V
Seller's Agent in 2026
Vince Coletti
Bellshire Realty, LLC
(615) 307-1803
98 Total Sales
320 Cotton Ln Franklin, TN 37069
Franklin Area
5
Beds
4
Baths
3,447
Sq Ft
0.3
Acre Lot
Highlights
- Wood Flooring
- Cooling System Powered By Gas
- Central Heating and Cooling System
- 2 Car Attached Garage
About This Home
As of May 2026Welcome to 320 Cotton Lane! This stunning 5-bedroom home plus additional downstairs office, upstairs bonus room, & loft offers the perfect blend of modern upgrades, timeless style, & incredible functionality. With 4 full bathrooms & an expansive 3,390 sq ft floor plan, this home has been beautifully updated to impress even the most discerning buyer. As you step inside, you’ll immediately notice the abundance of natural light & the warm, inviting feel created by the beautiful hardwood floors that flow throughout the downstairs. The kitchen is a true showstopper—featuring new bright white cabinetry, new marbled quartz countertops, a striking new tile backsplash, new stainless steel appliances, &sleek new black fixtures & hardware that add the perfect touch of contrast & sophistication. The downstairs master retreat is your own private getaway, complete with a walk-in closet & a spa-inspired en suite bathroom showcasing a new vanity with quartz countertop, modern black fixtures, & a newly tiled walk-in shower with a premium glass enclosure. A second bedroom & dedicated office space downstairs offer flexibility for guests & remote work. Upstairs, you’ll find new engineered hardwood flooring in the common areas, fresh carpet in the bedrooms, & both a spacious loft & bonus room, ideal for a media area, playroom, or gym. Additional upgrades include a new roof, all new windows downstairs, new water heater, & new lighting throughout. The attached 2-car garage features a brand new garage door, & the extra-long driveway provides parking for 4+ additional cars—perfect for gatherings & guests. Located in the highly sought-after Cottonwood community, residents enjoy access to fantastic amenities including a large pool, tennis courts, & a clubhouse. All this, just minutes from shopping, dining, & downtown Franklin. With its stunning upgrades, versatile layout, & prime location, 320 Cotton Lane offers the perfect blend of style, convenience, & comfort. Welcome home!
Last Agent to Sell the Property
Bellshire Realty, LLC Brokerage Phone: 6152415726 License #379854 Listed on: 03/26/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,013
Year Built
- Built in 1979
Lot Details
- 13,068 Sq Ft Lot
- Lot Dimensions are 90 x 135
HOA Fees
- $89 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 4 Open Parking Spaces
- Rear-Facing Garage
- Gravel Driveway
Home Design
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 3,447 Sq Ft Home
- Property has 2 Levels
- Crawl Space
Kitchen
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms | 2 Main Level Bedrooms
- 4 Full Bathrooms
Schools
- Walnut Grove Elementary School
- Grassland Middle School
- Franklin High School
Utilities
- Cooling System Powered By Gas
- Central Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- $350 One-Time Secondary Association Fee
- Cottonwood Est Subdivision
Listing and Financial Details
- Assessor Parcel Number 094038M C 06900 00006038M
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 26, 2026
Closed on
May 28, 2026
Sold by
Bought by
Seller's Agent
Vince Coletti
Bellshire Realty, LLC
Buyer's Agent
Katherine (Katy) Whatley
Compass
List Price
$974,900
Sold Price
$925,000
Premium/Discount to List
-$49,900
-5.12%
Views
106
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.86%
Original Mortgage
$740,000
Outstanding Balance
$739,305
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$222,670
Purchase Details
Closed on
Aug 7, 2025
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$780,888
Interest Rate
6.72%
Mortgage Type
Construction
Purchase Details
Closed on
Nov 22, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,800
Interest Rate
6.36%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 7, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,350
Interest Rate
8.63%
Purchase Details
Closed on
May 17, 1995
Sold by
Bought by
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $925,000 | Signature Title Services | |
| Warranty Deed | $888,000 | Signature Title Services | |
| Warranty Deed | $293,500 | Southeast Title Of Tn Inc | |
| Warranty Deed | $233,000 | Title Enterprises Llc | |
| Deed | $137,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $740,000 | New Conventional | |
| Previous Owner | $780,888 | Construction | |
| Previous Owner | $234,800 | Purchase Money Mortgage | |
| Previous Owner | $221,350 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/28/2026 05/28/26 | Sold | $925,000 | -2.6% | $268 / Sq Ft |
| 04/08/2026 04/08/26 | Price Changed | $949,900 | -2.6% | $276 / Sq Ft |
| 03/26/2026 03/26/26 | For Sale | $974,900 | -- | $283 / Sq Ft |
Source: Realtracs
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,297 | $253,625 | $75,000 | $178,625 |
| 2024 | $3,013 | $160,275 | $37,500 | $122,775 |
| 2023 | $3,013 | $160,275 | $37,500 | $122,775 |
| 2022 | $3,013 | $160,275 | $37,500 | $122,775 |
| 2021 | $3,013 | $160,275 | $37,500 | $122,775 |
| 2020 | $2,646 | $119,175 | $23,750 | $95,425 |
| 2019 | $2,646 | $119,175 | $23,750 | $95,425 |
| 2018 | $2,562 | $119,175 | $23,750 | $95,425 |
| 2017 | $2,562 | $119,175 | $23,750 | $95,425 |
| 2016 | $0 | $119,175 | $23,750 | $95,425 |
| 2015 | -- | $98,425 | $20,000 | $78,425 |
| 2014 | -- | $98,425 | $20,000 | $78,425 |
Source: Public Records
Agents Affiliated with this Home
-
Vince Coletti
-
Katherine (Katy) Whatley
Buyer's Agent in 2026
Katherine (Katy) Whatley
Compass
(205) 529-6620
35 Total Sales
Map
Source: Realtracs
MLS Number: RTC3159921
APN: 038M-C-069.00
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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