NOT LISTED FOR SALE

Estimated Value: $165,000 - $219,000

3 Beds
2 Baths
1,840 Sq Ft
$101/Sq Ft Est. Value

Last Sold December 20, 2023

Last sale price $205,000 $111 Per Sq Ft

Est. 9% decrease in value since last sale

Current estimated payment $1,171/month

13 Days on Market

Highlights

  • Deck
  • Full Attic
  • No HOA
  • Wood Flooring
  • Stone Countertops
  • Rear Porch

About This Home

As of December 2023

Welcome to this charming 2-family home in the heart of downtown Troy's ''Little Italy.'' With its lovely brick exterior and private backyard, this property is a true gem! Each unit features a comfortable and inviting one-bedroom, one-bathroom layout. The basement/garden level of this property presents an exciting opportunity to finish and rent out as an additional source of income. Wide plank hardwood floors throughout. Newer cosmetics. Instant equity opportunity! A short walk away from all the attractions and amenities that downtown Troy has to offer.

House is sold as-is. Cash financing only. Assignment of contract. 10% due at signing.

Last Agent to Sell the Property

Patrick Dunn

Core Real Estate Team Listed on: 10/25/2023

Last Buyer's Agent

James Perniciaro

Heer Realty, Inc. License #10401330299

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,660

Year Built

  • Built in 1890 | Remodeled

Lot Details

  • 3,049 Sq Ft Lot
  • Landscaped
  • Level Lot
  • Cleared Lot

Home Design

  • Duplex
  • Garden Home
  • Garden Apartment
  • Brick Exterior Construction
  • Aluminum Siding
  • Asphalt

Interior Spaces

  • 1,840 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Crown Molding
  • Full Attic
  • Stone Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Apartment Living Space in Basement

Outdoor Features

  • Deck
  • Rear Porch

Utilities

  • No Cooling
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Hot Water Heating System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Legal Lot and Block 8.000 / 13
  • Assessor Parcel Number 381700 101.77-13-8

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,660

Year Built

Built in 1890 | Remodeled

Lot Details

0

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Zoning: Multi Residence
  • Year Built: 1890
  • Directions: From 3rd St. Right onto Canal Ave. Left onto Fourth St.
  • Above Grade Finished Sq Ft: 1840.0
  • Architectural Style: Garden Style
  • Lot Size Acres: 0.07
  • New Construction: No
  • Sale Detail Buyer Zip Code: 12180
  • Sale Detail Seller Contribution: No
  • Special Listing Conditions Ownership: Bank Owned
  • Ownership: Bank Owned
  • Flooring:Hardwood: Yes
  • Architectural Style:Garden Style: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Hardwood
  • Basement: Apartment, Exterior Entry, Full, Unfinished, Walk-Out Access
  • Interior Amenities: High Speed Internet, Built-in Features, Crown Molding
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1840.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Basement:Walk-Out Access: Yes
  • Interior Features:High Speed Internet: Yes
  • Full Basement: Yes
  • Basement:Exterior Entry: Yes
  • Interior Features:Crown Molding: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Full2: Yes
  • Basement:Apartment: Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Exterior Features: Other
  • Roof: Asphalt
  • Construction Type: Aluminum Siding, Brick
  • Patio And Porch Features: Rear Porch, Deck
  • Waterfront: No
  • Property Condition: Updated/Remodeled
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Landscaped: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Other58: Yes
  • Construction Materials:Brick: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Parking Features: None
  • Attached Garage: No
  • Open Parking: No
  • Property Detail:Parking YN: No
  • Parking Features:None11: Yes

Utilities

  • Utilities: Cable Available, Cable Connected
  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Baseboard, Hot Water, Natural Gas
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Baseboard: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Troy

Lot Info

  • Lot Features: Level, Landscaped, Cleared
  • Parcel #: 381700 101.77-13-8
  • Lot Size Sq Ft: 3049.2

Tax Info

  • Tax Annual Amount: 4659.85
  • Tax Block: 13
  • Tax Lot: 8.000
  • Tax Tract: 101.77

Multi Family

  • Number Of Units Total: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 18, 2025
Sold by
328 4Th St Troy Ny Llc
Bought by
320 4Th Street Troy Llc
Current Estimated Value
$186,333

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$675,000
Outstanding Balance
$671,532
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
-$485,199

Purchase Details

Closed on
Jun 5, 2024
Sold by
Kennedy James
Bought by
320 4Th Street Troy Llc

Purchase Details

Listed on
Oct 25, 2023
Closed on
Dec 20, 2023
Sold by
Shevy Timothy
Bought by
Kennedy James
Seller's Agent
Patrick Dunn
Core Real Estate Team
Buyer's Agent
James Perniciaro
Heer Realty, Inc.
List Price
$209,900
Sold Price
$205,000
Premium/Discount to List
-$4,900
-2.33%
Views
37

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.03%

Purchase Details

Listed on
May 30, 2018
Closed on
Aug 13, 2018
Sold by
Cambrai Champions Llc
Bought by
Gorton Lisa A
Seller's Agent
Scott Roberts
Sterling Real Estate Group
Buyer's Agent
Scott Roberts
PR Real Estate
List Price
$185,000
Sold Price
$173,000
Premium/Discount to List
-$12,000
-6.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.24%
Original Mortgage
$129,750
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 12, 2018
Closed on
Apr 23, 2018
Sold by
Lennon Daniel G
Bought by
Cambrai Champions Llc
Seller's Agent
Heather Hamlin Martin
KW Platform
Buyer's Agent
Scott Roberts
PR Real Estate
List Price
$97,500
Sold Price
$105,000
Premium/Discount to List
$7,500
7.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
354.09%

Purchase Details

Closed on
Oct 4, 2002
Sold by
Masi Gina
Bought by
Lennon Daniel G
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
320 4Th Street Troy Llc -- Misc Company
320 4Th Street Troy Llc -- Misc Company
320 4Th Street Troy Llc -- None Available
320 4Th Street Troy Llc -- None Available
Kennedy James $165,000 None Available
Kennedy James $165,000 None Available
Kennedy James $165,000 None Available
Gorton Lisa A $173,000 --
Gorton Lisa A $173,000 --
Gorton Lisa A $173,000 --
Cambrai Champions Llc $105,000 --
Cambrai Champions Llc $105,000 --
Cambrai Champions Llc $105,000 --
Lennon Daniel G $61,000 Marcia Doyle
Lennon Daniel G $61,000 Marcia Doyle
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open 320 4Th Street Troy Llc $675,000
Previous Owner Gorton Lisa A $129,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/20/2023 12/20/23 Sold $205,000 -2.3% $111 / Sq Ft
11/07/2023 11/07/23 Pending -- -- --
10/25/2023 10/25/23 For Sale $209,900 +21.3% $114 / Sq Ft
08/23/2018 08/23/18 Sold $173,000 -6.5% $96 / Sq Ft View Prior Sale
08/21/2018 08/21/18 Price Changed $185,000 0.0% $103 / Sq Ft
06/19/2018 06/19/18 Pending -- -- --
05/30/2018 05/30/18 For Sale $185,000 +76.2% $103 / Sq Ft
04/23/2018 04/23/18 Sold $105,000 +7.7% $57 / Sq Ft View Prior Sale
04/15/2018 04/15/18 Pending -- -- --
04/11/2018 04/11/18 For Sale $97,500 -- $53 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,068 $86,000 $8,800 $77,200
2023 $6,069 $86,000 $8,800 $77,200
2022 $3,922 $86,000 $8,800 $77,200
2021 $1,743 $86,000 $8,800 $77,200
2020 $1,981 $86,000 $8,800 $77,200
2019 $1,962 $60,000 $8,800 $51,200
2018 $1,962 $60,000 $8,800 $51,200
2017 $1,954 $60,000 $8,800 $51,200
2016 $2,582 $60,000 $8,800 $51,200
2015 -- $60,000 $8,800 $51,200
2014 -- $60,000 $8,800 $51,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202327188

Global MLS

APN: 1700-101.77-13-8