$255,000
COMING SOON

320 Bluff St Clearwater, MN 55320

Estimated payment $1,603/month

2 Beds
2 Baths
1,804 Sq Ft
0.47 Acres Lot

Highlights

  • Deck
  • Main Floor Primary Bedroom
  • No HOA
  • Wood Burning Stove
  • 2 Fireplaces
  • 1-minute walk to Spring Street Park

About This Home

Old world charm with some modern updates in the heart of Clearwater! This one-of-a-kind home features original hardwood floors, original cabinetry, cool vintage light fixtures, and a custom fireplace. The main floor bedroom offers a walk-through bath with granite countertops, knotty pine walls and a fully tiled shower. On the 2nd floor, you'll find an additional bedroom plus a flex space perfect for an office, gaming area, or whatever fits your lifestyle. Don't miss the eye-catching catwalk that gives a bird’s-eye view of the main floor. The walkout lower level offers a spacious rec room with a cozy wood-burning fireplace, workshop area, and a 3/4 bathroom ready for your finishing touches.
Enjoy the huge wraparound deck that extends to the front porch, overlooks the spacious wooded yard and the flag stone patio. Some updated vinyl windows, plus the home features a 2024 furnace and water heater, along with a 2023 roof. The 19x30 garage, built in 2002 per county records, includes a concrete driveway with extra parking. Bring your ideas and add your own style to make this space truly yours!

Listing Agent

Lisa Salfer

Edina Realty, Inc. Listed on: 05/28/2026

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,672

Year Built

  • Built in 1925

Lot Details

  • Lot Dimensions are 120x173
  • Wood Fence
  • Few Trees

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Brick Foundation

Interior Spaces

  • 1.5-Story Property
  • 2 Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Free Standing Fireplace
  • Fireplace Features Masonry
  • Combination Kitchen and Dining Room
  • Lower Floor Utility Room
  • Gas Dryer Hookup

Kitchen

  • Cooktop
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 2 Bathrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Basement Window Egress

Outdoor Features

  • Deck
  • Wrap Around Porch

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • 100 Amp Service
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Original Clearwater Subdivision

Listing and Financial Details

  • Assessor Parcel Number 104010017080

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,672

Year Built

Built in 1925

Lot Details

0.47 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Window Unit(s)
  • Outside Features: Other
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water/Connected
  • Year Built: 1925
  • Above Grade Finished Sq Ft: 1464
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Basement: Egress Window(s), Finished, Full, Sump Pump, Walkout
  • Appliances: Cooktop, Dishwasher, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
  • Fireplace Features: Free Standing, Full Masonry, Wood Burning, Wood Burning Stove
  • Living Area: 1804
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 340
  • Basement YN: Yes

Beds/Baths

  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • Fencing: Wood
  • Foundation Details: Brick/Mortar
  • PatioPorchType: Deck, Porch, Wrap Around

Garage/Parking

  • Parking Features: Detached Garage, Concrete, Garage Door Opener

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Gas Dryer Hookup, Lower Level
  • Electric: 100 Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Tile Floors, Walk-In Closet

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 3202539333

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 120x173
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 104010017080
  • Tax Annual Amount: 2672
  • TaxWithAssessments: 2672

Map

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Source: NorthstarMLS

MLS Number: 7064159

NorthstarMLS

APN: 104-010-017080

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