$287,000
SOLD SEP 30, 2025

320 E High St Warsaw, KY 41095

3 Beds
2.5 Baths
1,752 Sq Ft
5,358 Sq Ft Lot

Recently Sold

$164 Per Sq Ft

4% Below List Price

2 Days on Market

Highlights

  • River View
  • Deck
  • Main Floor Primary Bedroom
  • Open Floorplan
  • Traditional Architecture
  • Loft

About This Home

As of September 2025

Beautifully renovated home with a spacious layout. Enjoy a charming front porch, beamed ceilings, fenced backyard with gazebo, and peaceful river views. Inside features a stunning kitchen with tall cabinetry, quartz counters, and open shelving. The second floor addition offers a large loft--great for a playroom, second living area, or home office. First floor primary suite with a gorgeous en suite bath, plus two upstairs bedrooms with walk in closets and a shared bath. Move in ready with plenty of space to gather, relax and enjoy!

Last Agent to Sell the Property

Lena Keith

Pivot Realty Group License #270151 Listed on: 08/29/2025

Pivot Realty Group

Last Buyer's Agent

Brad Sanders

Sibcy Cline, REALTORS-Florence License #211412

Sibcy Cline, REALTORS-Florence

Home Details

Home Type

  • Single Family

Lot Details

  • 5,358 Sq Ft Lot
  • Wood Fence
  • Level Lot
  • Private Yard

Parking

  • Driveway

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,752 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Beamed Ceilings
  • Gas Fireplace
  • Insulated Windows
  • Living Room
  • Dining Room
  • Loft
  • River Views
  • Fire and Smoke Detector

Kitchen

  • Electric Range
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Gazebo

Schools

  • Gallatin County Elementary School
  • Gallatin County Middle School
  • Gallatin County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • The community has rules related to allowing corporate owners

Listing and Financial Details

  • Assessor Parcel Number 13A-34-08

Home Details

Home Type

Single Family

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.12
  • Lot Size: Of Record
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Corporate, Consumer
  • Directions: From US-42 W, Turn right onto Center, then left onto E High.
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Gallatin County Elementary
  • Location Tax Legal Info:Middle or Junior School: Gallatin County Middle School
  • Location Tax Legal Info:High School: Gallatin County High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Of Record
  • General Property Description:Approx SqFt2: 1752.0
  • Remarks Misc:Agent Only Remarks: Buyer to verify all info. Partial basement access through panel in laundry room. Water heater in basement.
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: KU
  • Utilities Gas Company: Duke
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.123
  • General Property Description:Living Area: 1752.0
  • General Property Description:Lot Size Square Feet: 5358.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 13A-34-08
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 1
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing:Wood3: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Roof:Metal3: Yes
  • Foundation:Slab: Yes
  • Property Ownership:Corporate: Yes
  • Other Structures:Gazebo: Yes
  • View:River: Yes
  • Fencing Fenced: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Barn Door(s), Open Floorplan, Built-in Features, Beamed Ceilings, Master Downstairs
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Dryer, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1752.0
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:Beamed Ceilings: Yes
  • Interior Features:Barn Door(s): Yes

Exterior Features

  • View: River
  • Fencing: Fenced, Wood
  • Roof: Metal
  • Lot Features: Level
  • View: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: See Remarks, Slab
  • Other Structures: Gazebo
  • Patio And Porch Features: Covered, Deck, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Sewer Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Gallatin County Elementary
  • Junior High Dist: Gallatin Co Public
  • High School: Gallatin County High
  • Middle Or Junior School: Gallatin County Middle School

Lot Info

  • Lot Size Sq Ft: 5358.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2025
Closed on
Sep 30, 2025
Sold by
Riddle Adam and Cefaratti Jennifer S
Bought by
Blevins Kathleen
Seller's Agent
Lena Keith
Pivot Realty Group
Buyer's Agent
Brad Sanders
Sibcy Cline, REALTORS-Florence
List Price
$299,000
Sold Price
$287,000
Premium/Discount to List
-$12,000
-4.01%
Views
89

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-8.87%
Original Mortgage
$187,000
Outstanding Balance
$187,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$94,981

Purchase Details

Closed on
Feb 23, 2024
Sold by
Booth Winford
Bought by
Riddle Adam and Cefaratti Jennifer

Purchase Details

Closed on
Jun 22, 2012
Sold by
Howell Margaret Katherine and Howell Matthew S
Bought by
Booth Winford E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,080
Interest Rate
3.79%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Dec 22, 2010
Sold by
Brown Barry L and Brown Deborah K
Bought by
Brown Margaret Katherine

Purchase Details

Closed on
Dec 22, 2009
Sold by
Deutsche Bank National Trust Company As
Bought by
Brown Barry L and Brown Deborah K

Purchase Details

Closed on
Dec 11, 2009
Sold by
Deutsche Bank National Trust Company As
Bought by
Deutsche Bank National Trust Company As and Llc Trust 2007-Bri Mortgage Pass-Through
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $287,000 None Listed On Document
Warranty Deed $65,000 None Listed On Document
Warranty Deed $65,000 None Listed On Document
Warranty Deed $70,000 --
Warranty Deed $53,000 --
Special Warranty Deed $43,200 --
Commissioners Deed $40,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $187,000 New Conventional
Previous Owner $67,080 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2025 09/30/25 Sold $287,000 -4.0% $164 / Sq Ft
08/31/2025 08/31/25 Pending -- -- --
08/29/2025 08/29/25 For Sale $299,000 -- $171 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $690 $65,000 $15,000 $50,000
2024 $851 $80,000 $15,000 $65,000
2023 $858 $80,000 $15,000 $65,000
2022 $689 $64,000 $15,000 $49,000
2021 $694 $64,000 $15,000 $49,000
2020 $711 $64,000 $15,000 $49,000
2019 $715 $64,000 $15,000 $49,000
2018 $715 $64,000 $15,000 $49,000
2017 $715 $64,000 $15,000 $49,000
2016 -- $64,000 $15,000 $49,000
2014 $589 $70,000 $15,000 $55,000
2011 $589 $53,000 $12,000 $41,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 635808

Northern Kentucky Multiple Listing Service

APN: 13A-34-08