissa O'Brien

Fitch Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,990

Year Built

  • Built in 1940

Lot Details

  • Lot Dimensions are 60x100

Home Design

  • Cape Cod Architecture
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,512 Sq Ft Home
  • Living Room
  • Dining Room
  • Dormer Attic

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • 4 Parking Spaces
  • Off-Street Parking

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 35 / 3
  • Assessor Parcel Number 422201 38.27-3-35

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,990

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1940
  • Directions: Sacandaga Road to Fourth
  • Above Grade Finished Sq Ft: 1512.0
  • Architectural Style: Cape Cod
  • Financial Details General Taxes: 1001.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2546.0
  • School Taxes Description: Actual
  • Financial Details Village Taxes: 1433.0
  • Village Taxes Description: Actual
  • Lot Size: 60x100
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Possession Possession Legacy: ASAP
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Cooling:Central Air: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Architectural Style:Cape Cod: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Basement: Full
  • Interior Amenities: High Speed Internet, Solid Surface Counters, Eat-in Kitchen
  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1512.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Interior Features:Solid Surface Counters: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Attic Features:Dormer: Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Parking Features: Off Street
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Parking Features:Off Street: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Basement
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Scotia Glenville

Lot Info

  • Parcel #: 422201 38.27-3-35

Tax Info

  • Tax Annual Amount: 4990.0
  • Tax Block: 3
  • Tax Lot: 35

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2020
Closed on
Sep 16, 2020
Sold by
Buzzo Nicolas
Bought by
Kepner Matthew J
Seller's Agent
Jeffrey Keith
eXp Realty
Buyer's Agent
Marissa O'Brien
Fitch Real Estate
List Price
$180,000
Sold Price
$183,000
Premium/Discount to List
$3,000
1.67%
Current Estimated Value
$268,352

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$85,352
Avg. Annual Appreciation
7.49%
Original Mortgage
$179,685
Outstanding Balance
$158,428
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$109,924

Purchase Details

Closed on
Nov 13, 2019
Sold by
County Of Schenectady
Bought by
Buzzo Nicolas

Purchase Details

Closed on
Jan 18, 2002
Sold by
Thorne Reginald F
Bought by
Bradt Earl

Purchase Details

Closed on
Jan 26, 1993
Sold by
Us Dept Of Housing & Urban Dev
Bought by
Thorne Reginald F and Thorne Lorraine D
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kepner Matthew J $183,000 None Available
Buzzo Nicolas -- None Available
County Of Schenectady -- None Available
Bradt Earl $76,750 --
Thorne Reginald F $56,700 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kepner Matthew J $179,685
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/16/2020 09/16/20 Sold $183,000 +1.7% $121 / Sq Ft
06/14/2020 06/14/20 Pending -- -- --
06/10/2020 06/10/20 For Sale $180,000 0.0% $119 / Sq Ft
05/11/2020 05/11/20 Pending -- -- --
05/11/2020 05/11/20 For Sale $180,000 -- $119 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,668 $130,800 $16,200 $114,600
2023 $65 $130,800 $16,200 $114,600
2022 $6,234 $130,800 $16,200 $114,600
2021 $5,818 $130,800 $16,200 $114,600
2020 $4,506 $109,000 $16,200 $92,800
2019 $9,226 $109,000 $16,200 $92,800
2018 $9,226 $109,000 $16,200 $92,800
2017 $8,489 $109,000 $16,200 $92,800
2016 $8,478 $109,000 $16,200 $92,800
2015 -- $109,000 $16,200 $92,800
2014 -- $109,000 $16,200 $92,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202017448

Global MLS

APN: 038-027-0003-035-000-0000